FICO

MAY 18, 2020

For operations, the IFRS 9 accounting standard represents a once-in-a-generation change for collections. In the first-party space, there continues to be a focus on the customer and customer service, as well as increased interest from the offices of the CFO and CRO as to how risk and operations are minimising unnecessary impairments.

Regulation 52

Regulation Operations Management Data 52

FICO

MARCH 25, 2020

increase in unemployment and a faster return to prosperity, compared to a 3% increase in unemployment for other Organisation for Economic Co-operation and Development (OECD) countries. For example, BaFIN (the Federal Financial Supervisory Authority in Germany) is offering some freedom in their assessment of capital requirements.

Operations 40

Operations Exercises Security Data 40

CB Insights

NOVEMBER 2, 2017

It’s been nearly a decade since the financial crisis exposed how a weak risk management framework and lack of governance can almost permanently debilitate even one of the strongest capital markets. Regulators are exercising their new oversight by increasing the costs of non-compliance.

Compliance 72

Compliance Regulation blockchain Software 72

South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. The ratio would provide a bank’s current core capital position to risk-adjusted assets.

social media 195

social media FDIC Branding Management 195

PYMNTS

DECEMBER 16, 2019

Instead of going to the gym, they’re climbing on their Peloton bikes or exercising in front of their Magic Mirrors with trainers and others who are part of those digital fitness communities. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

Instead of going to the gym, they’re climbing on their Peloton bikes or exercising in front of their Magic Mirrors with trainers and others who are part of those digital fitness communities. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Innovation 174

Innovation Cards Google Payments 174

FICO

FEBRUARY 12, 2023

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. With this approach, loan pricing is not an isolated exercise. Instead, loan prices are optimized within the context of the entire customer offer.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Gonzobanker

MAY 8, 2020

25% 140 banks will have capital levels that have fallen below 8%. So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession.

Lending 114

Lending Analytics Analysis Capital 114

BankUnderground

APRIL 8, 2021

Without adequate mitigation, such events may result in claims handling strain and capital risk for insurers. That raises a challenge for insurers: should they have adequate risk mitigation measures in place for periods that are both windy and wet? How does the windstorm – inland flood correlation impact insurers’ capital?

Capital 82

Capital Study Risk Management Analysis 82