TheGuardian

SEPTEMBER 27, 2023

Since the company was founded in 1800 in Rhode Island, the bank has never offered its home loan services at a branch location in a majority-Black or Latino neighborhood throughout the state, including in the state capital of Providence, where the vast majority of the state’s Black and Latino population live. Continue reading.

Rhode Island 79

Rhode Island Lending Washington Community Bank 79

Independent Banker

SEPTEMBER 30, 2018

Regulators have issued a proposed rule to reduce capital levels for global systemically important bank holding companies and their federally insured subsidiaries. Meanwhile, some members of Congress are asking the Federal Reserve to eliminate a capital surcharge on the megabanks. Where I’ll be this month.

Community 79

Community Memphis Tennessee Community Bank 79

South State Correspondent

MARCH 13, 2023

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Notably, most community banks’ duration risk is in the loan portfolio.

Risk Management 221

Risk Management Management Community Bank Community 221

PYMNTS

OCTOBER 14, 2020

Other investors include Spark Capital, New Enterprise Associates and apartment developer Greystar Real Estate Partners LLC. The report noted that WeWork only involved two buildings, one in New York City and one near Washington, D.C.

New York City 151

New York City Washington Capital New York 151

Independent Banker

MARCH 31, 2019

It’s always great to be with fellow community bankers, and now, as ICBA president and CEO, our members! It could be something as simple as making a loan to a new kind of business in your community, or bringing in a new technology. I’ll end the month in Washington, D.C., for our ICBA Capital Summit.

Washington 70

Washington Memphis Community Nashville 70

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. ICBA president and CEO Rebeca Romero Rainey, Washington, D.C.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

FEBRUARY 5, 2019

“I think it is pretty obvious when you read stories about the payday lending industry – and how it goes wrong for customers – that consumers need a better alternative,” Onward Financial Founder Ronnie Washington said. In an effort to innovate a solution to these cash flow challenges, Washington founded Onward Financial. ”

Washington 178

Washington Kansas City Lending Kansas 178

PYMNTS

FEBRUARY 8, 2019

However, venture capitalists are urging caution on the tech startup community. The company recently announced $10 million in venture capital funding, led by GV and Foundation Capital, while Amicus and Pierre Lamond also participated. Brazil’s Adianta has announced $2.18 Brazil’s Adianta has announced $2.18

Fintech 188

Fintech Capital New York City Analysis 188

American Banker

JANUARY 10, 2020

Organizers of Founders Bank in Washington are still need to raise at least $25 million before opening.

FDIC 41

FDIC National Washington Capital 41

PYMNTS

FEBRUARY 19, 2019

As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services. He pointed to the Community Reinvestment Act, which encourages banks to loan to small businesses.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

JUNE 1, 2018

Between 2015 and 2017, the amount of lending to small businesses by the five leading online lending providers increased 50 percent, according to a new report from NDP Analytics, a Washington, D.C.-based communities.”. in gross output in local communities across the country.” based economic research firm. billion in 2017 from $2.6

Lending 103

Lending Online Community Washington 103

PYMNTS

JUNE 15, 2020

She’s the George Washington School of Business ’ endowed chair of economics and accountancy academic director and head of the Global Financial Literacy Excellence Center (GFLEC). That’s when we say they could try to ask their local business community. And the world has changed so fast around us. Lusardi should know.

Fintech 258

Fintech America Washington Tools 258

PYMNTS

OCTOBER 17, 2016

Increasing access to capital to underrepresented small businesses is vital to economic growth and the communities they serve. Small Business Forward will support a wide, diverse base of entrepreneurs so that economic growth is shared by all,” says Janis Bowdler, Head of Small Business Initiatives, Global Philanthropy, JPMorgan Chase.

Los Angeles 100

Los Angeles San Francisco Louisiana Washington 100

Independent Banker

APRIL 30, 2019

I was blown away by the incredible community banks that are featured, and I have a feeling you’ll feel the same way! Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. Where I’ll be this month.

Community Bank 70

Community Bank Tampa Community Washington 70

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports. But these business owners need capital to expand.

Capital 130

Capital Iowa Management Community 130

Independent Banker

AUGUST 25, 2016

Advocacy Advocate—ICBA’s Joshua Harbursky works to assist community bankers with their industry policy engagement with lawmakers and regulators. ICBA has a great infrastructure in place and a lot of active advocates among community bankers. Anyone with an interest in promoting community banks can be an ICBA advocate.

Washington 72

Washington Community Bank Policies Community 72

Jeff For Banks

DECEMBER 16, 2022

Total return includes two components: capital appreciation and dividends. Silvergate Capital Corporation (NYSE: SI) #2. The bank consists of two segments: 1) the traditional community bank, and 2) CCBX, which is its Banking as a Service (BaaS) division started in 2018. MetroCity Bankshares, Inc. Nasdaq: MCBS) #3. Refreshing!

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

AUGUST 23, 2018

Bungalow also helps to create a sense of community through exclusive social events and volunteer opportunities so residents can get to know each other. “My It was hard to find a great home and even harder to build a supportive community away from friends and family,” Andrew Collins, co-founder and CEO of Bungalow, said in a press release. “We

San Diego 100

San Diego Los Angeles Security Portland 100

Independent Banker

MARCH 15, 2015

Community bankers aren’t the only ones who think so. Nearly everyone in Washington now agrees, to one degree or another. Inside and outside Washington, most people agree the time has come to enact real, meaningful and significant regulatory relief for community banks. Community banks—and our economy—need relief now.

Community Bank 70

Community Bank Washington Community Regulation 70

Independent Banker

FEBRUARY 24, 2015

Community bankers aren’t the only ones who think so. Nearly everyone in Washington now agrees, to one degree or another. Inside and outside Washington, most people agree the time has come to enact real, meaningful and significant regulatory relief for community banks. Community banks—and our economy—need relief now.

Community Bank 70

Community Bank Washington Community Regulation 70

PYMNTS

MAY 8, 2020

The poll was conducted by a San Francisco-based advocacy group called Small Business Majority, and its CEO John Arensmeyer has been a proponent of community grants that exist outside of the formal banking system that has controlled government aid up to this point. There is no shortage of other larger scale ideas.

Maine 142

Maine Groups San Francisco Lending 142

American Banker

MAY 5, 2016

National Capital Bank of Washington has a named Richard Anderson its new president and chief executive.

National 28

National Capital Washington DC 28

ABA Community Banking

MARCH 9, 2022

said at the ABA Washington Summit today. A bipartisan, ABA-advocated bill to address “tough legacy” Libor contracts is included in the omnibus spending bill that Congress is expected to pass in the coming days, Sen. Jon Tester (D-Mont.)

Washington 59

Washington Community Bank Policies Community 59

Independent Banker

DECEMBER 29, 2015

Community bankers offer real-world reasons for more Basel III relief. Nearly one year after the Basel III capital rules went into effect, community bankers say that now recognize just how much more complex and how much more difficult this new set of capital rules will make life and business for them if they remain in place.

Community Bank 70

Community Bank Community Capital Lending 70

PYMNTS

MARCH 11, 2020

The analyst community balked at longer-term questions about the company’s liquidity even though 2019 was the company’s sixth straight year of triple-digit revenue growth with over 177,000 cars delivered and just shy of $4 billion in revenue. billion, on an 82 percent increase in retail sales. Ontario (L.A.), Oklahoma City, and Memphis.

Company 130

Company Miami San Antonio Oklahoma City 130

Abrigo

APRIL 28, 2016

This year’s National Small Business Week , themed “SBA: Dream Big, Start Small,” will include special events in Atlanta, New York, Denver, Phoenix, San Jose, Oakland and Washington, D.C. Capital: SBA fills gaps in the commercial lending marketplace so success in the small business sector is based on merit, not family wealth.

National 150

National San Jose Los Angeles United States 150

Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. By Karen Hoffman. Benjamin Franklin famously said that “by failing to prepare, you are preparing to fail.”

Compliance 101

Compliance Regulation Community Bank Community 101

Ublocal

OCTOBER 6, 2022

Working with a local financial institution like Union Bank, you’ll benefit from over 130 years of experience and support for our community. It’s all a reflection of Union Bank’s dedication to helping small businesses thrive in the communities we serve. We know a thing or two about the area—we’ve been here since 1891!

New Hampshire 52

New Hampshire Vermont Community Lending 52

Independent Banker

JULY 28, 2016

She explained why lawmakers should exempt community banks from Basel III capital rule. Community bankers score big changes in final credit-loss standard. The agencies said in formal guidance that community banks will be able to meet the new standards without complex models or third-party service providers.

Community Bank 70

Community Bank Community Connecticut Regulation 70

PYMNTS

JULY 24, 2018

Though most testing takes place in California, those operations also are conducted in Arizona, Texas, Georgia, Michigan and Washington State. With the partnership, Waymo said it can offer its self-driving services to communities around the country. The technology has undergone five billion hours of simulations, he said.

Conference 100

Conference Phoenix Arizona Michigan 100

Independent Banker

FEBRUARY 28, 2022

The ICBA Capital Summit is the premier event for community bankers looking to advocate for their industry. In person for the first time since 2019, the ICBA Capital Summit in Washington, D.C., Community bankers, pack your bags for Washington, D.C. Community bankers, pack your bags for Washington, D.C.

Community 180

Community Washington Community Bank Capital 180

PYMNTS

MAY 3, 2018

“The Tax Cuts and Jobs Act implementation could cause businesses to have extra capital to deploy, but it is even more encouraging that organizations expect to have cash on hand through the normal course of business in the coming year,” said TD Bank’s manager of treasury management sales, Tom Gregory, in a statement at the time.

Taxes 100

Taxes Analysis Washington Report 100

Jeff For Banks

DECEMBER 7, 2019

Total return includes two components: capital appreciation and dividends. It is the Mountlake Terrace, Washington holding company for 1st Security Bank, a $1.7 billion in assets community bank with 22 branches that encircle the Seattle Sound. First Capital, Inc. Nasdaq: FCAP) First Capital, Inc. FS Bancorp, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

American Banker

JULY 12, 2016

A couple of years ago, the activist investor Joseph Stilwell said Anchor Bancorp in Lacey, Wash., deserved more time to try to right itself. Apparently he thinks that time is up.

Washington 28

Washington Community Bank Capital Community 28

PYMNTS

AUGUST 21, 2018

Entrepreneurs value the in-person advisory relationships they get when they visit bank representatives in person, some industry experts say, and more branch locations will bolster their local communities’ small business landscape. The first of those will be opened in Wards 7 and 8 in Washington, D.C., over the next five years.

Phoenix 100

Phoenix Survey Washington Trends 100

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers. Siphoning customers.

Community Bank 70

Community Bank Community Analytics Lending 70