Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

American Banker

NOVEMBER 1, 2016

Cathay General Bancorp in Los Angeles has agreed to a community reinvestment plan tied to its deal to buy SinoPac Bancorp from Bank SinoPac in Taiwan.

Los Angeles 28

Los Angeles Community CA Community Bank 28

American Banker

JULY 21, 2016

Banc of California's second-quarter profits soared on stronger lending and credit quality. billion-asset company increased net income 66% from a year earlier to $26.5 million, it said in a news release Thursday.

California 28

California Lending Company CA 28

American Banker

NOVEMBER 3, 2016

which reported a third-quarter loss tied to credit issues, has elevated two lending officers to executive-level posts. Opus Bank in Irvine, Calif.,

Lending 28

Lending Report CA Community Bank 28

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Ag lending in the South: Relationships matter.

Community Bank 172

Community Bank Community National Philadelphia 172

American Banker

OCTOBER 24, 2016

Opus Bank in Irvine, Calif., reported a larger-than-forecast quarterly loss after deciding to set aside more reserves than it predicted it would a week earlier.

Report 28

Report Lending CA Community Bank 28

American Banker

JULY 25, 2016

which said it will pull back on tech lending even though that had become one of its most important niches. Problem technology credits drove down quarterly profits at Opus Bank in Irvine, Calif.,

Lending 28

Lending Technology CA Community Bank 28

CFPB Monitor

MAY 22, 2019

In May 2017, the CFPB issued a RFI and a white paper on small business lending in conjunction with a field hearing on small business lending. In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations.

CA 68

CA Regulation Community Resources 68

American Banker

AUGUST 23, 2016

The latest lending figures show just how prodigious banks' shift from construction to C&I loans has been since the crisis. Yet a hard look at C&I credits, especially their loss rates, raises questions about whether they are safer.

Lending 28

Lending CA Community Bank Regional 28

American Banker

OCTOBER 13, 2016

California Bank of Commerce in Lafayette has hired a veteran credit administrator to help expand its small-business lending.

Training 28

Training California Lending CA 28

American Banker

OCTOBER 17, 2016

million in chargeoffs tied to eight loans in its technology, commercial and specialty lending divisions. Opus Bank in Irvine, Calif., said Monday that it expects to report a third-quarter loss of 5 cents a share, reflecting $38.8

Lending 28

Lending Technology Report CA 28

American Banker

MARCH 29, 2016

has hired Jeffrey Zaks, a CIT Group banker, to lead its new media and entertainment lending group. Opus Bank in Irvine, Calif.,

Groups 28

Groups Lending CA Community Bank 28

American Banker

MAY 11, 2016

But whether they are exploring out-of-market opportunities, staying local or employing robo-advisers, banks all have the same goals: to generate more fee income at a time when margins from lending continue to shrink.

Lending 28

Lending Strategy Marketing CA 28

American Banker

DECEMBER 23, 2016

Stephen Gordon has long been known as an entrepreneurial banker, which helped him expand his California bank aggressively over a five-year period. A spike in chargeoffs that led to a third-quarter loss spurred Gordon to beef up credit oversight. The question is whether that effort will stymie loan growth.

California 28

California CA Community Bank Capital 28

American Banker

MAY 23, 2016

Nonperforming commercial-and-industrial loans are soaring, and loans to farmers and construction firms — not just oil and gas companies — are a big reason.

Industry 31

Industry Company CA Community Bank 31

American Banker

SEPTEMBER 28, 2016

Kim Kaselionis saw a lot of small-business-loan applications die on her desk when she was a bank chief, so she started a crowdfunding firm to nurse along startups till they were bankable. That's where Fresno First comes in.

Fresno 28

Fresno CA Community Bank Community 28

American Banker

AUGUST 31, 2016

Plenty of banks have ended their federal loss-share deals early, but despite the incentives to wind them down, plenty more still have these crisis-era arrangements in place. It may be due to varying deadlines, mistakes calculating loan values or worries that they still might need the coverage for home equity lines.

FDIC 28

FDIC CA Community Bank Regional 28

American Banker

MAY 5, 2016

Banc of California bulked up quickly in the aftermath of the financial crisis, first through acquisitions and now with organic growth. CEO Steven Sugarman discusses how his bank manages its exposure while preparing to cross an important regulatory threshold.

Management 28

Management California CA Community Bank 28

American Banker

MAY 5, 2016

Banc of California bulked up quickly in the aftermath of the financial crisis, first through acquisitions and now with organic growth. CEO Steven Sugarman discusses how his bank manages its exposure while preparing to cross an important regulatory threshold.

California 28

California Management CA Community Bank 28

American Banker

APRIL 7, 2016

BofI Holding is looking to make more acquisitions and its leader doesn’t think accusations from a former employee are unlikely to hold up a deal, even though they’ve dragged down the stock price.

CA 28

CA Community Bank Community Strategy 28

American Banker

NOVEMBER 29, 2016

Opus Bank in Irvine, Calif., has hired a veteran risk manager to structure senior debt for commercial and specialty banking.

Risk Management 28

Risk Management Management CA Community Bank 28

PYMNTS

APRIL 11, 2019

“I am concerned that several of these institutions are simply too big to manage their own operations, too big to serve our communities and too big to care about the harm they have caused,” said Representative Maxine Waters (D-CA), chair of the committee. Others mentioned shadow banks, which are non-bank lenders.

Lending 158

Lending America cryptocurrency System 158

PYMNTS

APRIL 11, 2019

“I am concerned that several of these institutions are simply too big to manage their own operations, too big to serve our communities and too big to care about the harm they have caused,” said Representative Maxine Waters (D-CA), chair of the committee. Others mentioned shadow banks, which are non-bank lenders.

Lending 100

Lending America System CA 100

CFPB Monitor

JULY 9, 2020

Over the past six weeks, opposition to the OCC’s Community Reinvestment Act (“CRA”) final rule has hardened on two fronts. The plaintiffs also argue that the new rule would dilute bank investment in low- and moderate-income communities in ways that are “contrary to the letter and spirit” of the CRA. Maxine Waters (D-CA) and Rep.

Groups 140

Groups Community FDIC California 140