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Bank Value: Here is a Better Way to Calculate and Manage

South State Correspondent

Ask a banker about the value of their bank, and they will either talk about some derivation of book value or earnings multiple. For example, many banks don’t risk-adjust their loans using a risk-adjusted return on capital model such as Loan Command. While these bankers are not wrong, they are not exactly right.

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How Toys R Us Kids Became Amazon Adults (And What’s Next)

PYMNTS

There have been a number of great commercial jingles in the history of commercials — tunes so catchy that they stick, almost forever, and remind us of brand names simply by nature of being so catchy. These days, though, we call them Bridge Millennials. ” The Changing Buying Habits Of Millennial Parents.

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OYO To Take On Airbnb With Vacation Rental Venture

PYMNTS

India-based hotel and booking site OYO – which is the fastest-growing hotel chain in the world, according to the company – said it will invest $335 million into its European vacation rental venture, with the goal of expanding further and potentially competing with Airbnb, according to a report.

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Savings Goals Top Millennial Resolutions – 3 Steps for Successful Savings Follow-Through

Banking 2020

This article is written by me with support from Capital One in conjunction with the release of the brand new Millennial Mindset on Money Survey. If you’re a millennial, your answer is probably pretty boring – smart, but boring. Check out the results below! All opinions are my own. . Serious about saving?

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What’s Your Commerce Horoscope?

PYMNTS

Miller clarified that she has no problem with predicting the future for commercial purposes – she herself has been known to write horoscope-influenced gift guides for brands like Tory Burch – but she takes the work seriously and actually tries to focus her expertise into those commercial works, something she does not feel Amazon has done.

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Amazon’s New Toy Story

PYMNTS

Though millennial parents were hit with nostalgia, when it comes to the world of toy sales going forward, market watchers of all kinds have been asking themselves the same question for weeks: Now what? Geoffrey the Giraffe is, sadly, no more. Even in its declining days, Toys R Us represented some 12 percent of the U.S. But will it?

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USAT: Bridging The ‘Consumer Gap’ In Unattended Retail

PYMNTS

Consumers have shown that they enjoy the experience (the speed and convenience of it all), and they want to buy what might be thought of as “non-traditional” items at the machines, too, ranging from books to clothes to electronics. It’s also reminding customers that their brand is ‘there,’ and there is brand affinity. …

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