Chris Skinner

JUNE 8, 2020

I blog about so many things. Sure, most of the time it’s FinTech, banking and technology. Sure, most of the time it’s about the future, the outlook, the ideas.

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Chris Skinner

JANUARY 13, 2019

For years, I’ve been wondering why people in business operations couldn’t align their needs with the people delivering technology in the organisation. The requests would get prioritisation and be delivered in sequence over time, sometimes a very long … The post The new FinTech bank appeared first on Chris Skinner's blog.

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Chris Skinner

SEPTEMBER 11, 2019

To be like a young, FinTech unicorn. However, there is a massive difference between … The post We’re just a technology company that happens to have a banking licence appeared first on Chris Skinner's blog. To be like a start-up. To be like a Silicon Valley angel investment firm.

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Chris Skinner

FEBRUARY 19, 2019

That realisation is a simple but important one, and it is this: dealing with technology is very different to dealing with money; furthermore, dealing with money through technology is very different to dealing with technology through … The post Are you in banking or technology?

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Chris Skinner

AUGUST 5, 2019

I don’t blog about this much these days, as my audience is firmly in the retail and payments technology space, but I still keep close track of the investment markets, clearing and settlement, … The post How does MiFID II and FinTech work? appeared first on Chris Skinner's blog.

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Chris Skinner

FEBRUARY 24, 2017

I wrote a blog the other day for The Next Web. Apparently, people like it and here I’m going to expand upon the basic theme to give a detailed analysis of how FinTech wings are spreading. There’s been a lot of talk about fintech lately. It is no longer this big bucket of finance and technology.

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Chris Skinner

OCTOBER 9, 2017

Following on from talking around the big ten tech themes last Friday, I thought I would follow up with five FinTech themes for right now. This came out of a keynote speech I gave at Celero’s 9th annual technology conference in Canada last week.

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Chris Skinner

SEPTEMBER 24, 2018

I’m often asked how I got into FinTech. It’s an interesting question as I’ve been involved in Finance and Technology all of my life. Back in the day, it wasn’t called FinTech. Interestingly, for almost a quarter century, tech … The post Are banks serious about fintech? appeared first on Chris Skinner's blog.

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Chris Skinner

SEPTEMBER 2, 2019

I do adjust the … The post The diversity of financial technologies appeared first on Chris Skinner's blog. I was listening to questions at a meeting this week where one of the audience asked if I needed to adjust what I say on my travels, to suit the culture of different countries.

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Chris Skinner

FEBRUARY 13, 2020

A decade ago, we talked about the financial crisis, technology, regulations and compliance.

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Chris Skinner

FEBRUARY 21, 2019

Another interesting nuance of the FinTech Bank is the integration of business and technology. I’ve referenced this a few times, but wanted to be explicit that these banks think technology is business and business is technology. This is clearly demonstrated in their microservices team structures and agile thinking.

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Abrigo

DECEMBER 17, 2021

Components of an effective fintech partnership If leveraging new technology is a priority for your FI, ensure these three elements are present for an effective fintech partnership. . Takeaway 2 When evaluating a fintech partnership, ask how the vendor will help with integration, training, and ongoing success.

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Accenture

OCTOBER 29, 2020

The perception that Hong Kong is behind other global financial and technology hubs on innovation both in fintech and technology, in general, is widespread. The post Nurturing winners: how Hong Kong can seize its fintech potential appeared first on Accenture Banking Blog.

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Chris Skinner

OCTOBER 21, 2018

Someone told me I should start a travel blog, as I fly more than most pigeons do. But I’m not sure my travel blog would be read so much. Some countries are still reliant on cash whilst others are … The post Is the world being democratised through technology? appeared first on Chris Skinner's blog.

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Chris Skinner

MARCH 18, 2019

I’ve written quite often about Sexism in the City and am intrigued by discussions of diversity, or the lack thereof, in both banking and technology. … The post Women in FinTech: do you care? appeared first on Chris Skinner's blog.

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Accenture

DECEMBER 15, 2021

The fintech revolution is here: Over $34 billion of venture-capital funding went to fintechs in the second quarter of 2021. The post Innovation with techquisition: Getting it right appeared first on Accenture Banking Blog. The post Innovation with techquisition: Getting it right appeared first on Accenture Banking Blog.

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Chris Skinner

AUGUST 30, 2019

Bearing in mind that the big American banks are all spending $10 billion plus each on technology, they should be updating, and CB Insights latest installment looks … The post Where Top US Banks Are Betting On Fintech appeared first on Chris Skinner's blog.

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Accenture

JUNE 24, 2020

The post Transforming core banking with the right technology appeared first on Accenture Banking Blog. The question….

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Chris Skinner

JANUARY 6, 2017

I’m a regular co-host … The post The best FinTech podcasts out there and 10 FinTech trends for 2017 appeared first on Chris Skinner's blog.

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Chris Skinner

MAY 13, 2018

Building on Friday’s blog about small bank thinking, there’s another anomaly that occurs with big banks which is their usual response to technology is to test it. The problem with testing technology is that it is just a test. A false implementation.

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Chris Skinner

MAY 10, 2017

It shows how important FinTech is when major financial centres vie for focus. London has been leading the charge to be the FinTech capital of the world, but many other cities are nipping at their toes. So I was intrigued to see Hong Kong issue their FinTech strategy today. Does this matter?

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Chris Skinner

JULY 8, 2020

OK, no more politics … unless it’s important to banking, technology and fintech … and back to my usual boring diatribes. appeared first on Chris Skinner's blog. There’s been a discussion a while ago about making banking fun, gamifying finance and giving rewards for smart spending and saving.

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Chris Skinner

NOVEMBER 8, 2017

The … The post Throwing technology over the wall appeared first on Chris Skinner's blog. Old cars were made of metal and welded together into a solid machine where, if any part breaks, you have to replace the whole machine.

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Accenture

MARCH 12, 2020

The post Selecting the right digital technology for core banking transformation appeared first on Accenture Banking Blog. The question facing all but….

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Chris Skinner

MARCH 28, 2019

I used to blog about blockchain and distributed ledger technology (DLT) almost once a week … four years ago. Today, I hardly blog about it at all.

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blockchain Fintech Technology Digital Banking 419

Chris Skinner

AUGUST 24, 2017

For the second time in the last decade, I have been invited as a Contributing Subject Matter Expert to join in research by the World Economic Forum about how technology is changing banking. Therefore, I take the content … The post FinTech hasn’t changed much … yet appeared first on Chris Skinner's blog.

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Chris Skinner

JULY 21, 2017

They want to get to the nirvana of new technologies, but are stuck in a spaghetti of old systems. What we are seeing is many new companies launching capabilities built upon the latest internet-enabled technologies. They are very different to banks and are collectively known as FinTech, financial technology start-up companies.

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Chris Skinner

MARCH 5, 2019

I’ve talked a little about TechFin in the past but, in my presentations, I talk more and more about TechFin versus FinTech. FinTech is doing what we’ve always done, cheaper and faster and better with technology. TechFin is reimagining everything with no idea of what’s been before with technology.

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Chris Skinner

JANUARY 30, 2018

I was recently recorded on Roger Edwards’ podcast talking about FinTech, cryptocurrency and corporate change. You can checkout his website here, and here’s the low-down of our chat: On the show this week, I … The post FinTech, cryptocurrency and corporate change appeared first on Chris Skinner's blog.

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Chris Skinner

AUGUST 30, 2016

I recently opened an investment fund for blockchain start-ups in partnership with Life.SREDA, who produce a report on the state of FinTech twice a year.

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Chris Skinner

FEBRUARY 19, 2019

That realisation is a simple but important one, and it is this: dealing with technology is very different to dealing with money; furthermore, dealing with money through technology is very different to dealing with technology through … The post Are you in banking or technology?

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Technology Digital Banking Fintech 150

Chris Skinner

JULY 11, 2017

As this has happened, we have seen a counter-trend occurring, as the maturing FinTech specialists branch out to create global monoline services in platforms. Banks will always be needed as your value store, he … The post Globalizing finance through FinTech appeared first on Chris Skinner's blog.

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Chris Skinner

JULY 20, 2020

I blog regularly about what a fanboy I am of Chinese technology giants Alibaba and Tencent. It’s getting a bit ridiculous now however, when payments companies are designing payments for cats and dogs … or maybe it’s not … it’s just an extension of technologies that work for humans.

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Accenture

NOVEMBER 7, 2019

A regional retail bank’s ability to effectively future-proof its business depends on how well it can adopt technology…. The post Small banks, tap the consortium model for fintech investment to innovate appeared first on Accenture Banking Blog.

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Gonzobanker

JULY 9, 2021

The fintech market is smokin’ hot right now. Fintech is no different. Q1 2021 was the largest funding quarter on record, according to CB Insights , with fintechs raising $22.8 Banks and fintechs are in a heated mashup and seeking niches. Fifth Third Bank is acquiring healthcare fintech Provide.

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Chris Skinner

JULY 15, 2019

I thought I would share my speech at last week’s UN meeting and the short version is summarised nicely by the UN’s press page: Chris Skinner, an author and commentator from the United Kingdom, discussed the promise of “fintech” — which integrates finance and technology — to extend financial services … The post Digital finance includes (..)

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Chris Skinner

OCTOBER 12, 2017

All well and good, you would think, but several surveys point to it not being … The post Don’t be so blasé about people loving FinTech appeared first on Chris Skinner's blog. The push is for data sharing with trusted third parties with user consent.

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