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The Current State of Ag Lending: Challenges for Borrowers, Lenders, and How to Overcome Them

Abrigo

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending. On January 28, the Federal Deposit Insurance Corp.

Lending 195
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9 “hot spot” issues examiners see at banks with CRE loans

Abrigo

FDIC officials in March outlined several types of weaknesses in loan underwriting, administration and oversight practices that are emerging at some banks with CRE portfolios. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication.

FDIC 186
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Ensuring a Sustainable Legacy: The Role of Wealth Management in Estate Planning

Ublocal

By matching specific investment strategies with your unique level of risk tolerance, tax considerations, and legacy goals, investment management can ensure that your estate not only withstands market fluctuations but also effectively fulfills your plans for how to distribute your wealth to your heirs and philanthropic causes.

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Unraveling the Mysteries of Complex Investment Terms – A Guide for Real People

Ublocal

The money is saved before taxes, so it can grow without being taxed until you take it out. The money can grow without being taxed, or you can pay taxes now and not later, depending on the type of IRA. It lets you keep all the tax benefits without having to start over.

Taxes 98
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Expanding credit portfolios: 3 Growing pains

Abrigo

Community banks are expanding their loan portfolios to include more small business loans, according to the most recent Community Bank Performance report by the FDIC. Through a Sageworks poll , we found that many institutions rely on on-the-job training for tax return analysis – one component of the credit analysis process.

Training 170
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U.S. mail delays: more reasons to explore mobile and online banking

PopularBank

Where first-class mail — things like letters, small packages, bills, and tax documents — took one to three days to be delivered, that timeframe will soon extend to between one and five days. You are protected by Popular Bank’s encrypted security processes and backing from the FDIC, just as you are when using checks. The post U.S.

Online 98
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Income Investing Guide: How to Invest for Steady Cash Flow

MyBankTracker

Since savings accounts are FDIC-insured , their interest rates are usually low. Tax Considerations About Income Investing. Each type of investment comes with its own tax considerations. As long as your assets aren’t in a tax-advantaged account, they’re usually taxable in some way. Optimize for tax efficiency.

How To 52