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The Current State of Ag Lending: Challenges for Borrowers, Lenders, and How to Overcome Them

Abrigo

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending. On January 28, the Federal Deposit Insurance Corp.

Lending 195
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Ensuring a Sustainable Legacy: The Role of Wealth Management in Estate Planning

Ublocal

By matching specific investment strategies with your unique level of risk tolerance, tax considerations, and legacy goals, investment management can ensure that your estate not only withstands market fluctuations but also effectively fulfills your plans for how to distribute your wealth to your heirs and philanthropic causes.

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9 “hot spot” issues examiners see at banks with CRE loans

Abrigo

FDIC officials in March outlined several types of weaknesses in loan underwriting, administration and oversight practices that are emerging at some banks with CRE portfolios. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication.

FDIC 186
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Unraveling the Mysteries of Complex Investment Terms – A Guide for Real People

Ublocal

Bear Market A bear market is when stock prices are falling, and people are worried they’ll keep falling. Imagine a bear swiping down with its paw; that’s what the market is doing. Bull Market A bull market is the opposite of a bear market. It’s like the price tag for the whole company.

Taxes 98
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Cash-Equivalent Accounts: The Safest Types of Investments

MyBankTracker

Both the principal value of the certificate and the interest rate are guaranteed by the bank, and fully covered by FDIC insurance for up to $250,000 per depositor, per bank. Money market funds and accounts. A money market is an investment by the issuer in a basket of short-term, interest-bearing securities. Treasury bills.

Taxes 52
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Banks are Flush With Cash, For Now

TrustBank

In that case the bank can take those excess deposits and invest in marketable securities or just hold it at the Federal Reserve earning a nominal interest rate. The volatility in the equity markets and drop in interest rates for bonds and money market funds have pushed savers and investors to banks. Why such an increase?

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Income Investing Guide: How to Invest for Steady Cash Flow

MyBankTracker

Since savings accounts are FDIC-insured , their interest rates are usually low. Savings accounts, certificates of deposit and money market accounts are all relatively safe assets. Tax Considerations About Income Investing. Each type of investment comes with its own tax considerations. Rental income. Bank accounts.

How To 52