Independent Banker

OCTOBER 31, 2018

This year, you’ve probably heard me say that ICBA is focused on three pillars: community bank advocacy, education and innovation. As I put on three hats—consumer, community banker, and ICBA president and CEO (in no particular order)—I see three specific opportunities for innovation. Exciting, right?

Fintech 70

Fintech Community Bank Community Nashville 70

South State Correspondent

SEPTEMBER 20, 2022

Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. While this lesson sounds evident, most banks do not set and track clear goals for their marketing efforts. Bank Marketing Lesson 8: Crypto, Blockchain, Digital Assets, and NFTs.

Conference 195

Conference Marketing social media Data 195

PYMNTS

MAY 16, 2016

The alternative lending market is showing signs of defeat against traditional bank loans, and SMEs are strengthening their demands for more than the typical solutions currently offered by traditional FIs. Those services include bitcoin and peer-to-peer lending, analysts said. 65% of U.K. percent of borrower applications.

Fintech 108

Fintech Lending Fraud Cards 108

CB Insights

FEBRUARY 20, 2020

The most valuable of these freshly minted unicorns are blockchain startup Ripple ($10B valuation) and challenger banks Chime ($5.8B) and N26 ($3.5B). Santander is expanding its existing relationship with nCino, deploying nCino’s bank operating system product to subsidiary Santander UK.

Fintech 80

Fintech US Lending Cards 80

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

William Mills

MAY 11, 2016

This is an extension of business services, powered by a local community bank. A mobile wallet powered by a local bank, built on the Malauzai platform. This certainly adds a lot of technological capacity to the community bank. Malauzai enables the community bank to build their own app, “local mobile wallets.”

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

DECEMBER 14, 2015

Four Finovate alums were among the bunch: CBANC Network took in $4 million for it’s community bank information network. BankersLab received an undisclosed investment towards its commercial lending training & compliance tools. Real estate lending marketplace. Market data communications platform.

San Francisco 12

San Francisco Company Fintech New York City 12

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Seacoast Bank is at it again… and this time it is blowing past $10B in a big way. In just five months, Seacoast announced three bank acquisitions ( Drummond, Apollo , and Professional ) totaling a little over $4.7B Goes to CSI.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Community bank marketing resources. Popular Community Bank in Miami. Bravo OZRK! C’mon Man!’ Merger of the Year. Just asking.

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. Helps institutions discover and execute their blockchain strategies. AlphaPoint.

Samsung 69

Samsung Mobile User Experience Google 69

Fintech Labs Insights

AUGUST 1, 2016

Bankjoy offers developers a banking API for a modern, real-time, holistic interface for credit unions and community banks. Fiserv helps financial institutions enable social finance by providing customers access to a safe, collaborative bank-secured social funding product.

How To 12

How To Analytics Millennials Data 12

CB Insights

MAY 15, 2019

With recent advances in blockchain, cryptocurrency, contactless payments, and more, finance is primed for disruption. Fidelity Labs is also exploring how AI can improve customer service and FCAT opened a blockchain incubator. Cambridge Blockchain, a 2016 graduate, was created as an identity management platform for banks.

Innovation 78

Innovation blockchain Technology Groups 78

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. We’ve seen the big Wall Street banks raise the hurdle (and clear it!) Bank Purchase of the Year. CVB Financial acquires Community Bank. GonzoBankers, 2018 has been a troublesome year. Easy as a golf swing.

Fintech 105

Fintech Conference Innovation Community 105

CFPB Monitor

FEBRUARY 12, 2019

In his letter (obtained by Politico), Mr. Foster mentions various credentials he holds, including his “prior career as a scientist and small business owner” and his participation as co-chair in the Blockchain Caucus.

Fintech 68

Fintech Illinois Community Financial Technology 68

PYMNTS

APRIL 11, 2019

Questioning from lawmakers focused on small business lending as well, where banks have, according to stats cited at the hearing, accounted for only 25 percent of lending to those firms. Others mentioned shadow banks, which are non-bank lenders. Dimon called out the shadow banking concerns in last week’s letter.)

Lending 158

Lending America cryptocurrency System 158

PYMNTS

APRIL 11, 2019

Questioning from lawmakers focused on small business lending as well, where banks have, according to stats cited at the hearing, accounted for only 25 percent of lending to those firms. Others mentioned shadow banks, which are non-bank lenders. Dimon called out the shadow banking concerns in last week’s letter.)

Lending 100

Lending America System CA 100

Fintech Labs Insights

SEPTEMBER 1, 2015

Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending. ArcBit aims to lever Bitcoin and Blockchain technology to connect you to the global Internet economy. Blockstack.io

Company 12

Company Software Analytics Mobile 12