The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Banking Trends Analysis 38

The Financial Brand

JANUARY 19, 2022

A convergence of new leadership in federal banking agencies and significant changes to bank merger policies promise major upheaval. The post Will Biden’s Regulators Totally Redefine Bank Mergers in 2022? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Leadership Banking Trends Analysis 34

The Financial Brand

SEPTEMBER 22, 2021

The post Bank Regulator Sees Cryptocurrency Innovation Creating ‘Fool’s Gold’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Acting Comptroller draws parallels between booming blockchain-based currency businesses and innovations that ushered in the Great Recession.

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cryptocurrency Regulation Innovation Banking Trends 32

The Financial Brand

APRIL 8, 2024

This article How Should Regulations Evolve to Keep Up with the Banking Industry? A handful of new changes in revenue models for the banking industry may call for new liquidity regulations. This article How Should Regulations Evolve to Keep Up with the Banking Industry? appeared first on The Financial Brand.

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Regulation Industry Branding Banking Trends 29

The Financial Brand

SEPTEMBER 8, 2021

Given the burgeoning role of fintechs and big techs in banking, legislators and analysts are raising the call for more regulations. The post Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Banking Trends Analysis 25

The Financial Brand

AUGUST 31, 2021

Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks. The post Bank Regulators Set Risk Guidance for Fintech Partnerships appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Community Bank Banking Trends 24

South State Correspondent

MAY 13, 2024

With 142 presentations and panels, the content was tailored to the needs of every bank interested in payments. The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders.

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Conference Payments Fraud Data 195

The Financial Brand

JULY 11, 2021

How industry newcomer Carla Zakhem-Hassan has been blending old and new as the top marketer at the nation's #4 bank. The post Citi’s CMO Talks Branding, Social Stands and the Plus Side of Regulation appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Branding Regulation Banking Trends Analysis 29

The Financial Brand

APRIL 1, 2024

This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. The Comptroller's Office and the Federal Deposit Insurance Corp.

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Policies Regulation Branding Guidelines 27

Chris Skinner

JULY 7, 2017

His work and publications have not only described the future of financial services and banking – it is shaping it as great many of the world’s leading banks look to Chris Skinner and his publications for advice and inspiration when shaping their strategies and solutions.

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America Maine Trends Innovation 223

The Financial Brand

JULY 25, 2021

Consumers' shift to digital banking channels is driving expectations for faster complaint handling. Regulators expect quicker resolution. The post Financial Institutions that Botch Complaint Handling Kill CX appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Digital Banking 43

The Financial Brand

MARCH 26, 2023

This article Preventing Bank Failures is Not the Job of Regulators appeared first on The Financial Brand. Senate and House banking committee probes into the failures of SVB and Signature Bank have to consider the true role of regulators.

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Regulation Branding Washington Banking Trends 28

The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Banking Trends Analysis National 43

The Financial Brand

JANUARY 15, 2024

This article Banks Must Prepare for Climate Change — Regulators Finally Say How appeared first on The Financial Brand. Long-awaited guidance on climate risk outlines what federal regulatory agencies expect from banks — while avoiding controversial issues.

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Regulation Branding Banking Trends FDIC 18

The Financial Brand

NOVEMBER 10, 2021

Potentially the answer to the controversy swirling around payday lenders and overdrafts, can this nascent product be regulated appropriately? The post Increasing Popularity of ‘Early Pay’ Products Raises Thorny Questions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Regulation 33

The Financial Brand

MARCH 27, 2023

This article Fed’s Barr to Congress: How Should Regulators Adapt to New Banking Risks? Silicon Valley Bank’s failure raises questions about evolving risks in the banking industry and whether regulators should intercede more. This article Fed’s Barr to Congress: How Should Regulators Adapt to New Banking Risks?

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Regulation Branding Industry Banking Trends 28

The Financial Brand

OCTOBER 25, 2021

Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions. The post CFPB Orders 6 Big Techs to Disclose Consumer Payment Data Practices appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Data Payments Apple Google 29

The Financial Brand

DECEMBER 5, 2021

The bank is the biggest so far to nix the fees. The action has emboldened legislators and regulators to try and abolish OD fees altogether. The post Why Capital One’s Move Won’t Be the Death of Overdraft Fees appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Capital Banking Trends Analysis Trends 33

Jeff For Banks

MARCH 15, 2014

This week I did my annual tour of the West, teaching Bank Profitability in the Executive Development Program for the Washington, Oregon, and Utah Bankers'' Associations. As part of the day-long curriculum, we discuss industry trends. So the transition period, and how we execute on it, are critical to our individual banks'' success.

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Industry Oregon Utah Washington 113

Accenture

APRIL 4, 2017

Storm clouds are gathering over the banking industry in the form of a fragmenting value chain, rapid migration to digital channels, encroaching financial technology firms, and open banking regulations. In many cases, banks will only have a fleeting opportunity to differentiate and brand their services to these customers.

Technology 157

Technology Trends Survey Customer Experience 157

The Financial Brand

OCTOBER 4, 2021

Consumers favor 'sustainable banking,' but, equally important, financial institutions face looming regulations forcing them to take action. The post Green Banking: Brand Differentiator, Regulatory Requirement or Both? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Branding Banking Trends Analysis Regulation 19

PYMNTS

DECEMBER 27, 2019

That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits. There is a sense, however, that CUs themselves bear responsibility for falling behind the digital banking trends that first took hold with consumers.

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Digital Banking Millennials Banking Trends Mobile 130

The Financial Brand

JULY 29, 2021

The post 4 Reasons Why Digital Banking Teams Struggle to Innovate appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Having innovation as a priority is the first step, but it rarely goes further without first overcoming common roadblocks.

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Digital Banking Innovation Banking Trends Analysis 43

The Financial Brand

SEPTEMBER 28, 2021

Banking System appeared first on The Financial Brand - Banking Trends, Analysis & Insights. President's nominee for Comptroller of the Currency comes with a stack of opinions on the future of financial services, some quite startling. The post Biden’s New Regulatory Pick Favors Re-Booting U.S.

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System Banking Trends Analysis Trends 39

The Financial Brand

FEBRUARY 8, 2023

The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview. This article NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies appeared first on The Financial Brand.

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Strategy Trends Branding Lending 32

The Financial Brand

DECEMBER 1, 2021

Here's a sustainability crash course for banks and credit unions. The post Banks Can No Longer Ignore Climate Change (And Here’s Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Course Trends 34

The Financial Brand

OCTOBER 24, 2021

The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit.

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Lending Banking Trends Analysis Trends 31

The Financial Brand

MARCH 9, 2023

Loan growth is a strength for credit unions, but the top federal regulator frets over rates and heightened risk trends. This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand.

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Lending Trends Branding Regulation 26

The Financial Brand

JULY 4, 2021

The post Neobanks Could Get Slammed by Biden’s Toothier CFPB appeared first on The Financial Brand - Banking Trends, Analysis & Insights. As the bureau re-asserts its broad authority in pursuit of an aggressive agenda, challengers and fintechs will be scrutinized.

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Banking Trends Analysis Trends Branding 25

The Financial Brand

NOVEMBER 23, 2020

Agency rule would halt decisions by institutions to boycott 'disapproved' industries, clashing with growing 'responsible banking' trend. The post Guarding Bank Reputation from Tough Issues (Like Guns) Just Got Harder appeared first on The Financial Brand.

Banking Trends 21

Banking Trends Trends Branding Industry 21

The Financial Brand

NOVEMBER 23, 2020

Agency rule would halt decisions by institutions to boycott 'disapproved' industries, clashing with growing 'responsible banking' trend. The post Guarding Bank Reputation from Tough Issues (Like Guns) Just Got Harder appeared first on The Financial Brand.

Banking Trends 17

Banking Trends Trends Branding Industry 17

The Financial Brand

NOVEMBER 26, 2023

This article Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service? Federal regulators don’t love BaaS. This article Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service? appeared first on The Financial Brand. appeared first on The Financial Brand.

Branding 28

Branding Regulation Banking Trends FDIC 28

The Financial Brand

DECEMBER 15, 2022

This article Must-Watch Banking Battles of 2023 Revolve Around CFBP appeared first on The Financial Brand. Look for new Republican leadership on the House Financial Services Committee to impose 'oversight by annoyance' on Biden banking regulators.

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Leadership Branding Regulation Banking Trends 41

The Financial Brand

DECEMBER 7, 2023

This article CEO Survey Finds ‘Cautious Optimism’ Among Banking Leaders appeared first on The Financial Brand. As 2023 comes to a close and we approach 2024, banking CEOs remain upbeat about growth despite inflation, disruption and regulators.

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Survey Branding Regulation Banking Trends 26

Lars Markull

JUNE 29, 2020

Uber or Grab offering bank accounts and debit cards is built on top of banking-as-a-service providers. In a nutshell, open banking refers to any technique that enables you to access your bank account without logging into the online or mobile banking interface provided by your bank.

Mobile 52

Mobile Data Trends Maine 52

Lars Markull

JUNE 29, 2020

Uber or Grab offering bank accounts and debit cards is built on top of banking-as-a-service providers. In a nutshell, open banking refers to any technique that enables you to access and control your bank account without logging into the online or mobile banking interface provided by your bank.

Mobile 52

Mobile Data Trends Maine 52

The Financial Brand

JANUARY 11, 2024

This article How Banks Must Prepare for Their Next Reg Exam appeared first on The Financial Brand. Banks and credit unions know regulators are calling for heavily scrutiny of interest rate and liquidity risks. This article How Banks Must Prepare for Their Next Reg Exam appeared first on The Financial Brand.

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Branding Regulation Banking Trends FDIC 19