The Financial Brand

DECEMBER 15, 2021

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 42

Lending Fintech Banking Trends Analysis 42

The Financial Brand

NOVEMBER 21, 2021

The mobile bank is the second European challenger within a few weeks to bow out. Fintech experts weigh in on what it means for banking. Market (And 500,000 Customers) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Why Neobank N26 Is Abandoning the U.S.

Marketing 41

Marketing Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Regulation 40

Regulation Fintech Banking Trends Analysis 40

The Financial Brand

AUGUST 11, 2021

The post Don’t Surrender Retail Banking to Fintechs and Megabanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. If your financial institution isn't using consumer deposits to grow profitable relationships, you're overlooking a huge opportunity.

Retail 43

Retail Fintech Banking Trends Analysis 43

The Financial Brand

JULY 5, 2021

Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities. The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Innovation 33

Innovation Fintech Banking Trends Analysis 33

PYMNTS

NOVEMBER 23, 2020

This trend toward digital has only increased since the beginning of the COVID-19 pandemic, and this growing population of online-only or online-majority customers also means that identifying those consumers has become essential for businesses and financial institutions (FIs) in global markets.

Industry 298

Industry Regulation Data Study 298

The Financial Brand

OCTOBER 6, 2021

Seeking long-term large deposit relationships Lexicon Bank balances compliance duties with marketing itself as a home for poker professionals. The post Startup Bank Goes All-In Gambling on a Niche Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Marketing 35

Marketing Banking Trends Analysis Compliance 35

The Financial Brand

JUNE 22, 2021

You don't have to be an agile start-up to put these challenger bank approaches to use. The post 3 Marketing Strategies Banks & Credit Unions Can Lift From Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The key is in the execution, which must be consistent.

Marketing Strategies 36

Marketing Strategies Strategy Marketing Banking Trends 36

PYMNTS

FEBRUARY 27, 2019

These market conditions may not seem ripe for FinTech innovation, but where there are challenges, there are opportunities. Michael Sassoon, CEO of banking and technology firm Sasfin , recently told PYMNTS about some of the country’s biggest hurdles in small business FinServ — and what technology innovators hope to do about them.

Technology 190

Technology Industry Innovation Big Data 190

The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 41

Trends Banking Trends Analysis Lending 41

The Financial Brand

SEPTEMBER 1, 2021

Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs. The post Does a New Neobank for Musicians Herald a Micro-Niche Trend? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Banking Trends Analysis Branding 43

The Financial Brand

AUGUST 22, 2021

The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks. The post Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Millennials 42

Millennials Banking Trends Analysis Trends 42

Chris Skinner

JULY 7, 2017

Sørensen Chris Skinner needs no introduction in the fintech and banking space. We met Chris Skinner for a talk on the latest global banking trends and how banks mainly in Europe and North America deal with the challenges of their legacy systems and position and face the dramatic changes in the financial services market.

America 223

America Maine Trends Innovation 223

The Financial Brand

SEPTEMBER 12, 2021

An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle. The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 40

Banking Trends Analysis Trends Branding 40

PYMNTS

DECEMBER 11, 2019

As the open banking business model permeates into the B2B financial services market, FinTechs and traditional financial institutions continue to find new use cases for API integrations and connectivity to elevate the business-user experience. In the latest demonstration of FinTech-to-FinTech integration, U.K.

Fintech 132

Fintech Groups Data Strategy 132

PYMNTS

DECEMBER 27, 2019

Specifically, the metamorphic impact of mobile open banking and instant payments has been the first real test of the trust bond that holds CUs together. With the possible exception of FinTechs that stand to gain from customer defections and perhaps some legacy banking competitors, no one is rooting against the CUs.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

The Financial Brand

DECEMBER 1, 2021

Fintechs have stolen a march on banks and credit unions in apps that manage shared financial relationships, but banking has advantages. The post Could Shared Financial Services Redefine Primary Banking Relationships? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 33

Banking Trends Analysis Trends Branding 33

The Financial Brand

JULY 6, 2021

You can't compete against neobanks, fintechs or even the financial institution across the street with a static, out-of-date website. The post 5 Ways to Ensure Your Banking Website Works in a Digital-First Economy appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 40

Banking Trends Analysis Trends Branding 40

BankBazaar

AUGUST 7, 2019

Owing much to the changes in banking trends and the emergence of fintech companies, millennials across India have become open to the idea of borrowing credit. But there’s a major issue that quietly cripples this trend. Well, thankfully, we’ve moved on from this ancient system and aren’t we glad or what!

Millennials 60

Millennials System Lending Trends 60

The Financial Brand

JANUARY 4, 2022

A few institutions have abandoned 'bank' in their branding. It's a risky move without the marketing strategy — and chops — to support it. The post Why Some Institutions Dropped ‘Bank’ from Their Brand (and Why Most Shouldn’t) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 37

Branding Marketing Strategies Banking Trends Analysis 37

The Financial Brand

JULY 5, 2021

The offering (which also involves Green Dot) draws on heavyweight marketing and technology expertise targeting the lucrative SMB market. The post How Amex + Kabbage Business Checking Will Disrupt the Status Quo appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 39

Banking Trends Analysis Trends Branding 39

The Financial Brand

NOVEMBER 3, 2021

Independent contractors represent a fast-growing market, and millions of them need bank accounts. The post The 68 Million Consumers Financial Institutions Are Overlooking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The right digital features are key.

Banking Trends 39

Banking Trends Analysis Trends Branding 39

Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. what trends should be on their strategic priority list for the coming year. This is nonsense.

Trends 190

Trends Fintech social media Strategy 190

The Financial Brand

JANUARY 23, 2022

Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional institutions. The post Can Banks Snatch Up BNPL Companies in an Overcrowded Marketplace? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Company 33

Company Banking Trends Analysis Trends 33

The Financial Brand

JUNE 28, 2021

Mobile bank will 'supercharge' its successful organic marketing with more traditional methods building on a message of 'radical transparency.'. The post A Close Look at Neobank Monzo’s New Growth Strategy appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy 37

Strategy Banking Trends Analysis Trends 37

The Financial Brand

AUGUST 23, 2021

After making some key adjustments, the tech giant is ready to launch its blockchain-based Novi wallet, targeting the underbanked market. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Will Facebook’s Relaunched Digital Wallet Alter the Future of Payments?

Banking Trends 37

Banking Trends Payments Analysis blockchain 37

The Financial Brand

DECEMBER 13, 2021

Mobile bank Zelf is building its future growth on a niche market shrugged off by most traditional institutions: Gamers and 'Creators.'. The post How One Neobank Targets a Huge Gen Z Segment Overlooked by Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 34

Banking Trends Analysis Trends Branding 34

The Financial Brand

JUNE 7, 2021

Behind the curve, many institutions must figure out how to make their systems synch with nonbanks that have the entrée to fresh markets. The post Late Adopters of ‘Embedded Finance’ Must Play Catch-Up Fast appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 37

Banking Trends Analysis Trends Branding 37

The Financial Brand

JULY 19, 2021

Digital banking engagement leads to more customer data and better customer experiences, which leads to greater loyalty and higher profits. The post The Future of Loyalty in Banking is at Risk appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Customer Experience 43

Customer Experience Banking Trends Analysis Digital Banking 43

The Financial Brand

NOVEMBER 17, 2021

The post Banks and Credit Unions Wade Into Crypto Banking (And Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. You may not 'get' Bitcoin, Ether, Litecoin or their cousins yet, but three financial institutions' experiences suggests there's potential.

Bitcoin 40

Bitcoin Banking Trends Analysis Trends 40

The Financial Brand

JULY 22, 2021

The post Open Banking Can Build Trust at Multiple Levels with Consumers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A turning point in financial data sharing may be coming, which will open up opportunities for both consumers and financial organizations.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

JULY 13, 2021

The post How Open Banking’s Big Threat to Incumbents Could Become a Gain appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Forget what you think about this subject and focus on one thing: Financial data will increasingly be open. You can benefit or sink.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

AUGUST 24, 2021

The post How PNC Adapted Its Virtual Wallet to Solve Overdraft Complaints appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Giving consumers more control is seen as a big plus, but pressure from neobanks, Ally and Walmart could make PNC vulnerable on pricing.

Banking Trends 39

Banking Trends Analysis Trends Branding 39

The Financial Brand

JUNE 9, 2016

A mid-year review of the status of the 2016 retail banking trends and predictions.

Banking Trends 12

Banking Trends Trends Retail Customer Experience 12

The Financial Brand

NOVEMBER 10, 2021

The post Increasing Popularity of ‘Early Pay’ Products Raises Thorny Questions appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Potentially the answer to the controversy swirling around payday lenders and overdrafts, can this nascent product be regulated appropriately?

Banking Trends 34

Banking Trends Analysis Trends Regulation 34

Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. To this end, here’s a roundup of predictions and prognostications on what the new year will bring in everything from artificial intelligence and the blockchain to payments and banking for the underbanked.

Fintech 12

Fintech Bitcoin Trends Conference 12

The Financial Brand

OCTOBER 18, 2021

Banks and credit unions must find new revenue streams that aren't political lightning rods. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post The Beginning of the End for Overdraft Fees — What’s Next?

Banking Trends 33

Banking Trends Analysis Trends Branding 33