Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. The FDIC’s “Problem List” dropped to 291 institutions, from 329 in 2013. The positive trends from the third quarter of 2014 continued for the industry sub-set. percent to 75.4

Community Bank 150

Community Bank Community FDIC Industry 150

CFPB Monitor

JULY 22, 2020

Less than two months after issuing its final “ Madden fix” rule , the OCC has now issued a proposed rule to address when a national bank or federal savings association should be considered the “true lender” in the context of a third party relationship. Presumably, we will soon see a proposed “true lender” rule from the FDIC.

National 78

National Lending Exercises FDIC 78

MyBankTracker

APRIL 27, 2021

This is a sponsored article that was reviewed by the bank advertiser prior to publication. ” CIT Bank’s Savings Connect account stands out in comparison to such savings accounts by offering very high interest rates on your deposit balance — more than 7x the national average. .” FDIC insured.

ATM 52

ATM FDIC Mobile Cards 52

Gonzobanker

MAY 4, 2020

I like this bank-acquiring-fintech deal (similar to City National Bank’s August acquisition of FilmTrack and 2018 acquisition of Exactuals). LendingClub/Radius Bank: The acquisition of Radius Bank would bring an FDIC-approved, low-cost source of deposits and broader banking services to LendingClub. SoFi/Galileo: This $1.2

Fintech 109

Fintech FDIC Capital Community Bank 109

Abrigo

MARCH 17, 2015

According to the latest FDIC Quarterly Banking Profile, community banks continue to thrive and lead the industry. percent achieved that threshold in the fourth quarter of 2014 – they aren’t just competing with large, national banks; their community bank counterparts also account for much of their competition. Here are the top five: 1.

How To 150

How To Community Bank Community FDIC 150

Abrigo

MAY 5, 2022

Would you like other articles like this in your inbox? Podcasts for Bank & Credit Union Execs & Staff Are Plentiful; Here Are 10 Good Ones These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. And all release a new episode at least monthly. Takeaway 2 With 2.8

Community 195

Community Lending Maine Resources 195

Jeff For Banks

FEBRUARY 6, 2011

The FDIC has nearly quadrupled its enforcement actions (“EA”) over the past three years. Bay National failed on July 9th. There are many Articles in EAs, and the strategic planning article in the above institutions is one of many. The stark increase in such orders has been alarming. I would vote no.

Regulation 70

Regulation FDIC National Capital 70

Jeff For Banks

OCTOBER 4, 2014

So said John Authers in a recent Financial Times article. Now the amount of money in US registered investment companies exceeds that in FDIC insured banks. How long before those corporate accounting system providers strike a deal with some regional or national bank to provide seamless views to corporate customers?

Technology 104

Technology Cyber Security FDIC Strategy 104

Abrigo

JUNE 2, 2021

Want more BSA training and articles emailed to you? Prepare for your BSA exam by following these tips Getting ready for your upcoming BSA examination takes planning and thinking through several issues. Here's a guide to help. Takeaway 1 The first step to BSA exam preparation is to review regulatory guidance from the FFIEC and FinCEN.

How To 195

How To Training Compliance Policies 195

The Financial Brand

OCTOBER 27, 2023

This article How to Retool Bank-at-Work for Today’s Employees and Employers appeared first on The Financial Brand. This article How to Retool Bank-at-Work for Today’s Employees and Employers appeared first on The Financial Brand.

How To 18

How To Branding FDIC America 18

MyBankTracker

AUGUST 5, 2020

From PSECU, examples include: Deposit accounts with no fees to open and maintain ATM rebates Low interest rates on loans and credit cards Cash reward debit and credit cards An arguable downside is the significantly fewer number of physical locations compared to the nation’s largest banks, which tend to operate extensive branch networks.

Pennsylvania 52

Pennsylvania ATM FDIC Cards 52

FICO

MAY 6, 2019

A recent Bloomberg article asserted that “consumer credit scores have been artificially inflated over the past decade,” as credit scores have steadily increased over the past decade of economic expansion. What has driven the improvement in national average FICO ® Score over that period is improvement in the underlying consumer credit data.

Lending 75

Lending Trends FDIC Data 75

Jeff For Banks

MAY 20, 2017

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. The below two charts tell a story.

Lending 60

Lending Regulation Community Community Bank 60

MyBankTracker

NOVEMBER 19, 2020

Why we like it: Earn one of the nation’s top money market rates with no monthly fees. Related Articles. Deposit Insurance Fund (DIF): Protecting Deposits in Addition to FDIC Insurance. CIT Bank Money Market Account. Again, it’s a big incentive to save when you see your money growing so fast.

Banking 2020 52

Banking 2020 ATM Online Marketing 52

South State Correspondent

MARCH 15, 2023

This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. Percentage of Uninsured Deposits: At the time of failure, SVB had approximately 88% of their deposits above the FDIC-insured $250k limit and ran at 95% at the end of last year.

social media 195

social media FDIC Branding Management 195

MyBankTracker

DECEMBER 4, 2020

Opening an account means that you’ll receive a competitive interest rate that’s higher than the national average. SaveBetter accounts are FDIC-insured. Related Articles. A high-yield savings account with Ponce Bank solves this problem. The interest on this account compounds daily and you’re paid monthly.

Mobile 52

Mobile Online FDIC Management 52

American Banker

APRIL 12, 2016

are set to give at least four megabanks a "harsh verdict" on their living wills, including JPMorgan Chase, according to an article by The Wall Street Journal, which cited "people familiar with the matter.". The Federal Reserve Board and Federal Deposit Insurance Corp.

Report 28

Report FDIC Regional National 28

MyBankTracker

FEBRUARY 23, 2021

FDIC-insured protection. Chime advertises an APY that’s 10x higher than the national average. Related Articles. Fee-free mobile payments to friends and family. Free ATM withdrawals at over 38,000 fee-free ATMs. Apple Pay, Google Pay and Samsung Pay support. Instant transaction alerts and balance notifications.

ATM 52

ATM Cards Mobile Online 52

MyBankTracker

MAY 13, 2021

City National Bank. This list contains mostly national banks, but these aren’t your only option for opening a checking account. National banks have their perks, but one of the drawbacks is that they tend to offer a single account for every customer across the country. Lower fees than national banks (but not always).

California 52

California ATM FDIC National 52

MyBankTracker

MAY 14, 2020

Even if the bank fails and cannot return your money to you, the Federal Deposit Insurance Corporation (FDIC) offers up to $250,000 in insurance. However, they don’t receive insurance from the FDIC. Like the FDIC, the NCUSIF offers insurance for up to $250,000 deposited at covered credit unions. NCUA vs. FDIC.

FDIC 52

FDIC United States Management National 52

Abrigo

NOVEMBER 29, 2021

This article looks at trends in growth and composition as well as legal, regulatory, and competitive pressure on noninterest earnings. million customers over "deceptive" overdraft enrollment practices between 2014 and 2018, Banking Dive noted in a recent article about growth in overdraft fees.

Community Bank 195

Community Bank Community FDIC Trends 195

MyBankTracker

DECEMBER 17, 2020

Woodforest National Bank Large branch network. TCF National Bank Focus on financial wellness and literacy. The Best National Bank category includes banks or credit unions with 1,000 or more branches. Here are the fees from the top national banks: Out-of-Network ATM Fees at the Top U.S. Winners Why. Winners Why.

ATM 52

ATM Cards FDIC Online 52