The Financial Brand

OCTOBER 4, 2023

This article Community Banks & Credit Unions Revive Personal Lending with Fintech Help appeared first on The Financial Brand. This article Community Banks & Credit Unions Revive Personal Lending with Fintech Help appeared first on The Financial Brand.

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The Financial Brand

SEPTEMBER 7, 2023

This article Growth in Home Equity Lending Cools Off as Interest Rates Hit Pain Point appeared first on The Financial Brand. A wave of home equity lending helped buoy the banking industry as mortgages dried up, but fresh data shows the tide is receding.

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Lending Branding Industry Data 35

The Financial Brand

OCTOBER 25, 2023

This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand. This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand.

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America Lending Branding Banking Trends 34

The Financial Brand

AUGUST 30, 2023

This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand. This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand.

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The Financial Brand

NOVEMBER 8, 2022

This article Solving the Mortgage Lending Challenge Through Smart Automation appeared first on The Financial Brand. This article Solving the Mortgage Lending Challenge Through Smart Automation appeared first on The Financial Brand.

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Lending Branding Technology 35

The Financial Brand

DECEMBER 5, 2022

This article Timely Advice Beats a Rate-Only Mortgage Lending Strategy appeared first on The Financial Brand. This article Timely Advice Beats a Rate-Only Mortgage Lending Strategy appeared first on The Financial Brand. Higher rates have commoditized mortgages even more than before.

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Strategy Lending Branding Customer Experience 35

The Financial Brand

FEBRUARY 4, 2024

This article Credit Card Watch: Balancing ‘Growth Math’ and Lending Risk appeared first on The Financial Brand. The meaning of 'normalization' and 'stabilization' in credit card lending depends on where you measure from.

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Lending Cards Branding America 18

Gonzobanker

MARCH 23, 2022

” As I wrote in a recent Fintech Snark Tank article, The Coming Boom In Metaverse Lending For Banks , virtual real estate sales are skyrocketing. Commercial real estate lending is the better analogy. Banks have developed a competency in evaluating real real estate lending. Enabling the Gaming Ecosystem.

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Lending Fintech blockchain Video 103

The Financial Brand

MAY 1, 2024

This article How Higher Interest Rates Flipped Small Business Credit Needs appeared first on The Financial Brand. Grasshopper Bank's head of SBA lending says high rates have led to 'credit compression' among smaller borrowers.

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Lending Branding Online 35

The Financial Brand

MARCH 9, 2023

This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand. This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand.

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Lending Trends Branding Regulation 29

The Financial Brand

APRIL 19, 2024

This article Credit Cards Fuel Big Banks’ Loan Growth Amid ‘Normalization’ appeared first on The Financial Brand. Credit card lending boosts big banks' loan growth as consumer spending normalizes post-pandemic.

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Cards Branding Lending America 32

Perficient

JANUARY 16, 2023

The first one is investing in an additional offering within your brand’s digital platform. This can include offering lending services or creating embedded bank accounts for other businesses or consumers. In future articles, we’ll look at embedded finance from a banking, payments, lending, and insurance offerings perspective. .

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blockchain Software Customer Experience Strategy 275

The Financial Brand

APRIL 19, 2024

This article Can Banks Help Reduce Small Business Racial and Gender Disparities? appeared first on The Financial Brand. Banks may be able to help turn the tide with targeted awareness outreach and more lending options. This article Can Banks Help Reduce Small Business Racial and Gender Disparities?

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Branding Lending Groups 32

The Financial Brand

DECEMBER 21, 2022

This article 2023 Forecast: Auto Lending Will Rev Up — But at a Price appeared first on The Financial Brand. As inventories bounce back, pent-up consumer demand will get auto lending revving. This article 2023 Forecast: Auto Lending Will Rev Up — But at a Price appeared first on The Financial Brand.

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Lending Branding Capital 22

The Financial Brand

JANUARY 4, 2024

This article Banks: Be Prepared to Explain ‘Explainability’ of AI appeared first on The Financial Brand. The use of AI in lending approvals is raising new concerns about transparency. This article Banks: Be Prepared to Explain ‘Explainability’ of AI appeared first on The Financial Brand.

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The Financial Brand

MAY 20, 2024

This article For Gen Z and Millennials, Embedded Loans Beat Traditional Credit appeared first on The Financial Brand. A new report shows a rise in consumers’ demand for embedded lending, even if they're not using it (yet). Banks need to get ahead of the curve.

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Millennials Branding Lending Report 21

The Financial Brand

DECEMBER 6, 2023

This article Regional Banks Need to Prepare Now for More Earnings Pressure in 2024 appeared first on The Financial Brand. Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.

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Regional Branding Lending Banking Trends 35

The Financial Brand

MAY 30, 2024

This article What’s Next for Embedded Finance? A New Realism appeared first on The Financial Brand. This article What’s Next for Embedded Finance? A New Realism appeared first on The Financial Brand. Despite faltering hype and regulatory scrutiny, opportunities are still plenty abound in embedded finance.

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The Financial Brand

MAY 22, 2024

This article Build Lifetime Customer Relationships with a Wellbeing-Centered Growth Strategy appeared first on The Financial Brand. This article Build Lifetime Customer Relationships with a Wellbeing-Centered Growth Strategy appeared first on The Financial Brand.

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Strategy Branding Lending Data 17

The Financial Brand

MAY 15, 2024

This article Redefining Affordable Capital: Q&A with SoLo Funds’ Rodney Williams appeared first on The Financial Brand. SoLo Funds co-founder Rodney Williams shares how the innovative peer-to-peer lending platform empowers underserved communities and challenges traditional banking models.

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Capital Branding Lending Community 17

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. In this article, we step through why it works and how you can get it. Sometimes just a graphics tool can help a banker win more loan business. Why The Loan Proposal Generator Works.

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South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. In this article, we step through why it works and how you can get it. Sometimes just a graphics tool can help a banker win more loan business. Why The Loan Proposal Generator Works.

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Tools Lending Online Training 195

The Financial Brand

MAY 22, 2024

This article Build Lifetime Customer Relationships with a Wellbeing-Centered Growth Strategy appeared first on The Financial Brand. This article Build Lifetime Customer Relationships with a Wellbeing-Centered Growth Strategy appeared first on The Financial Brand.

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Strategy Branding Lending Data 15

The Financial Brand

DECEMBER 8, 2022

This article How Banks Can Help Customers Tame Credit Card Debt appeared first on The Financial Brand. Community banks and credit unions can unlock lending opportunities by helping customers get a grip on credit card debt. This article How Banks Can Help Customers Tame Credit Card Debt appeared first on The Financial Brand.

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Cards Community Bank Branding Lending 39

The Financial Brand

JANUARY 3, 2024

This article Washington Watch: 5 Issues Bankers Should Monitor in 2024 appeared first on The Financial Brand. A thaw in the M&A freeze, tougher attention to fintechs, continuing fair-lending attention and more promise turbulence in an election year.

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Washington Lending Branding Fintech 22

The Financial Brand

APRIL 18, 2023

This article Earnings Watch: Uninsured Deposits & Commercial Real Estate Loans Should Be Prime Focuses appeared first on The Financial Brand. The impact of rising interest rates on commercial real estate lending will be a key issue among regionals and community banks.

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Community Bank Regional Lending Branding 32

The Financial Brand

JUNE 23, 2023

This article Avoiding ‘Me-Too’ Fintechs with Unusual Banking-as-a-Service Strategy appeared first on The Financial Brand. New York BaaS provider Piermont Bank works with business-focused fintechs and expects its strategy to lend greater resilience even as other players bow out.

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Strategy Fintech New York Branding 32

The Financial Brand

NOVEMBER 17, 2022

This article Digital-Only Grasshopper Bank’s Recession-Beating Strategy appeared first on The Financial Brand. Branchless business bank supplements a fintech lending specialty with an SBA division, both funded by its growing banking as a service unit.

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The Financial Brand

AUGUST 9, 2023

This article Credit Card Lenders Should Look Past the Almighty Credit Score for Growth appeared first on The Financial Brand. Banks and credit unions can — and should — prudently grow lending regardless of the economic indicators, especially in the credit card business.

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Cards Branding Lending Trends 29

The Financial Brand

FEBRUARY 8, 2023

This article NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies appeared first on The Financial Brand. The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview.

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Strategy Trends Branding Lending 35

The Financial Brand

MAY 6, 2024

This article How PNC, Citizens, & Other Regionals Are Prepping for the Future Beyond CRE appeared first on The Financial Brand. This article How PNC, Citizens, & Other Regionals Are Prepping for the Future Beyond CRE appeared first on The Financial Brand.

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The Financial Brand

JANUARY 23, 2024

This article Charge-offs and Bigger Reserves: Inside the CRE Crisis at the Regional Banks appeared first on The Financial Brand. This article Charge-offs and Bigger Reserves: Inside the CRE Crisis at the Regional Banks appeared first on The Financial Brand.

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Regional Branding Banking Trends Groups 36

The Financial Brand

JANUARY 25, 2024

This article Buy Now, Pay Later Needs to Pay Off in 2024 appeared first on The Financial Brand. This article Buy Now, Pay Later Needs to Pay Off in 2024 appeared first on The Financial Brand. A strong holiday season buoyed BNPL firms' hopes, and the growth forecast is also strong. But clouds are also gathering.

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The Financial Brand

JANUARY 1, 2024

This article 2024 Trends: Prepare for Disruptive Activism from a Politicized CFPB appeared first on The Financial Brand. This article 2024 Trends: Prepare for Disruptive Activism from a Politicized CFPB appeared first on The Financial Brand.

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Trends Branding Industry Banking Trends 36

The Financial Brand

JANUARY 14, 2024

This article Business Credit Card Issuers Face Competition but Also Opportunities in BNPL appeared first on The Financial Brand. This article Business Credit Card Issuers Face Competition but Also Opportunities in BNPL appeared first on The Financial Brand.

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Cards Branding Trends Lending 34

The Financial Brand

JULY 20, 2023

This article Citibank Courts Merchants with a Twist on Embedded Payments Options appeared first on The Financial Brand. Citi Pay ushers in consumer lending options for merchants that go beyond the white-label credit card. In fact, the card part is virtual.

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Payments Branding Lending Cards 22

The Financial Brand

NOVEMBER 29, 2023

This article Why Offering BNPL Makes Sense for Banks and Credit Unions appeared first on The Financial Brand. This article Why Offering BNPL Makes Sense for Banks and Credit Unions appeared first on The Financial Brand. Buy now, pay later can be a complement to credit card programs rather than a competitor.

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Customer Experience Branding Cards Millennials 36