PYMNTS

JANUARY 3, 2020

Looking past the cheerful numbers tied to holiday shopping and the tens of billions of dollars spent on Black Friday, Cyber Monday and into Christmas, the decline of retail, at least the traditional retail model, continues into the new year, and across oceans. The retail sector is among the largest employers in the U.K.,

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PYMNTS

AUGUST 25, 2017

This week in retail, we’ve seen news coming in from multiple sides, including that of Apple’s projected increase in smartwatch sales , U.K. On the other hand, Apple has seen a significant uptick and it looks as though it’s not slowing down any time soon. Moving into lending news, U.K.-based Virgin Islands consumers.

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Puerto Rico Virgin Islands Retail Google 100

PYMNTS

SEPTEMBER 18, 2019

Among the forces working to influence and change retail — and do so into the 2019 holiday shopping season, as well as the 2020s — is the rise of bridge millennials. This segment also spends approximately $2,225 per year on retail purchases, which is about $830 more than baby boomers and nearly $300 more than younger millennials.

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Millennials Retail Study Online 109

PYMNTS

MAY 5, 2017

The ecosystem was treated to a tale of two Apple Watches this week — and one wonders where the truth is, here, too. The first story was about the Apple Watch being a sizzle — a running theme throughout Apple’s latest earnings release. The Purge — Apple Watch Edition. Well, they might have been. If they had noticed.

Apple 100

Apple Mobile Capital Google 100

Payments Source

APRIL 4, 2017

Amazon is lending its considerable brand and heft to a cash payment model that borrows a vital piece of real estate from Apple Pay.

Apple 101

Apple Lending Branding Payments 101

BankInovation

JULY 14, 2020

The Australian point-of-sale lending company, which launched online in the U.S. The Afterpay card — and what we’re bringing to the market — is a virtual, contactless Visa card that is stored either in customers’ Apple […]. Afterpay is heading into brick-and-mortar stores in the United States.

United States 64

United States US Retail Apple 64

PYMNTS

MAY 31, 2019

PayPal Hits $10B SMB Lending Milestone. Citi Said ‘Thanks, But No Thanks’ To The Apple Card. The report noted that JPMorgan Chase, Barclays and Synchrony were also in the running to partner with Apple on the credit card. Apple went with Goldman Sachs, announcing in March the new credit card that will be available in the summer.

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Lending Payments Apple social media 122

PYMNTS

JULY 14, 2020

In addition to its core POS lending business, Affirm branched out into financial services in June, debuting a high-yield savings account called Affirm Savings. stores for Google Pay and Apple Pay users. Silicon Valley FinTech Affirm is also a regular in the top 5 this year. The account comes with 1.30 Afterpay Co-Founder and U.S.

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Lending FDIC Minneapolis Utah 130

PYMNTS

DECEMBER 9, 2019

In today’s top news in payments, Goldman plans to launch a robo advisor for clients with lower investment capital than traditional customers, and Apple plans to offer 0 percent installment financing on iPhones bought with the Apple Card. Apple Updates Wallet App to Reflect iPhone Financing for Apple Card Users.

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Regulation Data Apple Payments 131

PYMNTS

FEBRUARY 14, 2019

The Financial Stability Board (FSB), a global finance regulator, warned that the proliferation of eCommerce giants like Facebook, Amazon, Alibaba and Apple in the financial sector is expected to continue and will disrupt the industry, according to a report. Apple Pay , especially, has been expanding at a rapid pace. support Apple Pay.

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Industry Apple Samsung Lending 108

PYMNTS

OCTOBER 2, 2020

The European Central Bank says Europe should be ready to adopt a digital euro so residents can access money amid the evolving retail payment landscape. The purchase furthers Goldman's push into Main Street lending and gives Goldman access to over one million cardholders, who account for roughly $8.5 Goldman to Pay $2.5B

Cards 193

Cards Payments Atlanta Google 193

PYMNTS

SEPTEMBER 23, 2016

After a few months of lackluster performance with venture capitalists, alternative lending startups have won big this week thanks to two deals totaling more than $80 million — a figure expected to rise even higher. The startups that secured the investments aren’t based in the U.S., The company raised $1.13

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Lending US Capital Data 100

PYMNTS

JULY 27, 2020

More retailers are offering BNPL options to boost spending among cash-strapped consumers, too, further fueling the method’s expansion. consumers have experienced stress about purchasing expensive items, yet 85 percent are interested in interest-free BNPL plans at their preferred retailers. A recent report found that 73 percent of U.S.

Retail 146

Retail Google Apple New York 146

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 184

Fintech Lending Software Compliance 184

PYMNTS

JUNE 10, 2020

The move comes out of Amazon’s initial effort to build a lending marketplace for its sellers, where many lenders would compete to make business credit offers, sources familiar with the situation told CNBC. Our team exists to fuel seller growth, period,” Ragui Selwanes , head of Amazon Lending, told CNBC.

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Lending Apple Online Retail 150

PYMNTS

JUNE 13, 2016

CurrentC has announced its curtain call, Uber moved to sweeten the deal for its drivers and Lending Club proved the firm is far from out of surprises. After what has undeniably been a strange trip, MCX is officially pulling the plug on the collaborative effort of retailers to create their own, mobile-only, merchant-centric payment network.

Lending 100

Lending Columbus Mobile Cards 100

PYMNTS

FEBRUARY 7, 2020

According to reports out earlier this week, Goldman Sachs and Amazon are in discussions about possibly partnering for small and medium-sized (SMB) business lending in the U.S. The partnership would apply Goldman’s lending technology to SMB loans on Amazon’s underwriting platform, according to unnamed sources.

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Austin Lending Omaha New York City 131

Bank Innovation

FEBRUARY 15, 2019

Giant technology companies are moving inexorably into the finance business and could quickly upend the banking industry, according to the financial industry’s global watchdog.

Apple 150

Apple Regulation System Industry 150

PYMNTS

NOVEMBER 1, 2019

Daniel Eckert, senior vice president of Walmart Services and Digital Acceleration told Karen Webster shortly before the news broke, “The next big thing in retail is the integration of FinTech and retail tech.”. Apple Embraces Paying On Installment. Trending: The Rise Of Instant Payments In Lending. Trackers And Reports.

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Payments Apple Fintech Lending 100

PYMNTS

FEBRUARY 18, 2020

Though incremental and relatively small in scale, the PBOC moves indicate that commercial lending requires at least some support to keep the economy growing, even at a dramatically reduced rate, amid an outbreak that has seen more than 64,000 individuals infected worldwide. According to Zhou Guannan, an analyst at Huachuang Securities Co.,

Policies 130

Policies Retail New York Lending 130

Bank Innovation

MARCH 7, 2016

fingerprints and personalization are key next steps in its retail banking innovation evolution. Apple TouchID may get all the press, but authentication via fingerprint also exists for Android devices, and the feature will go live for Chase customers on those devices at the end of this month. At JPMorgan Chase & Co., Read More.

Apple 150

Apple Innovation Retail Cards 150

MerhantsBanks

MAY 24, 2021

Charles.

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Leadership Meeting Lending Apple 89

Accenture

MAY 30, 2019

Alliance Data announced new programs with Houzz (PLCC, CB & Biz), Sephora (PLCC & CB), and Burlington (PLCC); Apple and Goldman Sachs announced the “Apple Card” (co-brand to launch in summer 2019); SYF announced a PLCC partnership with Fanatics (launch summer 2019)?. Retail Card, Payment Solutions, and CareCredit).

Cards 158

Cards US Taxes Apple 158

PYMNTS

AUGUST 6, 2020

As bank-FinTech collaborations evolve, more traditional financial institutions (FIs) are not only implementing services and technologies developed by FinTech partners, but they’re also lending their own expertise to augment FinTech solutions. Morgan Enhances Virtual Cards Via Marqeta. In another bank-FinTech tie-up, J.P.

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Fintech Cards Technology Samsung 277

CB Insights

NOVEMBER 6, 2018

While beauty conglomerates like L’Oréal are making acquisitions to become more tech-enabled, tech giants like Google, Amazon, Facebook, and Apple (GAFA) are pursuing the high margins in beauty through partnerships, consumer insights, e-commerce, and more. Amazon’s next big move could be in beauty retail. Private-label products.

Google 72

Google Apple Industry Branding 72

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. Smartphones contributed one trillion dollars to overall retail sales in the United States during 2018.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

NOVEMBER 14, 2018

But the speed at which some things have already made the switchover – payments and lending spring to mind – is impressive. 77 percent: Share of mobile debit payments made via Apple Pay. The fact that things are going digital isn’t shocking or even news – it has seemingly been the drift of things for over two decades.

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Data Apple Lending National 151

PYMNTS

JULY 23, 2018

It also has to contend with competition from PayPal, Ant Financial and Tencent, as well as Apple and Samsung Electronics. The idea is to expand into financial services, including lending and insurance, within the payment platform. which will bring the value of the online retailer to around $1.9

Payments 100

Payments Samsung Online Retail 100

PYMNTS

FEBRUARY 28, 2020

Beyond the speculation of what the Coronavirus might mean for the ongoing presidential election, and for the current occupant of the White House, the hits to marquee names across consumer-facing tech, such as Apple and Microsoft, due to supply chain disruptions, signal trouble for other companies and sectors. percent to 4.1

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US Chicago Course New York 130

Bank Innovation

SEPTEMBER 13, 2017

EXCLUSIVE- SME banking app, Seed, is gearing up to roll out a tool that supports Apple iPhone X’s new Face ID feature, Bank Innovation learned. The product that supports Apple’s face authentication will be coming out soon,” Brian […].

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San Francisco Tools Apple Mobile 240

NCR

MARCH 7, 2018

Initially, a wave of fintech startups were viewed as posing the main threat, but more recently, it has been suggested that it is the bigger tech players – the likes of Google, Facebook and Apple – that may pose the biggest challenge. ” The post Could regulation changes make retailers the next big threat to banks? .

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Regulation Retail Community Bank Community 53

PYMNTS

SEPTEMBER 5, 2016

Then, of course, there’s the jump into physical retail space, dominated by the opening of the Amazon bookstore in Seattle, Washington. Amazon’s scaling into new transactional and “lifestyle” territory makes sense when measured against the shots across the bow being fired by other retail giants, such as Walmart.

Payments 100

Payments Apple Retail Online 100

PYMNTS

OCTOBER 8, 2019

That meant no add-on fees, deferred interest or the other hidden costs of consumer credit that tend to sour consumers on the products — not to mention retailers that offer them. The Future of POS Lending. Since Affirm ’s launch, the landscape in the POS space is radically different than it was when Affirm entered. As of today (Oct.

Lending 159

Lending Cards Apple Google 159

Bank Innovation

APRIL 9, 2019

launched a credit card last month, hoping to upend a $175 billion industry much like it did the phone business. At a splashy event, the company made a simple sales pitch and showed off the titanium product in a slick video. Chief Executive Officer Tim Cook called it the "most significant change" to […].

Cards 150

Cards Apple Video Industry 150

PYMNTS

OCTOBER 4, 2019

This week’s coverage includes a deep dive into a big potential misstep for Apple, woes at Goldman’s Marcus, a new Visa expansion effort and a look at how Google Maps can predict the future of payments. Apple — Phone Home. Top Stories. Visa Powers Revolut’s Global Expansion Into 24 New Markets. Taking Stock Of Libra’s Vital Signs.

Fraud 108

Fraud Google Apple Chicago 108

PYMNTS

MAY 25, 2018

As we are looking at our real estate pipeline, part of the criteria that has been introduced is to understand how many of those sites might lend themselves to that experience, even if we don’t open them immediately with [the mobile lane] enabled,” Chipotle Chief Digital and Information Officer Curt Garner said.

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Mobile Online Apple Lending 100

PYMNTS

APRIL 26, 2019

In addition, they are expected to jointly explore new product and service offerings in digital lending. Is Apple Card Already Changing Payments? The two will also look for ways to collaborate in digital payments, data analytics, AI and other digital financial services. How to Shake up B2B Financing at the Point of Sale.

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Bitcoin Apple Cards Compliance 175