PYMNTS

APRIL 9, 2018

Apple’s New Chip Groove. Last week’s reports suggest that Apple will soon wave goodbye to its long-term chipmaker, Intel, in favor of making its own chips for Mac computers. The goal is to bring all Apple products into alignment in an attempt to make them work more smoothly, similarly and seamlessly in tandem.

Apple 140

Apple Cards Lending Report 140

Accenture

MAY 30, 2019

Each quarter, Ryan Douglas from the Card Issuing group compiles key metrics on US consumer credit cards, tracking spend, receivables, loss rates and returns reported by the largest US banks. Credit card profitability remains attractive for banks with our ROA proxies increasing 43 bps YoY?. Notable happenings. New partnerships.

Cards 158

Cards US Taxes Apple 158

PYMNTS

DECEMBER 23, 2020

The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. The company offers FDIC-insured bank accounts and a Visa -branded payment cards for teens (aged 13-18) with budgeting features and other financial education tools built in. Creating A Balance.

Fintech 322

Fintech Cards FDIC Lending 322

PYMNTS

APRIL 13, 2020

consumer, where spending was strong across cards, where auto loans remained resilient. We wouldn’t hazard to take a guess at the true breadth and depth of the coronavirus, but it’s a safe bet to assume that management commentary will delve into deferred mortgage, credit card and auto loan payments. and the U.K., Increasingly Digital.

America 312

America Cards Mobile Report 312

PYMNTS

AUGUST 12, 2016

Upserve is said to have a fancy, slick restaurant management algorithm that could help Square Capital refine its own fancy, slick risk management algorithm to make better lending decisions. This could come as a welcome relief, as lending decisions will be based on data about the viability and success of the business, which helps everyone.

Lending 100

Lending Apple Cards Study 100

PYMNTS

JANUARY 23, 2019

The funds can then be uploaded to a mobile wallet, including Apple Pay, Samsung Pay and Google Pay. Swift Prepaid is also supporting Bitty’s ability to provide immediate access to cash advances that are uploaded to business debit cards.

Samsung 162

Samsung New York Branding Apple 162

PYMNTS

FEBRUARY 7, 2020

According to reports out earlier this week, Goldman Sachs and Amazon are in discussions about possibly partnering for small and medium-sized (SMB) business lending in the U.S. The partnership would apply Goldman’s lending technology to SMB loans on Amazon’s underwriting platform, according to unnamed sources.

Austin 131

Austin Lending Omaha New York City 131

PYMNTS

MAY 13, 2016

On the heels of Lending Club’s fall from grace this week – the day after to be precise – Wells Fargo announced that it would come to the rescue of SMBs by offering fast decisions on small business loans. Merchants and Chip Cards. Alt Lending. This week, in particular, was tough for a few players – and one sector overall.

Cards 100

Cards Lending Google Apple 100

PYMNTS

JUNE 10, 2020

The two companies are teaming up to offer Amazon sellers up to $1 million in credit lines via Goldman’s Marcus brand. The move comes out of Amazon’s initial effort to build a lending marketplace for its sellers, where many lenders would compete to make business credit offers, sources familiar with the situation told CNBC.

Lending 150

Lending Apple Online Retail 150

PYMNTS

JANUARY 20, 2020

With an eye on segment performance, she said JPMorgan Chase card, merchant services and auto revenue were up 9 percent driven by higher card NII on loan growth as well as the impact of higher auto lease volumes. credit and debit cards. Debit card point-of-sale purchases, as measured by volume, were up 6 percent to $95.2

Cards 134

Cards America Course Mobile 134

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. billion – of funds were lost to card fraud in 2018, up from $1.4 Just under $3 billion – or $2.7 billion in 2017.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

NOVEMBER 1, 2019

The rollout of Uber Money brings a new portfolio of financial services to Uber drivers, with the inclusion of real-time earnings deposited after each ride into a fee-free, Uber-branded debit product with unlimited overdraft protection. Apple Embraces Paying On Installment. Trending: The Rise Of Instant Payments In Lending.

Payments 100

Payments Apple Fintech Lending 100

PYMNTS

OCTOBER 23, 2017

What are credit cards all about? Affirm was founded by Max Levchin in 2012 to help to remedy that merchant-consumer relationship by giving online shoppers an alternative to traditional credit cards and retailer-branded installment loans when shopping online. There’s a lot we want to do besides lending,” said Chou.

Online 129

Online Mobile Branding Lending 129

PYMNTS

JULY 18, 2018

The investment bank, which has made major advances to bolster its digital investments, continued moves to bolster its increasingly important digital expansion, including its Marcus by Goldman Sachs online consumer savings and lending platform. Goldman Sachs said net income jumped $2.57 billion, compared with $1.83

Apple 100

Apple Conference Maine Lending 100

PYMNTS

MARCH 15, 2019

It’s been widely reported that amid Parliament and May jockeying for power over the process, a softer Brexit may have been in the cards, which would have kept closer economic and trade relationships between the U.K. would, in fact, stay in the European Union. As always, the devil is in the details. and the EU.

Apple 116

Apple social media Fintech Lending 116

PYMNTS

MARCH 15, 2019

It’s been widely reported that amid jockeying for power over the process between Parliament and May that a softer Brexit may have been in the cards, which would have kept closer economic/trade relationships between the UK and the EU. As always the devil is in the details. The company may come to market with a $6.2

Apple 101

Apple social media Fintech Lending 101

PYMNTS

JUNE 10, 2016

1 spot in the Apple App store last week for one and only one reason: it made mobile order ahead a new feature in its app. Branded Digital Credentials. Immediately the media touted the move as Visa’s move to enable the creation of issuer-branded mobile wallets. Don’t miss it! Mobile Order Ahead. Chick-fil-A vaulted to the No.

Apple 100

Apple Lending Google Mobile 100

PYMNTS

OCTOBER 21, 2019

In 2016, it got to the point where it seemed every merchant or tech firm that could affix the world “pay” to its name did so, and launched a mobile payment service to go with it: Apple Pay, Google Pay, Kohl’s Pay, Chase Pay, Capital One Pay, Walmart Pay, Target Pay, CVS Pay, Garmin Pay. The network would run on a card issued by Barclays U.S.,

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

APRIL 25, 2019

Certain purchases lend themselves more to mobile payments than others. Digging deeper into which payment methods are facilitating these mobile transactions, debit cards (37.1 percent) and credit cards (28.7 percent, while branded options like Apple Pay (3.2 Traditional advertising like TV (3.1

Study 165

Study Mobile Payments Cards 165

Lex Sokolin

DECEMBER 10, 2020

Here’s a banana, and that’s an apple. think about a Walmart-branded credit card. And notice that the platforms are ahead of “brands”. Affirm wins when it plugs in a technology network as a distributor of its lending product. Peloton is a brand, right? You could think of them as modern financial brands.

Branding 52

Branding Apple Capital US 52

Lex Sokolin

DECEMBER 10, 2020

Here’s a banana, and that’s an apple. think about a Walmart-branded credit card. And notice that the platforms are ahead of “brands”. Affirm wins when it plugs in a technology network as a distributor of its lending product. Peloton is a brand, right? You could think of them as modern financial brands.

Branding 52

Branding Apple Capital US 52

PYMNTS

MAY 6, 2016

The latest CyberSource annual report on online fraud tells the tale of card-not-present fraud not just going down, but going down by a whole big bunch – across all channels. The experience is reported to offer a branded merchant frame, once swiped, that lets purchases happen inside of the Snapchat app. Prosper/Alt Lending.

Apple 100

Apple Branding Fraud Bitcoin 100

PYMNTS

FEBRUARY 3, 2017

But while it may seem a little bit late in the game for American Express to make its grand entrance, the company has walked this ground before — it was the first card issuer to let Canadian cardholders make contactless payments via the Apple Wallet mobile payments platform.

Payments 100

Payments Mobile Apple Study 100

PYMNTS

MAY 15, 2017

billion yesterday celebrating their moms, buying flowers and cards and taking them out to brunch. The deal will give Alipay scale roughly equivalent to Apple Pay’s in terms of presence, at around 4.5 Streit also highlighted the direct-to-consumer business, which offers bank accounts and prepaid cards, driven in part by online activity.

Data 100

Data America Taxes Cards 100

PYMNTS

JULY 21, 2017

Finance said this past week that a third of card payments were done the contactless way, and this was up 18 percent year on year to 4.5 Given that the debit and credit card share of total retail sales is at 77 percent, acceleration in contactless may be in the (virtual) cards. billion pounds.

Millennials 100

Millennials Mobile Branding Retail 100

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. The most important aspect of this deal is Huntington.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

SEPTEMBER 22, 2017

Apple 3 Watch: This will not connect well with would-be buyers. Even before shipping the new Apple watch, the tech giant admitted that issues a-plenty are in the hopper. Want to accept credit cards? The pace of overall investments in AI is projected to be just under $11 billion in 2017, double the previous year’s level.

US 108

US Apple Innovation Regulation 108

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. There were plenty of introductions last week.

Apple 122

Apple Data social media Policies 122

Independent Banker

OCTOBER 29, 2014

The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s s entry into the payments business with Apple Pay. But, overwhelmingly, consumers who pay for goods and services online, including over mobile channels, do so with a credit card.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

APRIL 11, 2016

It’s not as if a person making the request for a tissue, pain reliever or bandage was specifically asking for a Kleenex, Bayer Aspirin or Band-Aid brand item. But, over many decades, these three brand names achieved such dominance in their categories that they became the most natural way for people to refer to all products in that category.

San Francisco 100

San Francisco Operations Examples Branding 100

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. Demoing first with apple watch. Is this the first time we have seen an apple watch as apart of a demo today? Chip card reader for when customers are shopping online to improve security. Branded version is available. ^KT.

Video 40

Video Mobile social media Analytics 40

PYMNTS

JULY 20, 2017

And while to American audiences who are perhaps just beginning to warm to the idea of using Apple Pay or PayPal in a physical store, more interesting is that a short three years ago cash was very much still king among Chinese consumers, as card use has always been a somewhat limited phenomenon. Remarkable Dedication. Full speed ahead?

Apple 137

Apple Mobile Cards New York 137

Fintech Labs Insights

MAY 18, 2015

CIBC First to Launch Funds Transfer for Apple Watch. Payment Technology in the Cards: Onsite Coverage. Sizing Up Small Business Lending: Onsite Coverage. The Financial Brand. Lend Academy. Cloud Lending Solutions Launches Loan Application Exchange. Stratos upgrades digital card issuance strategy.

San Jose 12

San Jose Video Apple Innovation 12

PYMNTS

AUGUST 27, 2018

Credit card debt made it over the $1 trillion mark in 2017, making it the third non-mortgage lending category to have surpassed the ten-digit mark in measuring consumer debt. According to the Financial Times , the good news is that delinquent credit card debt, overall, remains low. In fact, at 3.4

Data 103

Data Cards Millennials Groups 103

PYMNTS

OCTOBER 11, 2019

Upgrade Card Combines Credit Card Acceptance With Installment Payments Flexibility. LendingClub Founder Renaud Laplanche built a business to help consumers manage the $800 million in outstanding credit card debt twelve years ago. Max Levchin On The Future-Present Of Everywhere POS Lending. As of Oct. Trackers and Reports.

Cards 116

Cards Online Houston Digital Banking 116

Gonzobanker

DECEMBER 20, 2019

Second Curve analyst Zack Maxfield opened a TD Bank checking account on his phone in nine minutes while he waited to speak with a teller at one of the bank’s branches, but waited an hour to fund the account and order a debit card. The 2019 Industry Oh Sh*t Moment Award – Goes to Apple and Goldman Sachs for the Apple Card launch.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

SEPTEMBER 10, 2019

73% of millennials say they would be more excited about a new financial offering from a tech company like Google, Amazon, or Apple than from their nationwide bank. But incumbent banks are also at the forefront of the most promising innovations in personal finance today, such as virtual credit cards. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77