PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

NOVEMBER 19, 2019

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. Financial institutions (FIs) face the issue of whether to outsource their credit card programs or do it themselves – a decision that will maintain its importance in the coming new decade.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

APRIL 23, 2019

Innovations run the gamut from promo codes to coupons and quick-response (QR) scans in addition to other features such as delivery tracking. Overall, merchants in the $1 trillion accommodation and food services market see digital innovation as key for staying competitive in the space. percent — innovated to remain competitive.

Innovation 150

Innovation Payments Apple Meeting 150

PYMNTS

NOVEMBER 1, 2018

Before CEO Toffer Grant founded PEX , he worked in the world of prepaid cards (gift cards in particular), where Christmas was the biggest challenge of every year. Gift card use would faithfully and intensely spike around Christmas, only to settle back to a more typical baseline six to eight weeks after the “event.”.

Innovation 180

Innovation Management Cards Tools 180

Bank Innovation

AUGUST 11, 2016

When Apple launched Apple Pay in 2014, it obtained advantageous terms for transactions, and banks seemed eager to be aligned with Apple’s brand. A bit of the shine is off Apple Pay today due to low usage numbers, and some banks are playing hardball– at least in Australia.

Apple 150

Apple Branding National Cards 150

PYMNTS

FEBRUARY 25, 2020

Mobile Cards: Make or Break? One way that banks or ambitious social media platforms will win this combat for customers is through the use of mobile credit and debit cards, with a highly configurable nature and full range of card and spend management controls to please the most vacillating of customers.

Mobile 153

Mobile Cards social media Survey 153

PYMNTS

JULY 27, 2020

“Given the seismic shift to digital, the COVID-19 pandemic is forcing retail to achieve innovation in three to six months that would otherwise have taken three to five years. The pandemic has brought uncertainty to many businesses, but at the same time, it has sparked innovation,” said Ro Bhatia , chief operating officer at sticky.io.

Apple 206

Apple Branding Innovation Retail 206

PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. This, everyone, is the Apple Pay story, 20 months post-launch. . We now have observations every quarter since the launch of Apple Pay.

Apple 165

Apple Mobile Cards Payments 165

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. The network would run on a card issued by Barclays U.S.,

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

OCTOBER 21, 2019

Some entertainment innovators are also rolling out new subscription services. Consumers can subscribe to Disney+ via numerous devices and platforms, with the inclusion of iOS and Apple TV, Android and Sony PlayStation 4. The move by Disney is reportedly an effort to tackle rivals with original content like Amazon, Apple and Netflix.

Innovation 109

Innovation Retail Las Vegas Payments 109

Payments Source

NOVEMBER 18, 2020

Within the payments industry, Wirecard as a brand has become almost like Enron — but an exec at Railsbank says the German processor's fall from grace masks talent and innovation that can thrive elsewhere and help forge new paths to financial services.

Apple 78

Apple Cards Branding Innovation 78

PYMNTS

MARCH 11, 2016

After a bit of a bumpy start to the year, what has become a now multi-week debacle with the FBI over that phone and a solid month of share prices below $100, it has been a while since Apple has managed a whole week of headlines that were, more or less, positive and even hopeful about innovation in the offing.

Apple 100

Apple Houston Boston Mobile 100

PYMNTS

FEBRUARY 19, 2019

However, many QSRs, from Dunkin’ Brands to Taco Bell , are tuning to these digital innovations. These are just some of the ways that these companies are bringing innovative ordering and payment options to consumers in the digital age. For Baskin’ Robins, he noted that the brand continues to expand its DoorDash partnership.

Apple 174

Apple Branding Innovation Cards 174

PYMNTS

FEBRUARY 26, 2018

To keep up with the pace of innovation as competitors move toward mobile ordering, delivery and payments innovations, Restaurant Brands International (RBI), which owns Burger King and other brands, hired CFO Josh Kobza as its new czar leader in January. But not all QSR chains are so focused.

Mobile 109

Mobile Innovation Payments Miami 109

Gonzobanker

SEPTEMBER 15, 2014

Never in the history of payments has there been such a media-frenzied, corporate disrupting and consumer-captivating moment as last week’s unveiling of Apple Pay as part of this week’s release of the iPhone 6. Apple shrewdly coopted its greatest weakness as an inexperienced new entrant.

Apple 103

Apple Cards Mobile Community Bank 103

PYMNTS

NOVEMBER 15, 2019

Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Goldman Sachs has promised to reevaluate how credit limits are determined for Apple Card users after being accused of gender discrimination. The branding will reflect the financial institutions and not Google. Google Dives Into DDAs.

Google 139

Google Payments Apple cryptocurrency 139

PYMNTS

MAY 13, 2020

“I was going through an airport about a week before everything started shutting down, and all I could think was, thank God I have Apple Pay so I don’t have to touch anything,” Michelle Tempesta, head of product at Paytronix , told PYMNTS in a recent conversation.

Cards 251

Cards Branding Innovation Data 251

PYMNTS

JULY 8, 2019

But it has also sought to innovate by blending matcha with other functional ingredients such as collagen or mushroom powders. Through eCommerce subscription options and product innovations, direct-to-consumer (DTC) matcha tea brands are aiming to provide convenience and caffeine to consumers as an alternative to coffee or energy drinks.

Innovation 109

Innovation Regional Company Apple 109

PYMNTS

AUGUST 3, 2020

Throughout the six-plus-hour grilling, the stock prices of Amazon, Apple, Facebook and Google were all up — and stayed that way throughout the day. Between the close of business on Tuesday and end of day on Friday, though, Barron’s reported that Alphabet, Apple, Amazon and Facebook collectively added $370 billion to their market caps.

Apple 234

Apple Google Online Maine 234

PYMNTS

APRIL 28, 2020

We know from our experience enduring through boom and bust cycles that loyal guests help get brands through the tough times. Robbins said the pandemic is “driving remarkable innovation” in the foodservice sector, something that is greatly needed by restaurants that are seeking creative approaches to ordering and delivery.

Innovation 150

Innovation Tools Apple Google 150

PYMNTS

DECEMBER 12, 2016

Gift cards may seem a logical answer. But not brand. What happens if you buy a card from a store that’s not exactly right for that person? Stuck is stuck, with a tight smile of thanks, and perhaps that card is left in a drawer. Stuck is stuck, with a tight smile of thanks, and perhaps that card is left in a drawer.

Cards 100

Cards Mobile Branding Retail 100

The Financial Brand

AUGUST 28, 2019

A financial institution marketing veteran walks through the digital product's many innovations with a professional's eye and observations. The post What Banks & Credit Unions Can Learn from the Apple Card Experience appeared first on The Financial Brand.

Apple 26

Apple Cards Branding Innovation 26

PYMNTS

AUGUST 10, 2016

What we do know, however, is that efficiency-driving innovation will have its place, come whatever market environment,” Joshua Kempf, cofounder and CEO of online B2B industrial products distributor Gaveteiro.com.br , explained in his TechCrunch piece. It looks like it’s no harm, no foul for Apple. Canada and Brazil.

Innovation 100

Innovation Apple social media America 100

PYMNTS

JANUARY 15, 2018

It also explains why some innovations in payments have been met with open arms by consumers and others given the cold shoulder. For 50 years, consumers have been trained to produce a plastic card of some kind at the point of sale to pay for something. And, they haven’t seen enough of a reward to commit to continuing.

Innovation 109

Innovation Payments Google Training 109

PYMNTS

NOVEMBER 7, 2017

While those limitations, according to a company representative, are non-negotiable and unlikely to change now or in the foreseeable future, the brand does not see itself as one stuck in the past or afraid of embracing change. Sometimes a little change can make a notable difference to the bottom line.

Innovation 100

Innovation Oregon social media Payments 100

PYMNTS

SEPTEMBER 3, 2019

The newly branded company aims to innovate the way travel merchants promote and sell across all digital channels. “I am very excited to unveil our new brand, which captures our ambition and capability as both FinTech and travel tech specialists. We started out with a radical, mobile-first solution.

Mobile 129

Mobile Payments Branding User Experience 129

PYMNTS

JUNE 25, 2020

percent of respondents) and payment methods that don’t require touching a card reader (58.6 This innovation, developed with Google, will further accelerate the trajectory of eCommerce at Carrefour,” Amelie Oudea-Castera, Carrefour’s executive director of eCommerce, data and digital transformation, said at the time.

Google 141

Google Survey Apple Innovation 141

PYMNTS

MARCH 20, 2018

A few decades later, Neiman Marcus started distributing gift cards, but the retailer took a page from the 1930s department store playbook: It kept the cards out of sight and only sold them as novelty items. Compared to traditional paper gift certificates, gift cards were a plastic card with a magnetic stripe.

Cards 147

Cards Apple Mobile Retail 147

The Financial Brand

AUGUST 7, 2023

This article Will FedNow and BNPL Dent Credit Card Use? appeared first on The Financial Brand. An analyst sizes up payments innovations threatening to erode consumer use of credit cards. This article Will FedNow and BNPL Dent Credit Card Use? appeared first on The Financial Brand.

Cards 15

Cards Branding Innovation Payments 15

PYMNTS

DECEMBER 6, 2016

Glen Fossella , CRO of Urban FT , recently joined Karen Webster for a discussion on where innovation in the banking environment is going and how banks — both big and small — are being challenged to keep up. KW: Innovation in the banking sector is blossoming. Here is an excerpt of the conversation.

Innovation 100

Innovation Mobile Digital Banking Technology 100

PYMNTS

MARCH 20, 2020

In-house ordering apps are typical for large quick-service restaurant (QSR) companies, with only those who are willing to take risks and innovate standing out from the herd. Main Street USA Was Healthy In February, But Coronavirus Is The Wild Card. Can The New England Patriots Brand Survive Losing Tom Brady?

Technology 181

Technology Apple New York City social media 181

PYMNTS

APRIL 24, 2018

As a result, “the school lunch solution doesn’t really work anymore,” Wise Apple Co-Founder and President Nathan Cooper told PYMNTS in an interview. After coming to that realization, Cooper got the confirmation he needed to start work in earnest on Wise Apple. We’ve spent two years building our menu,” Cooper said. The Road Ahead.

Apple 124

Apple St. Louis San Francisco Chicago 124

PYMNTS

SEPTEMBER 13, 2019

We have news about new P2P and B2B payments efforts, new research into SWIFT and QSR innovation, and a deep look at the legacy left behind by Jack Ma as he steps down from leading Alibaba. Visa Powers MoneyGram Push-To-Card P2P. MoneyGram and Visa Direct have formed a strategic partnership to roll out a new debit card deposit service.

Cards 122

Cards Apple Payments Innovation 122

PYMNTS

AUGUST 22, 2019

Williams started The Sock Spot website and started to reach out to brands. Now, he has more than a dozen brands with access to many different types of socks. They can swipe their card to have a product dispensed, or they can add multiple products to their cart, change the quantities as needed and then check out all at once.

Retail 140

Retail San Francisco Austin Samsung 140

PYMNTS

SEPTEMBER 9, 2019

As PYMNTS readers know, the QSR space is not only an area of payments and commerce where massive innovation and disruption is taking place — much of it centered around mobile and loyalty — but a place of fierce competition. Readers can bet on more innovation and disruption in this area as the new decade dawns.

Innovation 145

Innovation Maine Mobile Branding 145

PYMNTS

DECEMBER 16, 2019

Not just any decade, but one that has seen unprecedented levels of innovation touch nearly every industry segment and almost every corner of the world. Only then, he said, can one get clarity about how those dots can guide innovators about the future. The last 10 years in payments and commerce have given us millions of dots to connect.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

Not just any decade, but one that has seen unprecedented levels of innovation touch nearly every industry segment and almost every corner of the world. Only then, he said, can one get clarity about how those dots can guide innovators about the future. Tuesday marked not only the end of a year, but the end of a decade.

Innovation 174

Innovation Cards Google Payments 174