2025 Cards Fintech Innovation 
PYMNTS
SEPTEMBER 29, 2020
New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.
Gonzobanker
JANUARY 18, 2024
That said, here are my banking and fintech predictions for 2024: 1. Regulatory headwinds, iffy economic conditions and a more conservative approach to tech innovation spending are combining to put a damper on BaaS growth. Fintechs have an increasing appetite for new products, better tech integration and diligent compliance.
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PYMNTS
SEPTEMBER 18, 2019
The delicate balance between bank-FinTech competition and collaboration continues to teeter in the U.S. In a market without Open Banking regulations, FinTechs continue to enter in to the market, collaborating with bank partners to offer their own financial services — which often compete directly with other financial institutions.
PYMNTS
DECEMBER 17, 2019
One of the biggest tests for FinTech in the coming years is how well it can serve businesses that don’t have easy or efficient access to credit. FinTech Sandbox. Evidence of that comes from the nobli origin story — nobli is a concept incubated by LIFTlab, the innovation hub within the Central Bank of Brazil. FinTech Prognosis.
PYMNTS
OCTOBER 22, 2019
FinTech startups and tech giants are bringing new competition and banks risk “becoming footnotes to history” as regulations ease, making it easier for companies to offer financial services. Whereas FinTechs earmark 70 percent of budgets to advancements, legacy banks set aside only 35 percent. Amazon in the U.S.
PYMNTS
SEPTEMBER 16, 2019
trillion global payments market with free services, banks could lose as much as $280 billion in revenue by 2025, according to an Accenture report and press release circulated on Monday (Sept. Card displacement is projected to risk another 2.7 As more startups penetrate the $1.5 percent of bank revenues. percent of payment revenues.
Gonzobanker
DECEMBER 14, 2023
Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. That’s enough to send normal people into the fetal position.
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