Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States. FAB Score = 600. –

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States. FAB Score = 600. –

Cards 15

Cards Online Utah Austin 15

PYMNTS

APRIL 30, 2018

Digital banks. billion by 2021. billion in 2021 and on the Internet of Things at 14 percent a year from $772.5 trillion in 2021. LendingClub makes unsecured personal loans to consumers, mostly to consolidate and pay off credit card debt and more recently to refinance auto loans. Blockchain. Blockchain.

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Fintech blockchain Lending Digital Banking 183

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. It’s starting to see big payoffs from some of its bets, such as South Korea-based e-commerce giant Coupang , which went public in March 2021 at a $56.6B So far in 2021, SoftBank is investing in a record number of deals. First name.

Regional 94

Regional Fintech Analysis Company 94

Fintech Labs Insights

JUNE 7, 2021

The 2019 and 2020 winners are here, 2021 is below. FinovateSpring, May 2021 (Digital). Customers include: Nationwide, CUNA Mutual, NewRez, Dime Bank, First Republic Bank. FinovateEurope, March 2021 (Digital). Founded: January 2021. Funding : Unknown (currently seeking capital).

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Fintech New York Colorado Online 15

Fintech Labs Insights

NOVEMBER 19, 2021

Digital Lenders: Year Founded. 2019 to 2021 >>> 3. Digital Lenders (ranked by our FAB score*). CAN Capital. Lighter Capital. Source: Compiled by FintechLabs, 15 Nov 2021, from Crunchbase, SimilarWeb, SEMRush data. *(As Website visits: 770,000 (SimilarWeb, Oct 2021). Funding $M. Biz2Credit.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

FEBRUARY 5, 2022

One of the major players is Rho , which is competing both on the banking side and with its newer corporate charge card. Unlimited card accounts (virtual and plastic). Corporate charge card. Fixed credit line (does not vary with bank balance ala Brex). Unlimited virtual or physical cards. Card lock/unlock.

Cards 15

Cards Payments Management Video 15

PYMNTS

OCTOBER 22, 2020

The discussion was part of the ongoing B2B Payments 2021 PYMNTS TV series. The panel included: Doug Bergeron , managing partner at Hudson Executive Capital ; Ian Drysdale , executive in residence at Great Hill Partners ; Amit Jhawar , venture partner at Accel and Rick Roberts , analyst and portfolio manager at Vulcan Capital.

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Fintech Capital Innovation Data 169

Fintech Labs Insights

FEBRUARY 2, 2021

New in January: Newborns: Digit Insurance : The Indian insurance startup, now valued at $1.9B, was founded in 2016 and has raised $250M. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. values as of 2 Feb 2021). 2-feb-2021. 2-feb-2021.

United States 15

United States Fintech Utah Lending 15

Independent Banker

DECEMBER 31, 2022

“What’s interesting to me is the macro environment,” says Marilena Lakoumentas, senior vice president and chief digital officer at $3.3 billion-asset Bank of Tampa in Tampa, Fla. We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations.

Trends 140

Trends Payments Community Bank Texas 140

Gonzobanker

DECEMBER 22, 2020

South State and CenterState cut a great “gene pool mixing” deal that positions the now $30 billion bank well across a vibrant Southeast footprint. Expect more cost-driven MOEs in 2021! Bank Deal of the Year PNC nabs BBVA USA – paying 1.3 You know that dog either has Capital One or Delta Amex.

Idaho 170

Idaho Community Industry Strategy 170

Fintech Labs Insights

SEPTEMBER 9, 2021

The company says it surpassed $1B in cumulative transactions in April 2021 with $600M in Q1 alone. The startup has raised $46M, a $5M seed in March 2019 and a $41M A-round in June 2021. Its first outside capital was from the Barclays Techstar accelerator in 2017 ( see Techstars demo here ). SMB digital banks.

Boston 15

Boston Cards ATM Community Bank 15

PYMNTS

DECEMBER 30, 2020

But as Todd Clark , CEO of CO-OP Financial Services , told Karen Webster, for all the real and genuine difficulties of 2020, he enters 2021 feeling very optimistic. To really capitalize on that emerging opportunity, they have two jobs, Clark said. So, we're excited about the technology.”. Where Work Remains.

Digital Banking 206

Digital Banking Tools Fraud Examples 206

Gonzobanker

JULY 6, 2021

As information technology departments move from being the provider of all technology services to orchestrator of technology innovation, chief information officers are rightfully asking, “How do we reinvent ourselves in this digital age when we’re saddled with legacy tech debt of 30-year-old, difficult-to-integrate, flat-file-based core systems?”.

Strategy 155

Strategy System Risk Management Technology 155

FICO

JUNE 15, 2023

Gone are the days of reaching into my pocket for a wallet , counting out bills or wiggling a credit card free or (if you can even remember these days) finding a checkbook and filling out a paper check. billion reported in 2021. Turns out that a lot of individuals are conned, since Americans reported a whopping $3.8

Fraud 52

Fraud South Carolina Survey Management 52

Gonzobanker

JANUARY 4, 2022

In June 2021, following Ally Bank’s announcement that that it would no longer charge its customers an overdraft fee, I published an article titled, “ It’s Time To End Overdraft Fees (And Chase Bank Is Just The Bank To Do It) ,” in which I speculated: “Banks and credit unions will wait and see who else eliminates overdraft fees.

Trends 188

Trends Fintech social media Strategy 188

Fintech Labs Insights

APRIL 16, 2020

Coronovirus crisis (2020-2021). And it took the rest of the decade for the capital to gravitate to all the good ideas. Community service: Food-bank fundraisers, gift card marketplace for local businesses, etc. 2021 to 2023: Digital-first (on our way to digital-only). 2024+ Digital-only era. –

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Fintech UX Community Comparison 15

Fintech Labs Insights

NOVEMBER 22, 2021

5 Nov 2021. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Mar 2021 round. 5 Nov 2021. June 2021 round. 5 Nov 2021. 5 Nov 2021. July 2021 round. 5 Nov 2021. June 2021 round. 5 Nov 2021. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round.

Fintech 15

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Fintech Labs Insights

JULY 18, 2023

The exit occurred in mid-2021 when Bill.com was looking to expand its offerings in the corporate card and expense management space. billion*) deal (source: SEC ) *Note: If the Divvy owners sold their Bill.com shares at the market peak (Nov 2021), they would have fetched around $3.7 billion in a cash ($665 million) and stock ($1.65

Management 15

Management Cards Software Utah 15

Fintech Labs Insights

JULY 7, 2021

Bunq , banking startup from The Netherlands. Scalable Capital , German investech. values as of 1 July 2021). 1 July 2021. 1 July 2021. 1 July 2021. Mar 2021 round. 1 July 2021. 1 July 2021. June 2021 secondary transactions. June 2021 round. 1 July 2021. 1 July 2021.

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

AUGUST 10, 2021

Danish card company Pleo. German neobank Solaris Bank. 6 Aug 2021. 6 Aug 2021. 6 Aug 2021. Mar 2021 round. 6 Aug 2021. 6 Aug 2021. 6 Aug 2021. June 2021 round. July 2021 round. June 2021 round. August 2021 exit to Square. 5 Aug 2021. 6 Aug 2021.

United States 15

United States Fintech Technology Company 15

Fintech Labs Insights

JUNE 3, 2021

US payments company that went public 25 May 2021. #61 India-based banking technology startup. values as of 3 June 2021). 3 June 2021. 3 June 2021. 3 June 2021. Mar 2021 round. 3 June 2021. 3 June 2021. 3 June 2021. Feb 2021 round. 3 June 2021. Jan 2021 round.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

APRIL 15, 2021

Streamline your debt capital raise and management. Founded: 2021. Debit rewards card for gamers. Cards #Rewards. Credit cards for the underbanked with no credit check or cash deposits. Lending #Cards. Go-to-card for conscious consumers. R2 Capital. Stripe Capital for Latin America.

San Francisco 15

San Francisco CA Fintech Company 15

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Goes to Sen.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

GonzoBanker of the Year (Mid-Size Bank) – goes to David Findlay, CEO of Lakeland Financial. Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service. The Bank Regulator Working for Merchants Award!

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CB Insights

JUNE 17, 2020

Tech giants aren’t the only companies that have spotted the opportunity in remote diagnostics — some biotech companies have moved quickly to demonstrate value and capitalize on the eased regulations as well. Even before the Covid-19 pandemic, an increasing amount of capital was being devoted to cybersecurity.

Industry 101

Industry Technology Online Video 101