Jeff For Banks

FEBRUARY 1, 2019

US stocks erased all gains in 2018 and ended the year down 4% to 6%. For the month of December, 2018, the major indices were down about 9%, which was the worst December stock performance since 1931. 19% at year-end, 2018, down from.52% 23% at the end of 2018, from 1.02% one year earlier. 52% at the end of 2017.

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Marketing Community Bank Community Risk Management 60

Jeff For Banks

AUGUST 12, 2018

Economy and Momentum At the end of June, 2018, the current economic expansion turned nine years old. The second quarter of 2018 saw growth of 4.1% (the highest quarterly growth since 2014) and the third quarter may be close. Growth for the entire year of 2018 is expected at 2.8% for the year ending June, 2018.

Marketing 60

Marketing Philadelphia Omaha US 60

Jeff For Banks

OCTOBER 25, 2018

24% at September 30, 2018 compared to.84% US Government debt is at 104% of GDP at the end of the second quarter of 2018 and the ratio is likely higher in the third quarter. Inflation Speaking of inflation… Admittedly, inflation was trending higher early in 2018. The yield curve is much flatter this year than last. for August.

Marketing 67

Marketing US Taxes Trends 67

Jeff For Banks

APRIL 27, 2019

And gold prices rose this year into February and March, but have fallen back to equal year-end 2018 levels today. in 2018, but about equal to the average growth since 2011. in the fourth quarter of 2018. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Unemployment is low at 3.8%

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Marketing Community Taxes Community Bank 60

Jeff For Banks

AUGUST 1, 2019

Think about that for a minute… Leading Indicators & Yield Curves The index of leading economic indicators, which forecasts growth six to nine months from now, has stabilized in the past few months, after a very weak series late in 2018. in 2018 and +3.1% The “LEI” was unchanged in May, after rising by +.1% 1% in April, +.2%

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Marketing US Community Bank Community 60

Independent Banker

JULY 28, 2016

Although they vary by format, the content of the agencies’ guidance includes consistent broad-spectrum elements, which may seem largely theoretical, but their framework can be used effectively to manage regulatory requirements and changes. Just how can your community bank do all of those things? Are we meeting those criteria?

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Compliance Training Community Bank Regulation 70

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

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Idaho Community Industry Strategy 181

Jeff For Banks

NOVEMBER 1, 2017

Actually, the forecast for 2018 to 2020 is also 2%. All of this is happening while the markets widely expect the President to nominate a new Federal Reserve Chair to replace Janet Yellen, whose term as Chair ends in February, 2018. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Taxes DC Community Bank 60

Jeff For Banks

FEBRUARY 3, 2017

and 2018 at 1.8% Dr. Ratajczak has 2018 at 2.9%. DJ 01/18/17 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. That is no better than the 2.3% since 2009. since 2009.

Marketing 60

Marketing Taxes Regulation US 60

Jeff For Banks

NOVEMBER 7, 2016

10/24/16 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Or is it that I agree with them?

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Tools Community Bank Risk Management Community 60

Jeff For Banks

NOVEMBER 16, 2020

So now they are prioritizing full employment and will switch to “AIT,” or average inflation targeting, allowing the inflation rate to exceed their target for a period of time, rather than raising rates as they did from 2015 to 2018 chasing inflation that never materialized. Our area did not escape the devastation.

Marketing 78

Marketing National New York City Taxes 78

Jeff For Banks

AUGUST 24, 2022

Since 2018, the Large Hadron Collider, or “LHC,” was down for maintenance and upgrades so that particles could smash at 6.8 Jaworski 08/17/22 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 78

Marketing US Community Bank Study 78

Jeff For Banks

JULY 8, 2017

Incidentally, Chair Janet Yellen’s term at the Fed expires in February, 2018. DJ 07/04/17 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 60

Marketing Community Bank Security Data 60

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Since the financial crisis, noninterest income has transitioned from an important portion of a bank’s revenue to a much smaller piece of the revenue stream. Community banks target growth.

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Community Bank Community FDIC Trends 195