PYMNTS

FEBRUARY 17, 2020

The firm completed the first phase of its transformation in 2014, allowing it to use real-time analytics and IT tools to create dynamic pricing models and enable online and mobile app transactions. Streamlining operations and improving customer insights were key, but so was protecting against fraud, Koch said.

Security 141

Security Tools Fraud System 141

NCR

FEBRUARY 16, 2016

And there’s no better way to target Millennial entrepreneurs than with the technology they crave to help them in their business pursuits. More than any other generation, Millennials experience life, work and business through technology and they expect seamless interactions regardless of location.

Millennials 40

Millennials Study Retail Community Bank 40

PYMNTS

JUNE 7, 2017

And digital wallet adoption is growing at a slow but steady rate, with 13 percent of consumers indicating they have used a digital wallet in the last 30 days, up from 11 percent in 2015 and 8 percent in 2014. Fifteen percent of consumers said they had used a digital wallet in the past year.

Survey 115

Survey Mobile Millennials Cards 115

PYMNTS

JUNE 21, 2018

Launched in 2014, Robinhood is a minimalist app that lets users set up an an online brokerage account, transfer funds from accounts at major banks (including Chase, Citi and Band of America) and check the prices of their stocks. Jack Randall, a spokesman for Robinhood, declined to comment.

Regulation 123

Regulation Millennials California Capital 123

PYMNTS

JANUARY 14, 2019

To save physical retail, anyone who wants to operate a physical store must convince consumers that it’s worth their time to—how’s this for an insight?—go What’s really steered people wrong is focusing on the average percentage of all retail sales that are online, and ignoring what’s happening in key verticals. population was online.

Retail 198

Retail Online Mobile Data 198

PYMNTS

JANUARY 10, 2018

When Mastercard launched the Start Path accelerator program in 2014, the goal – according to VP and senior business leader, Amy Neale – was to make it easier for emerging companies to enter “our world” through a combination of operational support, commercial access and some strategic funding. The Start Path Admissions Process.

Company 194

Company Meeting Millennials blockchain 194

PYMNTS

SEPTEMBER 16, 2016

Nearly $120 million has been invested in approximately 300 startups based in Guadalajara since 2014. Mexico’s longstanding business culture resulted in the government investing $658 million to an estimated 620,000 entrepreneurs back in 2014. It’s projected that Mexico will represent the world’s fifth-largest economy by 2050.

Fintech 100

Fintech Capital Millennials Mobile 100

PYMNTS

JANUARY 15, 2019

The announcement comes as, since 2014, more than 163 million women have launched businesses across the globe, at a rate that outpaces that of businesses launched by men. 30 kickoff in Atlanta will include access to experts from Visa and entrepreneurs operating both nationally and globally. To that end, Visa said on Tuesday (Jan.

Atlanta 189

Atlanta New York social media Community 189

PYMNTS

NOVEMBER 20, 2019

They also deliver more seamless experiences that consumers — and millennials in particular — have come to expect. trillion in 2018, an increase of 80 percent from 2014. . Additionally, 25 percent of all online bill payments to providers and payers will be conducted using real-time payments.

Payments 111

Payments System Cards Marketing 111

PYMNTS

FEBRUARY 16, 2017

But purchasing high-value diamonds online — whether they be traditional or lab-grown — is still a process that comes with risk and uncertainty. Andrew Puddifoot, GM of MiaDonna, shared with PYMNTS how the eCommerce bridal jewelry business is bringing value to the engagement ring shopping journey both online and in its physical showroom.

Portland 101

Portland Community Branding Retail 101

PYMNTS

JULY 30, 2019

Millennials and members of Generation Z are particularly comfortable with voice-activated devices , with 25 percent of consumers aged 16 to 24 using smartphone-based voice assistants such as Siri or Cortana. Voice Assistants Spread Their (Buffalo) Wings. This system is currently being tested at 40 Domino’s locations.

Technology 119

Technology Mobile Google Software 119

PYMNTS

DECEMBER 4, 2019

More and more, OTAs [online travel agencies] are moving into that group opportunity,” said Colin Smyth, head of travel at Flywire, in a PYMNTS interview. For OTAs and tour operators, taking payment up front is one thing. And the travel industry is still working to catch up with those changing consumer desires. Startups Rising.

Leadership 131

Leadership Industry Google Groups 131

PYMNTS

DECEMBER 4, 2019

More and more, OTAs [online travel agencies] are moving into that group opportunity,” said Colin Smyth, head of travel at Flywire, in a PYMNTS interview. For OTAs and tour operators, taking payment up front is one thing. And the travel industry is still working to catch up with those changing consumer desires. Startups Rising.

Leadership 130

Leadership Industry Google Groups 130

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. Take PayPal, for example. And therein lies the rub. 25-31, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

JUNE 1, 2017

It is, of course, obvious that the internet has changed how the world gets its information and conducts its commerce, but the specters of fraud and data breaches are keeping the latter from reaching its true potential online. For businesses, 2014 was “the wakeup call” and a “banner year for internet crime.”

Payments 110

Payments System Software Mobile 110

PYMNTS

MAY 23, 2016

Department stores appealing to all parts of the consumer spectrum — Macy’s, Nordstrom, Hudson Bay (operator of Lord & Taylor and Saks) — are in a big slump, and chains that live in the malls they anchor are suffering right along with them. Karen Webster described this scenario in 2014 as The Coming Physical Retail Death Spiral. “So

social media 100

social media Retail Portland Millennials 100

PYMNTS

APRIL 2, 2018

It’s not only for consumers, though: Alternative lending firm Kabbage recently found that mobile lending is on the rise among small businesses, with a more than 360 percent increase in the number of SMB loans accessed via mobile device between April 2014 and February 2018.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

APRIL 13, 2018

Stresses in the retail sector have weighed on the operating earnings of department stores, discount stores and drug stores in particular,” Sharon Ou, a Moody’s senior credit officer, said in the report. Those oil and gas industry defaults, Moody’s noted, were explicable given the ongoing slump in crude prices since mid-2014.

Retail 116

Retail Course Washington Marketing 116

Long Lasting Ideas

JANUARY 5, 2015

In the age of Apple Pay, Google Wallet, and online banking, the old assumptions are shattered. A recent article in the Wall Street Journal states that the average Class of 2014 graduate with student-loan debt has to pay back some $33,000. Go to where millennials are and find out the trends that are popular among them.

Marketing 40

Marketing Millennials Community Bank social media 40

PYMNTS

NOVEMBER 17, 2017

. : Investors may have treated the companies with divergent reactions, sending shares up (or down), but the movement online is clear. Similarly, Target showed 24 percent growth in its own online business. Macy’s said in its latest earnings report that digital sales growth was up double digits for the thirty-third straight quarter.

Bitcoin 109

Bitcoin Software Retail Online 109

PYMNTS

FEBRUARY 18, 2019

For those charged with managing the consumer’s trust and safety when transacting online, and in the midst of increasingly clever cybercrooks, being comfortable going against the status quo flow has become much more important than ever before, he said.

Cards 169

Cards Course Study New York 169

Jeff For Banks

DECEMBER 1, 2015

At June 30, 2014, that branch had $23 million in total deposits, down $1 million from one year ago. Malls are experiencing difficulty in the United States, as millennials opt for smaller, urban environments to shop. And the rest of us are increasingly buying online. mBank’s light branch depicted above is located in a mall.

Pennsylvania 60

Pennsylvania Community Bank Community Taxes 60

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. But, overwhelmingly, consumers who pay for goods and services online, including over mobile channels, do so with a credit card. Katie Kuehner-Hebert.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

SEPTEMBER 6, 2016

Of course, it’s not just the FinTech industry and tech-savvy millennials who are fueling digital change. Citing the 2014 North America Consumer Digital Banking Survey by Accenture, amazingly, 50 percent of people would use banking services from a Square app if they were offered one, and 41 percent would use banking services from PayPal.

Security 100

Security CA Payments Big Data 100

PYMNTS

APRIL 17, 2017

In 2014, Starbucks stopped accepting Square’s mobile wallet, and shortly thereafter, Square pulled the plug entirely on that mobile wallet experiment. Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants. And puts strong numbers to the bottom line.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

JULY 28, 2016

Despite Buick’s continued commitment to innovation, the brand’s retro image remained a somewhat stifling force until 2014. One spot, for example, shows a grandmother getting picked up by her millennial grandson in his new car. From out-of-date to online. Becoming the “new” Buick. People really didn’t know what a Buick was.

Branding 100

Branding System Technology Millennials 100

CB Insights

OCTOBER 10, 2018

One of the biggest challenges these companies face is that many operate without a bank charter or license. All others operate under special regulatory licenses and/or partner with financial institutions and some, like Revolut, are in the process of obtaining a charter. Millennials. why profitability won’t come easy.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

JANUARY 16, 2020

As the travel industry shifts into higher digital gear, and increasingly responds to the needs and desires of new consumer groups — millennials and Gen Z among them — some players are getting left behind and making their way into the history books. Back in 2014, Hipmunk said it had raised $20 million in Series C funding.

Millennials 142

Millennials Meeting Innovation Mobile 142

CB Insights

NOVEMBER 6, 2018

Hot Pepper Beauty, one of Japan’s top online booking services, worked with Google AdWords to attract customers and increase conversions while lowering costs. The first image below — taken from Google’s 2017 patent application titled “ Escalation to a human operator ” — shows the operator dashboard showing progress of existing tasks.

Google 72

Google Apple Industry Branding 72

PYMNTS

DECEMBER 14, 2018

That wasn’t perhaps the most surprising news, given how Amazon keeps taking control of more logistical and delivery operations — an effort that many observers expect will eventually include the eCommerce operator competing head-to-head with UPS and FedEx. Since its launch in 2014, Instacart has attracted more than $1.6

Retail 197

Retail Millennials Capital Operations 197

PYMNTS

SEPTEMBER 22, 2016

And, according to Pew Research, millennials are the group most concerned about running out of data (and the group most likely to use a mobile phone for payments). If we watch online, we skip ads — and given access to the right apps, we block them altogether … Most of us don’t like being sold to, especially by someone we don’t know.”.

Mobile 100

Mobile Video Millennials Payments 100

CB Insights

SEPTEMBER 4, 2019

Popular media coverage of millennials often fixates on the industries the generation is allegedly killing and their supposed fiscal irresponsibility. Some industries benefiting from millennials’ increased spending power, such as travel, reflect well-worn Gen Y tropes like the general preference for “experiences” over things.

Millennials 78

Millennials Industry Branding social media 78

CB Insights

OCTOBER 26, 2020

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Even as the regulation pendulum swings back toward more limited oversight, how investment banks operate is fundamentally changing. Table of contents. The disruption of the IPO.

Management 78

Management Capital Company Marketing 78

CB Insights

SEPTEMBER 17, 2018

Its acquisitions of smaller grocers like Roundy’s (2015) and Harris Teeter (2014) have bolstered Kroger’s supply chain further by integrating their warehouses and distribution centers into the company’s larger operations. This data underpins other improvements to Kroger’s operations. Smucker, and even Kraft Foods.

Industry 67

Industry Branding Retail US 67

PYMNTS

DECEMBER 26, 2016

At the end of 2014, the average U.S. Likewise, the rate of online fraud attacks on retailers has doubled, up 137 percent year over year in the first quarter of 2016. . “Uber wouldn’t exist the way that it does today without the existence of the gig economy.” ” Fraud’s Upward Flight. ” —.

Fraud 110

Fraud US Data Payments 110

CB Insights

JUNE 17, 2020

In the wake of the outbreak, everything from doctors appointments to schooling to workouts went online. Education: Technology and online content make the classroom optional. Online courses & content. Retail: Shopping goes even more online as grocery joins the e-commerce revolution. Online grocery. 3D printing.

Industry 101

Industry Technology Online Video 101

CB Insights

OCTOBER 6, 2017

Early-stage food-preparation startups using robotics and AI are proliferating, and operating in both B2B and B2C models. Robot-run warehouses are already in operation. As more people shop for products online, there is greater pressure on order fulfillment centers to ship items on time. in funding. warehouse workers.

Software 69

Software Industry Retail United States 69