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Decoupled Debit — Again?

PYMNTS

The year is 2007. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. And what was the product? No, not the iPhone, but that would be a good guess.

Branding 184
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Mobile UX: A First Look at “Second Look” Transaction Alerts from Capital One

Fintech Labs Insights

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? Fast-forward six years and Capital One owns the innovation mantle, at least in the United States. It’s still a relatively manual user experience, especially if you want to dispute a charge.

UX 17
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Wealth Managers Beware: Emerging Fintechs Are Coming For Retirement Planning Next

CB Insights

Though 401(k)s only account for $5.28T of assets (nearly 20% of total retirement savings in 2017), they have grown dramatically, up from 2% of total retirement savings in 2007. That said, these retirement vehicles are still vastly underutilized by employees due to high fees, poor user experience, and lack of education.

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Xero Partners with Expensify for In-House Expense Management

Fintech Labs Insights

“From one product-driven technology company to another, we’re committed to improving an already world-class user experience and process,” Expensify Director of Sales and Success Jason Mills said.

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Data Dive, Milestone Edition: Gig Payments, Affirm And Contactless March On

PYMNTS

But he went on to hit a career 755, a feat that no one came close to matching until 2007, when Barry Bonds broke that record. Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. Thrive Capital Founder Joshua Kushner said he is excited to work with Affirm. “We

Data 100
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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

A host of startups have emerged to capitalize on this trend. The secrets of user growth. To build a successful personal finance management tool, it’s important to understand the dynamics of user acquisition and growth. It can burden users with excessive information and friction that ruins the user experience.

Tools 78
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37 Corporate Innovation Labs In Finance

CB Insights

Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Capital One Labs aims to streamline the product creation process, with a focus on consumer-first design. Notable projects: Capital One Cafes have been popping up in cities all over the country.