Remove 2007 Remove Capital Remove Cards Remove User Experience
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Decoupled Debit — Again?

PYMNTS

The year is 2007. It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. And what was the product?

Branding 184
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Mobile UX: A First Look at “Second Look” Transaction Alerts from Capital One

Fintech Labs Insights

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? Fast-forward six years and Capital One owns the innovation mantle, at least in the United States. It’s still a relatively manual user experience, especially if you want to dispute a charge.

UX 17
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Xero Partners with Expensify for In-House Expense Management

Fintech Labs Insights

Expensify’s solution will provide SmartScan OCR receipt scanning, next-day reimbursement, and company card reconciliation to Xero employees at all 21 of the company’s offices worldwide.

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Data Dive, Milestone Edition: Gig Payments, Affirm And Contactless March On

PYMNTS

But he went on to hit a career 755, a feat that no one came close to matching until 2007, when Barry Bonds broke that record. Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. Visa Ups the Pace of Gig Payments.

Data 100
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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

A host of startups have emerged to capitalize on this trend. These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. The secrets of user growth. debit & credit cards. In aggregate, they command $1.3 trillion in annual spending. bank accounts.

Tools 78
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37 Corporate Innovation Labs In Finance

CB Insights

It is also looking at integrating banking solutions into wearables and how the internet of things (IoT) could improve the customer experience. Notable projects: Card Free Access is a program developed out of the lab that allows Wells Fargo Banking customers to access ATMs through a variety of methods without their cards.

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Bitcoin: 10 Years Of Smoke And Mirrors

PYMNTS

Ten years after Amazon launched, it was nearing 70 million users and had just launched Amazon Prime. Ten years after Visa and Mastercard launched, they had each licensed their tech to thousands of banks that had cards in the hands of millions of consumers, who were using them to buy things at millions of merchants.

Bitcoin 214