Insights on Business

AUGUST 6, 2019

Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities. With this change comes new business opportunities. Payments modernization has arrived.

Payments 70

Payments Risk Management Innovation Analytics 70

FICO

MARCH 10, 2021

The FICO® Score 10 suite provides lenders with market-leading risk management capabilities for a wide variety of business applications, with more flexibility than ever before. The FICO® Score 10 suite supports more predictive consumer credit risk management. Conclusion. by David Binder.

Analysis 52

Analysis Risk Management United States Management 52

PYMNTS

MAY 10, 2019

The rule change is the subject of a recent white paper published by GIACT. The purpose of the new rule, according to NACHA , is to “enhance quality and improve risk management within the ACH network by supplementing the fraud detection standard for internet-initiated (WEB) debits.”. New NACHA Rule.

Payments 178

Payments Fraud Security Customer Experience 178

PYMNTS

OCTOBER 24, 2018

The firm’s latest movement in real-time fraud analysis comes as the company also offers insight, via a white paper, into “10 Fraud Myths” commonly held by risk professionals. The new offering is built into the Sift Science Digital Trust Platform. In other words, historical data, cogently presented, makes all the difference.

Fraud 159

Fraud Risk Management Customer Experience Trends 159

American Banker

MARCH 31, 2016

A white paper released Thursday said the agency might issue new guidance on fintech product development, third-party risk management and new products targeting the underbanked; streamline its licensing procedures; and appoint experts on "responsible innovation."

Innovation 28

Innovation Management Fintech Risk Management 28

PYMNTS

MAY 29, 2019

“Clarification and harmonization of regulation are fundamental to mitigating the serious threat that de-risking poses to the financial system,” ICC Director of Finance for Development Olivier Paul said in a statement.

Regulation 108

Regulation Compliance Capital Resources 108

FICO

JUNE 26, 2020

Analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

Analytics 98

Analytics Analysis Tools Capital 98

FICO

SEPTEMBER 12, 2018

For more information on this topic, see our white paper on Advancing AML Compliance with Artificial Intelligence. This episode of Tomorrow’s World Today also included an interview with Gordon Cameron, EVP of Independent Risk Management at PNC, which uses the AI in FICO Falcon Fraud Manager to protect its customers.

Video 45

Video Fraud Risk Management Compliance 45

FICO

SEPTEMBER 19, 2018

For more information on this topic, see our white paper on Advancing AML Compliance with Artificial Intelligence. This episode of Tomorrow’s World Today also included an interview with Gordon Cameron, EVP of Independent Risk Management at PNC, which uses the AI in FICO Falcon Fraud Manager to protect its customers.

Video 40

Video Fraud Risk Management Compliance 40

FICO

JUNE 6, 2018

Along with our partners Equifax, we launched a product to address the combined issue of credit and affordability risk , initially in the UK market. This product stems from extensive research into affordability risk, summarized in a recent white paper written by my colleague, Dr. Andrew Jennings.

Analytics 40

Analytics Risk Management Data Management 40

FICO

NOVEMBER 5, 2018

The references are vague, however: “centralized fraud and risk management capabilities” are referenced but the nature of this protection is not defined. The ‘ Modernization Target State’ lays out Payments Canada’s vision for the future and it does talk about fraud prevention. The post Will Real-Time Rails in Canada Bring More Fraud?

Fraud 40

Fraud Risk Management Payments Strategy 40

FICO

JULY 30, 2019

Read our white paper on Fraud in the Digital Experience Era – Telecommunications. Mel has held credit risk management positions at EE, Orange and Bank of America. He holds an MSc in Analytical Credit Risk Management from Sheffield Hallam University.

Fraud 52

Fraud How To Analytics Analysis 52

FICO

JANUARY 10, 2017

Rather than weakening our risk management measures, the more impactful goal for the industry is to find ways to help consumers improve their financial picture through legitimate credit counseling so that they qualify for a mortgage. Read our white paper Can Alternative Data Expand Credit Access?

Meeting 40

Meeting Data Report Risk Management 40

FICO

JANUARY 15, 2021

Sally notes that analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

Report 59

Report Payments Cards Data 59

Insights on Business

AUGUST 28, 2019

We’ve been quite vocal about our own transition to a risk management microservices architecture. To enhance the user experience of each of these services, a separate microservice was built to manage financial data to remove the often heavy burden of doing so. Our experience with microservices. Don’t have data?

Management 87

Management Risk Management Resources Analytics 87

Insights on Business

AUGUST 28, 2019

We’ve been quite vocal about our own transition to a risk management microservices architecture. To enhance the user experience of each of these services, a separate microservice was built to manage financial data to remove the often heavy burden of doing so. Our experience with microservices. Don’t have data?

Management 70

Management Risk Management Resources Analytics 70

FICO

APRIL 19, 2021

Risk management for cryptocurrencies, including addressing indirect risk faced by clients’ crypto activities and evolving global regulatory considerations. Read FICO’s Crypto AML White Paper. The opportunity landscape for traditional banks and financial institutions to offer new and enhanced services .

cryptocurrency 52

cryptocurrency Bitcoin Compliance Resources 52

Insights on Business

DECEMBER 15, 2015

Risk management, compliance and security : incorporating enterprise risk management is already a key concern and it will only grow more important. Analytics : applying predictive analytics based on big data and cognitive computing, in particular, will enable banks to deepen and scale workforce capabilities.

Risk Management 120

Risk Management Analytics Leadership Big Data 120

Insights on Business

DECEMBER 15, 2015

Risk management, compliance and security : incorporating enterprise risk management is already a key concern and it will only grow more important. Analytics : applying predictive analytics based on big data and cognitive computing, in particular, will enable banks to deepen and scale workforce capabilities.

Risk Management 70

Risk Management Analytics Leadership Big Data 70

Insights on Business

DECEMBER 15, 2015

Risk management, compliance and security : incorporating enterprise risk management is already a key concern and it will only grow more important. Analytics : applying predictive analytics based on big data and cognitive computing, in particular, will enable banks to deepen and scale workforce capabilities.

Risk Management 70

Risk Management Analytics Leadership Big Data 70

Insights on Business

DECEMBER 15, 2015

Risk management, compliance and security : incorporating enterprise risk management is already a key concern and it will only grow more important. Analytics : applying predictive analytics based on big data and cognitive computing, in particular, will enable banks to deepen and scale workforce capabilities.

Risk Management 70

Risk Management Analytics Leadership Big Data 70

Gonzobanker

DECEMBER 22, 2015

In 2015, our industry woke up to changes in payments, delivery, marketing and risk management that are more serious than the typical conference chatter. Take this brief survey (5-7 minutes) and receive: “Insights into 2016,” a free white paper with study results and recommendations for 2016.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 14, 2023

Note for you damn haters: yes, it’s down from a frothy high of $66,0000, but look at the normalized return over the past 15 years since Satoshi Nakamoto’s white paper.) The Holy Crap Operational Risk Award – goes to the growing threat of ransomware with bank technology vendors.

Fintech 195

Fintech Community Regional Technology 195