The Financial Brand

JUNE 23, 2021

The post The Top 11 Fintech Disruptors of 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Snapshots of established and up-and-coming digital players having an impact on key market segments within financial services.

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The Financial Brand

NOVEMBER 3, 2021

Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator. The post Will Regulators Stuff the Fintech Genie Back into the Bottle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 7, 2021

Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. The post Visa Brings Fintech+Bank Match-Up Project to the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It also benefits.).

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Fintech Banking Trends Analysis Trends 42

The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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BankInovation

DECEMBER 29, 2020

Fintech thought leaders will be offering their predictions for the year to come — in fact, David Gyori, chief executive of Banking Reports, offers 21. The CEO provides two-day fintech training sessions for bankers, giving lessons on topics such as digital payments and trends in marketing.

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The Financial Brand

AUGUST 23, 2021

The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

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The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

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Fintech Banking Trends Analysis Trends 43

Bank Innovation

DECEMBER 13, 2019

Underlying macro trends where big banks continue gaining share, data on product and feature-level propositions provides a granular view of […]. Smaller banks and credit unions are under increasing pressure from larger banks and tech-centric financial services companies.

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The Financial Brand

DECEMBER 5, 2021

The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Hands down, speed is the biggest competitive advantage a bank or credit union can have. Here's why, and what it takes to dial it up.

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Fintech Banking Trends Analysis Trends 38

The Financial Brand

OCTOBER 10, 2021

The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending.

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Cards Fintech Banking Trends Analysis 34

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

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The Financial Brand

SEPTEMBER 12, 2021

The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Increasing demand for digital loans and faster decisions is changing the face of consumer lending.

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PYMNTS

JULY 29, 2019

In many cases, it also requires partnering with emerging FinTechs that are able to quickly deliver the innovations members want most. The Credit Union Tracker™ , a collaboration with PSCU , is the go-to resource for monthly updates on the credit union industry’s trends and changes. About the Tracker.

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Pennsylvania Analytics Maryland Innovation 173

PYMNTS

JULY 1, 2019

When it comes to technological innovation, however, the smaller players have long been outgunned by larger FIs and their sizable IT budgets. Today, small banks are more aggressive and ambitious in their innovation strategies than medium-sized and large FIs. This is changing — in a big way. On average, these FIs designate 45.7

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PYMNTS

MAY 29, 2020

The Tracker also analyzes the challenges established FIs are facing to innovate their platforms and why these banks must fundamentally shift their innovation strategies to meet these challenges. For more on these and other stories, visit the Trackers News & Trends. Developments Around The Cloud Banking World.

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The Financial Brand

OCTOBER 13, 2021

The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions. The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 21, 2015

Fintech trends from Finovate conferences provide the foundation for strategic planning priorities.

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Trends Fintech Innovation Conference 12

The Financial Brand

JUNE 29, 2021

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Banking Trends Analysis Trends 42

The Financial Brand

NOVEMBER 21, 2021

Some maintain CX has fallen in importance in the fintech age. The post What Does Banking Need More: Customer Experience or Product Innovation? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The arguments pro and con provide key insights into banking's future.

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The Financial Brand

NOVEMBER 7, 2021

Increasingly consumers want solutions to their money conundrums and they don't care if it comes from a bank, a fintech or some combination. Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Why Open Banking Is a 2022 Must-Have for U.S.

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PYMNTS

NOVEMBER 20, 2019

Scotiabank’s Three-Pronged Innovation Strategy. It is really for any new innovations and trends out there, which would include fraud and cyber.”. The increasing sophistication of fraud attacks has led Scotiabank to reassess how it employs AI, ML and automation. I would say talent management is definitely top of mind.”.

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PYMNTS

AUGUST 17, 2017

Additionally, if recent trends are any indication, physical bank branches stand to lose a lot of ground in the near future. Jamie Armistead, executive vice president of Digital Channels for Bank of the West , recently spoke with PYMNTS about how startups and tech are informing his company’s innovation strategy.

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The Financial Brand

JUNE 24, 2021

21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path. The post Community Bank Builds Future on ‘Banking as a Service’ & Google Plex appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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PYMNTS

JULY 18, 2019

It might be the case that as institutions scale larger, caution increases too — at least when it comes to innovation. percent of mid-sized firms plan to focus on innovation. An increasing number, at more than 18 percent, intend to observe market trends before introducing new products, versus 14.8 The study found that only 13.3

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The Financial Brand

NOVEMBER 7, 2021

The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past.

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The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

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The Financial Brand

SEPTEMBER 26, 2021

The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like.

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Florida Banking Trends Analysis Trends 43

The Financial Brand

JULY 19, 2021

The post The Future of Loyalty in Banking is at Risk appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Digital banking engagement leads to more customer data and better customer experiences, which leads to greater loyalty and higher profits.

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Customer Experience Banking Trends Analysis Digital Banking 43

The Financial Brand

JULY 20, 2021

The post Reinvent and Reimagine: Traditional Banking Providers Have Work To Do appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Digital giants like Google and Apple are more than a match for financial institutions in some areas, but incumbents can still prevail.

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The Financial Brand

NOVEMBER 17, 2021

The post Banks and Credit Unions Wade Into Crypto Banking (And Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. You may not 'get' Bitcoin, Ether, Litecoin or their cousins yet, but three financial institutions' experiences suggests there's potential.

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The Financial Brand

OCTOBER 3, 2021

The post Traditional Banks Remain Unprepared for Digital-Only Challengers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Google's abandonment of Plex digital-only banking should not bring comfort to traditional banks that are slow to respond to neobank offerings.

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Banking Trends Analysis Google Trends 41

The Financial Brand

SEPTEMBER 29, 2021

The post Word on the Street: 6 Insider Realities of Banking Today appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Priorities are fundamentally shifting in banks and credit unions as they grapple with the challenges (and opportunities) of the marketplace.

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The Financial Brand

AUGUST 31, 2021

The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab.

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The Financial Brand

SEPTEMBER 9, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With interest in holding crypto rising fast among Americans, there's an opportunity to establish an early presence. The post Are Cryptocurrencies Coming to Everybody’s Checking Accounts?

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cryptocurrency Banking Trends Analysis Trends 40

The Financial Brand

DECEMBER 1, 2021

The post The Expanding Gap in Financial Performance Should Frighten Bankers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. There is a significant performance gap between digitally-ready financial institutions and those encumbered by legacy business models.

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Banking Trends Analysis Trends Branding 38

The Financial Brand

AUGUST 24, 2021

The post How PNC Adapted Its Virtual Wallet to Solve Overdraft Complaints appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Giving consumers more control is seen as a big plus, but pressure from neobanks, Ally and Walmart could make PNC vulnerable on pricing.

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