The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 38

Lending Fintech Banking Trends Analysis 38

Bank Innovation

AUGUST 14, 2019

European fintech companies raised $3.3 When Swedish banking firm Klarna became Europe’s most valuable financial technology startup last week, it was only the latest sign that digital finance has escaped the troubles afflicting legacy lenders. Its latest fundraising gave Klarna, which facilitates online installment payments, a $5.5

Fintech 170

Fintech Financial Technology Capital Online 170

BankInovation

JULY 29, 2020

This year continues to see major fintech acquisitions. Enova International announced yesterday it will acquire the small business lending fintech OnDeck for “approximately $90 million” in a deal the companies expect to close this year. In a year that has seen major deals like Visa acquiring Plaid for $5.3

Fintech 64

Fintech Lending Company Innovation Strategies 64

PYMNTS

JULY 29, 2019

In many cases, it also requires partnering with emerging FinTechs that are able to quickly deliver the innovations members want most. The new service, Flex Loan, is being offered by SkyPoint Federal Credit Union and was established through a partnership with cloud-based mobile lending platform QCash Financial. About the Tracker.

Pennsylvania 173

Pennsylvania Analytics Maryland Innovation 173

BankInovation

JULY 17, 2020

Fintechs looking to expand beyond their Bay Area or New York City headquarters have welcomed an unlikely visitor in recent years: Utah Gov. Gary Herbert. “The The governor is a great salesperson,” said Val Hale, executive director for the Utah Governor’s Office of Economic Development.

Utah 83

Utah New York City Fintech California 83

Bank Innovation

APRIL 20, 2020

The $349 billion Congress set aside for small businesses as part of the Coronavirus Aid, Relief and Economic Security Act ran out on Thursday, and digital lenders are anxiously awaiting the next round of funding to deliver what they say is a better customer experience. There are still millions of [small and medium sized businesses] […].

Customer Experience 259

Customer Experience Fintech Security Innovation Strategies 259

BankInovation

SEPTEMBER 8, 2020

There were a handful of prominent staffing shuffles in August within the banking and fintech space, as the fallout from the coronavirus pandemic begins to settle in the U.S. Payments companies Stripe and PayPal have tapped executives from incumbents while fintechs specializing in underwriting bolstered their executive teams.

Fintech 94

Fintech Payments Company Innovation Strategies 94

Bank Innovation

JANUARY 17, 2020

Welcome to the latest episode of our Weekly Wrap video series, for the week ending Friday, January 17, 2019.

Retail 243

Retail New York Video Conference 243

Bank Innovation

FEBRUARY 21, 2020

Welcome to the latest episode of our Weekly Wrap series, for the week ending Friday, Feb.

Fintech 243

Fintech Digital Banking Customer Experience Innovation Strategies 243

Bank Innovation

APRIL 13, 2020

One week after the Small Business Administration launched its Paycheck Protection Program, banks and fintechs alike are still navigating best practices to get funding into the hands of small business clients. As COVID-19 continues to rattle the economy, startups are launching new products and features to engage customers.

Fintech 364

Fintech Customer Experience Innovation Strategies Strategy 364

The Financial Brand

OCTOBER 10, 2021

Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending. The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards 35

Cards Fintech Banking Trends Analysis 35

Bank Innovation

OCTOBER 31, 2019

Digital financial services from lending to asset management are expected to generate at least $38 billion of annual revenue across Southeast Asia by 2025, more than tripling from $11 billion in 2019, according to a new study by Bain & Co., Online lending will comprise about half that total for […].

Study 186

Study Lending Google Online 186

Bank Innovation

APRIL 7, 2020

A handful of fintech providers are bringing SBA Paycheck Protection Program loan platforms to market, a move that could be the industry’s moment to shine. If the fintech players can prove that they’re better at […].

Fintech 259

Fintech Marketing Innovation Strategies Strategy 259

Bank Innovation

APRIL 10, 2020

One week after the Small Business Administration launched its Paycheck Protection Program, banks and fintechs alike are still navigating best practices to get funding into the hands of small business clients. As COVID-19 continues to rattle the economy, startups are launching new products and features to engage customers.

Fintech 369

Fintech Customer Experience Innovation Strategies Video 369

BankInovation

JULY 7, 2020

based Suncrest is partnering with a local fintech, which McMullan declined to name, to […]. Visalia, Calif.-based

Sacramento 69

Sacramento Lending Fintech Marketing 69

PYMNTS

AUGUST 22, 2019

Warder recently spoke with PYMNTS about how legacy operations are approaching their innovation strategies amid the rise of challenger banks, and why the latter institutions represent a key progression for the digital banking world. Legacy Banks and the Innovation Game. What I think these FinTechs can do is focus on one area.

Innovation 109

Innovation Digital Banking Fintech US 109

Bank Innovation

MARCH 12, 2020

Fintech startups looking to upend how Americans do their banking are facing their first major test as interest rates fall and fearful consumers seek safety at traditional banks. Square Inc. and Stripe Inc., mobile payments companies founded after the 2008 financial crisis, and digital banks including Chime Inc.

Digital Banking 359

Digital Banking Payments Fintech Mobile 359

The Financial Brand

DECEMBER 10, 2020

Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that outcome. The post Is Stripe’s Lending and Payments Platform Move the Future of Banking? appeared first on The Financial Brand.

Lending 29

Lending Payments Branding Fintech 29

Bank Innovation

APRIL 16, 2020

EST, Bank Innovation will host a Zoom meeting for subscribers titled “Regulators’ and Financial Institutions’ Pandemic Responses: What Do We Know, What Can We Know, and When Can We Know It?”

Meeting 273

Meeting Regulation Innovation Fintech 273

Bank Innovation

APRIL 14, 2020

Last week saw banks and fintechs scrambling to stand up platforms to process Paycheck Protection Program loans, and now the struggle is to keep the platforms running while weeding out potentially fraudulent applications. Fraud is a common trend with government relief programs.

Fraud 335

Fraud Trends Fintech Innovation Strategies 335

BankInovation

SEPTEMBER 25, 2020

September has proven to be a busy month in banking and fintech staffing shuffles. Meanwhile, fintechs Vise and GoCardless continue to draw top industry talent away from more established players. Here are […].

Fintech 59

Fintech Analytics Industry Data 59

BankInovation

SEPTEMBER 25, 2020

September has proven to be a busy month in banking and fintech staffing shuffles. Meanwhile, fintechs Vise and GoCardless continue to draw top industry talent away from more established players. Here are […].

Fintech 52

Fintech Analytics Industry Data 52

The Financial Brand

OCTOBER 23, 2018

The bank's innovative digital lending solution increases pressure on both fintechs and traditional institutions in a key battleground market. Bank Jumping Into Digital Lending With New Platform appeared first on The Financial Brand. The post U.S.

Lending 27

Lending Innovation Branding Fintech 27

Bank Innovation

APRIL 7, 2020

In a year of major fintech acquisitions, SoFi today announced a $1.2 Together with Galileo, we will partner to build on our companies’ strengths to drive even greater financial technology innovation, making those products and […].

Financial Technology 259

Financial Technology Innovation Fintech Technology 259

BankInovation

JUNE 5, 2020

Many fintechs rallied for social justice on Twitter, but their offline actions were a mixed bag. Protests launched around the country this week in response to systemic racism and police brutality.

Fintech 64

Fintech System Customer Experience Innovation Strategies 64

Bank Innovation

MARCH 4, 2020

Payitoff, a white-label platform that provides automated guidance on student loan repayment, won the 2020 Bank Innovation Ignite DEMOvation contest. With the win, Payitoff has been awarded an advertising package on Bank Innovation worth $10,000. Rodrigo Suarez, principal of INV Fintech, moderated the startup pitch competition. “We

Innovation 195

Innovation Fintech Company Customer Experience 195

The Financial Brand

APRIL 1, 2021

The post Fintech Lenders Will Come Roaring Back As Economy Re-Opens appeared first on The Financial Brand. While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again.

Fintech 43

Fintech Branding Innovation Strategies Strategy 43

BankInovation

JUNE 1, 2020

Santander Group’s venture capital fund, Santander InnoVentures, has deepened its presence in Latin America with its fourth investment in the region, this time funneling $5 million in a Series A funding round into a55, a niche alternative SME lender, the VC firm announced in a release last week.

Fintech 69

Fintech America Regional Capital 69

The Financial Brand

APRIL 5, 2021

When neobanks and fintechs feel like they need to operate under their own national bank charter, they will get it — one way or another. The post How Fintechs Fight, Rent and Buy Their Way Into Banking appeared first on The Financial Brand.

Fintech 25

Fintech National Branding Operations 25

The Financial Brand

SEPTEMBER 14, 2020

It's both a payment and lending challenge — banks must match fintechs' point of sale 'buy now, pay later' service or they'll lose share. The post Gen Z, Millennials and COVID Fueling Rise in Hybrid Credit Card Alternatives appeared first on The Financial Brand.

Millennials 31

Millennials Cards Lending Branding 31

BankInovation

JULY 15, 2020

Visa and point-of-sale lending technology startup ChargeAfter announced yesterday a pilot of their installment loan solution for select merchants in the United States.

United States 64

United States Lending Online Technology 64

South State Correspondent

SEPTEMBER 20, 2022

It was agreed that too many lines of business, such as treasury management, commercial lending, and commercial deposits, are not utilizing their marketing departments enough, given the tremendous value of their products. Both ladies detailed the tremendous opportunity, potential fintech partners in this space, and the risks.

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Conference Marketing social media Data 195

BankInovation

JULY 31, 2020

Whether more fintechs will follow suit remains to be seen. “A A banking charter comes with capital requirements and regulatory oversight that will not be appealing to all fintechs,” said Julie […].

Capital 64

Capital Fintech Payments Company 64

The Financial Brand

APRIL 21, 2021

With a niche focus, the bank concentrates on a few things it’s really good at that big banks can't touch and fintechs haven't pounced on. The post How One Community Bank Built its Strategy from an ROA/ROE Analysis appeared first on The Financial Brand.

Community Bank 36

Community Bank Analysis Community Strategy 36

Bank Innovation

DECEMBER 24, 2019

Financial technology startups will enter the next decade with a little more street cred than the last time around. Nearly 60 upstarts focusing on financial services — from Stripe Inc. to Chime Inc. to Plaid Inc. — have garnered valuations of more than $1 billion in recent years, according to CB Insights.

Financial Technology 332

Financial Technology Technology Innovation Strategies Apple 332

The Financial Brand

MARCH 21, 2021

Tailored high tech helps differentiate it from fintechs and big banks. The BankMD brand is thriving where Chase and others have flopped. The post How a Small Bank’s Big Bet on Digital-Only Paid Off appeared first on The Financial Brand.

Branding 35

Branding Fintech Innovation Strategies Strategy 35

The Financial Brand

AUGUST 18, 2020

Adapting a fintech technique may help. Even before COVID socked the economy community banks and credit unions saw local loan demand falling. The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? appeared first on The Financial Brand.

Community Bank 43

Community Bank Analysis Community Branding 43