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How to Choose a Hedge Provider as a Bank

South State Correspondent

Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. Lending Discipline: Hedging programs make loan pricing more transparent and force bankers to exercise sensible pricing methodologies.

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Navigating The Overstuffed Weight Loss Market

PYMNTS

And by the granular numbers, the picture looks even worse: Obesity among women has more than doubled in some regions over the last decade-and-a-half. But the market is changing and new players are entering – most notably Noom , a subscription weight management and fitness program that has been dubbed “Weight Watchers for millennials.”.

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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio.

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Deep Dive: Why Smart Cities Should Get Smart About Digital ID

PYMNTS

Instead of in-person appointments with medical professionals, smart cities could offer citizens access to certain healthcare services from unattended kiosks that could manage tasks like analyzing saliva, drawing blood or filling prescriptions. Several other nations are also experimenting with national ID systems.

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Are You Ready For A Cyberattack?

PYMNTS

The International Telecommunications Union (ITU) gave these three African countries the highest marks in the region in its Global Cybersecurity Index based on their legislative frameworks, technical capacity to respond to incidents and cooperation with other countries. Charlie Huggins, fund manager at Hargreaves Lansdown, agreed.

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Stress Testing: Are the Results Guiding Your CECL Decision-Making?

Abrigo

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Additionally, it is important to remember that CECL is an accounting exercise while stress testing is a regulatory or institution risk management process.

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10 Data-Driven Ideas To Increase Branch Engagement

South State Correspondent

Despite that increase in profitability, banks need to be mindful of how they manage their branch and customer base to increase profitability further. The average community bank may have 30% to 50% on mobile, while the national banks are closer to 80%. Every bank should have a branch strategy and a clear set of metrics to judge success.

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