Fri.Apr 30, 2021

Ripple CEO Calls US Crypto Rules 'Frustrating'


Facing charges from the U.S. Securities and Exchange Commission (SEC), the CEO of Ripple fired back on Friday (April 30), saying that cryptocurrency regulations offer a “frustrating” lack of clarity.

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This Week in Fintech ending 30 April 2021

Daily Fintech

During this last week of April, our experts brought you the following insights based on their experience as investors, entrepreneurs & executives.


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Ripple Could Have IPO In Sight, Post-SEC Spat


Wait for the smoke to clear – and then go public. To that end, as reported this week, crypto firm Ripple might be headed to the public markets, if and when it settles its suit with the Securities and Exchange Commission (SEC).

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Rebeca Romero Rainey: Lead with purpose

Independent Banker

Photo by Robert Severi. Our approach to service is not about checking something off the list for today. It’s about making incremental positive change over time. In today’s world, it’s more important than ever for businesses to lead with purpose.

Realizing the Benefits of Automated Machine Learning

How are organizations using machine learning and artificial intelligence (AI) to derive business value? Renowned author and professor Tom Davenport explains the rise of automated machine learning, its benefits, and success stories from businesses that are already using it.

Singapore And Thailand Collaborate For Real-Time Payments


Payment systems in Singapore and Thailand are coming together for a first-ever collaboration to advance real-time retail payments.

More Trending

IRS Seeks Ways To Access Digital Currency Wallets Under Criminal Investigation


tax authorities want assistance with accessing digital currency hardware wallets, Vice reported Thursday (April 29), citing a document published on the agency website in March 2021.

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How EU antitrust investigation could pressure Apple’s payment rails

Payments Source

Payment fees Europe Apple

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Turkish Delivery App Getir Eyes $7 Billion Valuation With New Funding


Grocery delivery app Getir , based in Turkey, is reportedly eyeing a valuation of $7 billion or more with a new infusion of capital, Bloomberg reported Friday (April 30). The platform is in talks to raise at least $500 million. Getir plans to use those funds to expand into the U.S.,

The customer experience: How the pandemic changed e-commerce

ATM Marketplace

The pandemic changed how customers viewed shopping and spending. But as the world moves into post-pandemic, retailers are concerned with creating a positive customer experience. Rafael Lourenco, executive vice president at ClearSale shares his thoughts on ways to improve the customer experience

The Best Sales Forecasting Models for Weathering Your Goals

Every sales forecasting model has a different strength and predictability method. It’s recommended to test out which one is best for your team. This way, you’ll be able to further enhance – and optimize – your newly-developed pipeline. Your future sales forecast? Sunny skies (and success) are just ahead!

Connected Economy 2021: Banks As The Trusted ‘Glue’


Big Tech and FinTech firms are busy creating their own connected ecosystems while striking up relationships with banks, making traditional financial services firms part of the system, too. Google stands as a prime example, with Google Pay and Google Plex.

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Modernized transit fare systems brace for commuters' return

Payments Source

Contactless payments Transportation technology New York City Transit Payment processing

Stimulus Checks Power Record-Breaking Household Income Boost


household income escalated 21.1 percent in March, fueled in part by federal relief funds, vaccinations, and the easing of restrictions from the COVID-19 pandemic, The Wall Street Journal reported Friday (April 30). The boost in income was the largest monthly increase since 1959.

Apple hit with EU complaint amid fight over app store fees

Payments Source

Payment fees European Union Apple

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How to Choose an AI Vendor

This report explores why it is so challenging to choose an AI vendor and what you should consider as you seek a partner in AI.

The Metaverse Takes Its Next Leap Toward The Mainstream


The metaverse has its latest nightlife hotspot for gaming enthusiasts, as a new Atari-themed casino is opening its doors in the digital space.

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CFBP Extends QM Compliance Deadline

New York's State of Mind

The increasingly drawn out fate of regulations creating a new definition of what qualifies as a Qualified Mortgage took another turn this week when the CFPB announced that it was extending the deadline for compliance from July 1,, 2021 until October 1, 2022.

Coinbase Closes Busy Month With Acquisition Of Data Analytics Platform


Coinbase capped a busy April on Friday with its announcement that the cryptocurrency exchange will acquire skew , a data visualization and analytics platform for crypto markets. “We

UK heading for biggest economic boom since 1948 – Barclays chief


Jes Staley says bank continues to take ‘cautious view’ of impact of Covid-19 pandemic Coronavirus – latest updates See all our coronavirus coverage The UK economy is on course for its biggest economic boom since 1948 as the country’s coronavirus vaccination programme allows consumers to go out and spend, according to the chief executive of Barclays.

B2B Pocket Playbook: End-to-End Guide to Sales Enablement

Sales enablement is the strategic process of providing sales teams with the content, guidance, and mentorship needed to engage targeted buyers. It’s all about equipping sales professionals with the tools they need to put their best-selling foot forward. And if sales teams want to continuously sell better -- and faster -- their sales enablement process must have a game-winning strategy. It's time for you to start selling smarter - and hitting your sales number - with the best B2B database in the market. Get started today.

NEW REPORT: Automation, Virtual Cards Key To Streamlining B2B Payments


Companies worldwide were already working to digitize their business-to-business (B2B) payment processes well before the start of the pandemic.

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Why are complaints about credit bureaus soaring?

American Banker

Consumer lending Identity theft Credit reporting CFPB

Goldman Closer To Quantum Breakthrough With QC Ware


Research from U.S. global banker Goldman Sachs and Silicon Valley quantum computer startup QC Ware indicates that the advanced integration of quantum algorithms could be utilized within five years, the Financial Times reported.

Weekly Wrap: Bank automation lags and payments fraud picks up


This week, in "The Buzz," Bank Automation News explores why banks lag behind other industries when it comes to automation, and also discussed rising losses due to digital payments fraud.

MLOps 101: The Foundation for Your AI Strategy

Machine Learning Operations (MLOps) allows organizations to alleviate many of the issues on the path to AI with ROI by providing a technological backbone for managing the machine learning lifecycle through automation and scalability.

‘We’re Not Rabbits’: Veteran Food Creators Bring Flavor To Plant-Based Category


The plant-based food space is rapidly growing. While this trend has been on the rise for years — a Google Trends analysis shows searches for “plant-based diet” gradually increasing over the last decade — it has been supercharged since the start of the pandemic.

EU moves to ban ‘unacceptable’ uses of AI


As the European Union moves toward banning “unacceptable” uses of artificial intelligence (AI) systems, its proposed rules could slow the adoption of AI in banking and financial services.

Elan, Telhio Credit Union Lengthen Credit Card Collaboration


Elan Financial Services and Telhio Credit Union have lengthened their long-term collaboration to offer credit card products to the credit union’s (CU’s) 70,000 personal and commercial members, according to a Friday (April 30) announcement emailed to PYMNTS.

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Mortgage prisoners ‘distressed and betrayed’ as MPs reject interest cap


Borrowers still trapped into paying 5%-plus rate with inactive lenders that do not offer cheaper deals Mortgage borrowers trapped on interest rates of more than 5% say they are “disappointed, distressed and betrayed” after MPs voted against a cap on how much lenders can charge.

Pressure Points: How to Ensure Your B2B Pipeline Passes Inspection

This eBook highlights best practices for developing a pipeline management process that helps sales leaders and their team C.L.O.S.E (you’ll see what we mean in this eBook) more revenue through data-driven prospecting, stage analysis, and subsequent sales enablement.