PYMNTS

JANUARY 1, 2020

Making predictions is simply irresistible at this time of the year – this year in particular. Tuesday marked not only the end of a year, but the end of a decade. Not just any decade, but one that has seen unprecedented levels of innovation touch nearly every industry segment and almost every corner of the world. Predicting the future, though, is risky business – which may explain why many predictions are wishy-washy or soon proved wrong.

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Payments Source

JANUARY 1, 2020

The social network could achieve many of its goals by working within newer bitcoin protocols, says The Bitcoin Association's Jimmy Nguyen.

cryptocurrency 79

cryptocurrency System Bitcoin Payments 79

PYMNTS

JANUARY 1, 2020

The People’s Bank of China (PBoC) is planning to pump about $115 billion into the economy by freeing up lenders to write more loans, The New York Times reported on Wednesday (Jan. 1). China’s central bank said it would cut its reserve requirement ratio – the amount of cash from deposits that lenders must have on-hand – by 0.5 percent up to 12.5 percent for large banks, effective Jan. 6, per reports.

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New York Meeting Taxes America 137

American Banker

JANUARY 1, 2020

Franklin Financial CEO J. Myers Jones is trying to reduce his company's exposure to shared national credits and health care loans, which have enjoyed solid yields but come with a downside.

Tennessee 50

Tennessee National Company Community Bank 50

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

Lending

PYMNTS

JANUARY 1, 2020

If it’s not the holiest of holies for those involved in payments and commerce, it sure comes reasonably close. We are talking about the upcoming International Consumer Electronics Show, the annual conference and trade show in Las Vegas that goes by the moniker CES. This year’s event takes place Jan. 7-10, and what happens there doesn’t stay there (excuse the obvious joke) but tends to play significant roles in various industries in the following months and years.

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Las Vegas Conference Google Trends 134

PYMNTS

JANUARY 1, 2020

Small business employees are seeing fatter weekly paychecks, with an increase of 4.1 percent year-end, a nine-year high, CNBC reported on Wednesday, Jan. 1. Earnings growth was the biggest recorded since the Paychex/IHS Markit Small Business Employment Watch report launched in 2011. Earnings growth was driven in part by regular increases in hourly pay along with December’s 1 percent surge in hours worked, the biggest since 2012.

Tennessee 133

Tennessee Michigan Ohio Regional 133

The Financial Brand

JANUARY 1, 2020

Facebook Pay's debut keeps momentum going for social media firm's payment ambitions even as its Libra cryptocurrency hits major speed bumps. The post Why Facebook Still Wants to Invade the Payments Space appeared first on The Financial Brand.

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PYMNTS

JANUARY 1, 2020

In the age of the always-online consumer, it might seem one could expect to find the exact information they need about whatever they want to buy simply by typing in a few keywords and exploring pages of “best of” product listicles. Those lists work great in some scenarios, particularly for relatively simple products with low ticket prices, Curated Co-founder and CEO Eduardo Vivas told Karen Webster in a recent conversation.

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Meeting Course Florida Online 132

The Financial Brand

JANUARY 1, 2020

Choose the right digital future for your bank or credit union. Then organize staffing, budgeting and partnerships. Then hold onto the reins. The post How to Make Your Financial Institution Digital-First in 2020 appeared first on The Financial Brand.

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

Report

PYMNTS

JANUARY 1, 2020

Indonesia is planning to implement flat-rate fees for certain digital wallet transactions, Reuters reported on Monday (Dec. 30), citing five sources. Fees are presently adjusted according to the type of vendor, with larger merchants paying more to offset costs for small shops. Bank Indonesia is proposing a possible 0.7 percent fee for some eWallet transactions, the sources said, which would end up costing smaller merchants more than they currently pay.

Payments 131

Payments Comparison Google Online 131

American Banker

JANUARY 1, 2020

The window to change beneficial-ownership rules or pass other measures will be narrow, but some legislative efforts from 2019 will carry over and House Democrats will resume inquiries of certain industry CEOs and Trump-appointed regulators.

Regulation 66

Regulation Industry 66

PYMNTS

JANUARY 1, 2020

Although Apple was the 2019 star of the Dow Jones Industrial Average, tech investor Paul Meeks calculates that the stock is worth much less than $290 a share. “I value the company at about $170 a share, believe it or not,” Meeks, the portfolio manager at Independent Solutions Wealth Management, told CNBC on Monday (Dec. 30). “We’re talking about a company that based on my model is about $100 per share overvalued.”.

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Apple Software Industry Marketing 130

PYMNTS

JANUARY 1, 2020

While one might assume that a payments revolution would be a hard thing to miss, as it turns out, it can happen. It all depends on how closely the world is looking — and what exactly it expects to be looking for. Sometimes, DPO Group CEO Eran Feinstein told Karen Webster, a massive paradigmatic shift can fly under the radar, if it looks just different enough from what the world is used to seeing.

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Payments Mobile Regional How To 284

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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