PYMNTS

APRIL 22, 2020

Customers still need loan deferments, emergency business loans and other services due to the economic downturn that are typically conducted in person, but banks are being forced to close their branches or limit personal interactions to maintain social distancing guidelines. Developments From Around The World Of Digital-First Banking.

Analytics 141

Analytics Data America Cleveland 141

PYMNTS

SEPTEMBER 5, 2019

“Our work on the pre-authorization of funds API is another example of the central part we are playing in ensuring the industry can make the most of the new open banking landscape.”. When individual banks use a unique API, merchants and FinTechs have to accommodate distinct security considerations and workflow for each one.

Guidelines 182

Guidelines Fintech Community Industry 182

PYMNTS

MAY 1, 2020

Shoppers worried about the virus’ ability to linger on physical objects are also reducing their use of paper currency, leading financial institutions (FIs) and FinTechs to help customers spend safely via digital means.”. Dire though the headlines may be, business is being transacted. Debit’s Destiny.

Guidelines 131

Guidelines Digital Banking Millennials Online 131

PYMNTS

OCTOBER 27, 2019

27), far-flung verticals such as healthcare and seafood supply chains – and even FinTech – can be united under a key principle: Trust. The announcement of the blockchain-based solution comes in the wake of Mastercard outlining guidelines for blockchain development earlier this month. The Partnership Ecosystem.

blockchain 101

blockchain Guidelines Fintech Fraud 101

PYMNTS

OCTOBER 27, 2019

27), far-flung verticals such as healthcare and seafood supply chains – and even FinTech – can be united under a key principle: Trust. The announcement of the blockchain-based solution comes in the wake of Mastercard outlining guidelines for blockchain development earlier this month. The Partnership Ecosystem.

blockchain 100

blockchain Guidelines Fintech Fraud 100

PYMNTS

SEPTEMBER 28, 2020

The ongoing pandemic has caused many regulators in the MENA region to examine the digital and open banking infrastructure they have in place. The aim of doing so is to create a more robust framework for digital banking. The country’s Data Protection Law was announced in 2019 and officially came into effect in July 2020.

Online 151

Online Report Payments Regulation 151

PYMNTS

JULY 23, 2020

Open banking has been picking up steam in Latin America for more than two years. Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. The creation of open banking initiatives in the E.U.

America 165

America Regulation Regional Tools 165

CB Insights

OCTOBER 21, 2018

CB Insights unveiled the second annual Fintech 250 — a list of 250 of the most promising private companies applying a mix of software and technology to transform the financial services industry. THE FINTECH 250 STORY. CB Insights clients can view the full Fintech 250 story by clicking the button below. Please click to enlarge.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

JUNE 13, 2018

That growing group of FIs includes Sweden-based FinTech Tink , which offers a consumer-facing digital banking platform alongside a growing B2B API development business. Founded in 2012, Tink debuted its AI and machine learning-focused digital banking platform the following year to give customers better financial insights.

Regulation 115

Regulation Guidelines Tools Data 115

PYMNTS

JUNE 15, 2020

In today’s top news, ByteDance joins the race for one of Singapore’s five digital banking licenses, and American Express has received initial approval to process transactions in China. TikTok’s ByteDance Bids For Singapore Banking License. Senate Committee To Consider Telehealth’s Future.

Guidelines 131

Guidelines Payments Digital Banking Company 131

Chris Skinner

FEBRUARY 7, 2017

Well, the easiest thing to do is to block access to the bank’s data. If third party FinTech firms cannot get access to the customer’s financial data, then you can severely limit what they can do. Brilliant … and it’s just what banks are doing. guidelines currently address the unique complexity of our financial system.

Guidelines 150

Guidelines Washington Fintech Data 150

PYMNTS

NOVEMBER 4, 2020

In its March 2020 brief “Developments in Open Banking and APIs: Where Does the U.S. the Federal Reserve Bank of Boston said, “To date, U.S. regulators have taken a more hands-off approach by issuing non-binding guidelines, thus allowing industry stakeholders to pave the way forward. Artisanal APIs Derive From Deep Merchant Data.

US 171

US Boston Regulation Data 171

American Banker

MAY 13, 2016

The Office of the Comptroller of the Currency's recent white paper is a great first step in promoting innovative collaboration between banks and fintech, but companies need clearer guidelines on what regulators expect of them.

Fintech 28

Fintech Guidelines Regulation Innovation 28

Insights on Business

NOVEMBER 20, 2017

Federal Reserve Bank are enabling their member banks with guidelines by being an advocate, educator, and, more importantly, a change agent to influence payments system policy and direction. Being a truly digital bank is real. Financial institutions like DNB in Norway are leading the way.

Payments 79

Payments Guidelines Digital Banking Industry 79

Insights on Business

OCTOBER 11, 2018

This movement — core to cloud — is essential for banks seeking to modernize their legacy systems and become agile and flexible. This is especially true if they’re going to compete with new digital banks and platform companies that are unhindered by the legacy applications and infrastructure.

Meeting 111

Meeting Customer Experience System Guidelines 111

Fintech Labs Insights

DECEMBER 3, 2020

But general educational guidelines can only take a consumer so far. Higher satisfaction and engagement of digital banking, increasing retention. Related: Fintech Startup of the Week: Secure to Make Emergency Savings Plans as Ubiquitous as the 401k. Fintech Events: The 14 Remaining Conferences in 2020 (Nov/Dec).

Fintech 15

Fintech CA Branding Security 15

American Banker

JULY 19, 2016

Propel Venture Partners, the venture capital firm backed by BBVA, led a $7 million investment round in Guideline, a fintech startup focused on 401(k)s.

Guidelines 28

Guidelines Capital Fintech Digital Banking 28

Gonzobanker

APRIL 20, 2020

The reality is that both financial institutions and fintech solutions providers can drive better customer experience and still be compliant in a digital world. So, how do financial institutions offer competitive services quickly and efficiently while meeting complex regulatory guidelines? .” It’s true – kind of.

Compliance 78

Compliance Customer Experience Guidelines Technology 78

FICO

MAY 6, 2022

Following the highly successful The 11 Commandments of Digital Banking eBook , we are completing our series of 5 deeper dive blog posts that group the 11 Commandments below into common themes: Digital lift-and-shift is not a strategy! Read my post: 11 Commandments of Digital Banking: The Customer Journey.

Digital Banking 52

Digital Banking System Data Customer Experience 52

Gonzobanker

AUGUST 14, 2019

AWS publishes extensive documentation and guidelines outlining how its cloud customers must secure their data. In the case of Capital One, it mismanaged its firewall, comprising its bank security. Although SSRF is a known vulnerability that AWS could address , Amazon relies on properly configured networks to block an attack.

Capital 94

Capital Data Security Guidelines 94

PYMNTS

MAY 1, 2020

Open banking developments were impacting customers’ interactions with their banks before the COVID-19 pandemic. have passed laws or implemented programs over the past two years to put more focus on digital banking and data security, fundamentally changing how online transactions work. Consumer Trust Drives Open Banking .

Innovation 245

Innovation Regulation Digital Banking Security 245

Fintech Labs Insights

AUGUST 20, 2015

Fintech funding records continue to fall. Marketplace lender and digital banking solutions provider. Guideline Technologies. Digital banking solutions. The post Fintech Fundings: 25 Companies Raise $1.6 Tags: Online, mobile banking. Last week was the record number of deals, with 27.

San Francisco 12

San Francisco Company Fintech California 12

PYMNTS

NOVEMBER 9, 2020

In banking, collaboration — between the traditional players like banks and the tech savvy FinTechs bringing a slew of new apps to market — is key. Increasingly, open banking will underpin that collaboration. Access for the consumer though means access to that far-flung data is paramount for the banks and third parties.

Fintech 285

Fintech Data Regulation Innovation 285

PYMNTS

DECEMBER 17, 2019

Open Banking is making its rounds across the globe as regulators embrace financial services industry competition, and as financial services players — both banks and FinTech firms — recognize their market opportunities by embracing data sharing.

Metro 136

Metro Regional Fintech National 136

PYMNTS

NOVEMBER 20, 2020

Separately, Senator Elizabeth Warren last month wrote a letter to the Department of Justice urging an examination and strengthening of bank merger review guidelines. And digital remains a siren call for banks of all sizes, and for regional players. That’s especially true with digital-first cross-pollination.

California 283

California Regional Google Guidelines 283