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The Fiserv-First Data Merger Is Complete

PYMNTS

At the time the transaction was announced, the companies said users would benefit from a “highly complementary combination” that offers a range of payments and financial services, spanning account processing and digital banking, integrated payments and the Clover POS system, among other products and services.

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Why FinTech start-ups think they can beat the banks

Chris Skinner

There’s an old joke about the guy who’s lost driving in the countryside who stops to ask a pedestrian how to get to the city. The pedestrian replies: “oh, if you want to get there, I wouldn’t start from here”, and this is exactly how banks feel today.

Fintech 361
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FinTech year in review: What we saw and where we’re going

Insights on Business

For banks, APIs bring an opportunity to easily integrate and experiment with new financial technology, and how to implement it into their sector. APIs are not new to banks, but using them to create applications that are more modularized rather than monolithic is.

Fintech 115
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What Can Banks Learn From The FinTechs?

Insights on Business

My engagements with a number of global banks of various sizes over the past several months have been on one common agenda. What should be their strategy for Digital Banking transformation? This would require addressing the “how to cloud” first before deciding on alternative target platforms.

Fintech 132
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Beyond Mobile Banking, Giving (Alexa’s) Voice to Financial Lives, Naturally

PYMNTS

How to bring mobile banking to the realm of the spoken word – beyond the mere recitation of account data, beyond call and response? Banking is, of course, about more than account balances. Ideally, those actions should run the gamut of transactions and financial services, across payments and cards.

Mobile 124
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The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. Now is the time to create a BaaS strategy.

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Finding The Investable Needles In The Startup Haystack

PYMNTS

When it comes to financial services and financial technology startups, making the right investment decisions is not easy or obvious work. The Neo-Bank Future. This is a space where this is both a lot of demand and a lot of entrepreneurs thinking about how to build a scalable supply of services,” Ghiotti pointed out.