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How Diversified Revenue Streams Impact Ag Borrowers

Abrigo

You might also like this webinar, How the 2021 Roadmap for Producers will Influence Ag Lending. We always advise landowners to undergo an assessment to protect these funds from taxes and help them to create entity strategies or fund new equipment for the greatest value. Stay up-to-date on the latest on ag lending trends.

Lending 195
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Saving Main Street: Advocacy Groups Propose New Government Relief Programs

PYMNTS

Most small businesses don’t have a lending relationship with a bank. In comparison, small businesses selling similar products were forced to close. In Washington State, Frey said that “for every $1 it invests in a Main Street program, there is a $13 return to the public coffer” in the form of taxes and fees.

Maine 142
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America’s Expanding Debt Footprint (And What It Really Means)

PYMNTS

And not just one branch of underwriting — for a short while there, it seemed like all of it had hit Game Over status — with consumers; SMB and even enterprise-level lending slowed to a near stop. Consumers are taking on more debt — but they have more income with which to cover it. ” Moreover, he notes, the shape of debt is changing.

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FICO’s New Groove

PYMNTS

That run of state-based cases also made some notable changes to what negative information can be reported in a FICO score — lapsed gym membership, traffic tickets and library books unreturned that got sent to collections agencies were no longer fair game — as was any collections issue not initially related to lending. Possible Troubles.

Taxes 100
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Axos Invest Review: Automate Your Investment Portfolio

MyBankTracker

Tax loss harvesting and unlimited automatic rebalancing. Are Tax Loss Harvesting and Automatic Rebalancing Included? Tax loss harvesting and rebalancing are both good features to have with an online brokerage account. This can help you pay less in taxes on your investment gains for the year. More tax-efficient.

Taxes 52
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Assessing Global Cash Flow Post Pandemic

Abrigo

Takeaway 1 Global cash flow can provide a more holistic lending picture as lending decisions have become more complex. Many financial institutions use global cash flow analysis in their lending process. A common misstep seen in lending departments is the belief that a guarantor improves an applicant’s credit quality.

Analysis 195
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. The old borrow short, lend long strategy. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

FDIC 78