PYMNTS

DECEMBER 30, 2019

It’s all somewhat fragmented and ad hoc at the moment, as city councils coast to coast think of clever ways to leverage the new regulations. Some states are making sweeping moves, like Ohio just did by eliminating sales taxes on feminine hygiene products. With the debate now all but over, the real work has begun.

Taxes 130

Taxes Alaska South Dakota South Carolina 130

PYMNTS

AUGUST 14, 2018

The new bank — backed by Community Choice Credit Union, Alpena Alcona Area Credit Union, ELGA Credit Union, Frankenmuth Credit Union, Honor Credit Union, Members First Credit Union and Team One Credit Union — is aiming to get regulatory approval and make its full debut by the first quarter of 2019. The group sent a joint letter to Rep.

Michigan 100

Michigan Report Ohio Groups 100

PYMNTS

SEPTEMBER 26, 2018

Representative Warren Davidson (R-Ohio) is hosting a “Legislating Certainty for Cryptocurrencies” roundtable, with financial firms, venture capitalists (VCs) and cryptocurrency companies all gathering to say their piece on the shaping of crypto regulation. This week, U.S.

Management 164

Management cryptocurrency blockchain Regulation 164

Independent Banker

MARCH 15, 2015

Coldwater, Ohio. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I By Kelly Pike.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

APRIL 25, 2014

"Our combined financial institution will offer a wider array of products and services while continuing our long-standing personal commitment to our customers and community." - Gregory Schreacke, President of First Financial Service Corporation in Elizabethtown, KY on his bank''s sale to Community Bank Shares of Indiana, Inc.

Community 95

Community New York Indiana Connecticut 95

Independent Banker

FEBRUARY 24, 2016

As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Mark Vis, a real estate and commercial loan officer with First State Bank Southwest, a $250 million-asset community bank in Worthington, Minn., Morton, a senior lender at the $120 million-asset community bank.

Trends 79

Trends Community Bank Lending Community 79

Independent Banker

SEPTEMBER 21, 2015

Under the right circumstances, providing residential mortgages that fall outside of the new federal Qualified Mortgage definition could help a community bank grow its lending, some community bankers say. a $613 million-asset community bank serving central and northern Wisconsin that engages in non-QM lending. Still holding back.

Community Bank 70

Community Bank Lending Community Survey 70

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Coldwater, Ohio. Independent Community Bankers of America. Regulators Luncheon*. For the most current information about Community Banking LIVE 2016.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

American Banker

JANUARY 12, 2020

A North Carolina group is trying to take regulators' cue to work together. A successful effort could encourage others to follow its lead.

North Carolina 45

North Carolina Resources Regulation Groups 45

PYMNTS

NOVEMBER 18, 2019

Resolute Bank in Maumee, Ohio closed on Oct. 25 and was assumed by Buckeye State Bank in Powell, Ohio. Louisa Community Bank of Louisa, Kentucky also shuttered on Oct. Louisa Community Bank of Louisa, Kentucky also shuttered on Oct. As of June 30, Louisa Community Bank had approximately $29.7

Kentucky 140

Kentucky FDIC Ohio US 140

Independent Banker

DECEMBER 28, 2015

Happy New Year, fellow community bankers! This upcoming year has a lot of good in store for our industry, because ICBA continues to pursue even more successes for community banks nationwide. We adamantly opposed the idea from the start, but our industry’s concerted efforts have protected many community banks from this bad precedent.

Community Bank 70

Community Bank Washington Community Ohio 70

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. Bravo April!

Community 216

Community Fintech Industry Innovation 216

PYMNTS

JUNE 11, 2018

According to a report in The Wall Street Journal , Otting’s appointment signals a change in how the federal government will regulate banks following the Great Recession, which saw an onslaught of new regulations geared toward financial institutions. The OCC oversees large banks, including Bank of America and U.S.

Ohio 108

Ohio Regulation Community National 108

CFPB Monitor

DECEMBER 8, 2022

As a result, a company that controls an institution that is not a BHCA bank is not required to register as a bank holding company with the Federal Reserve Board and, therefore, is not subject to regulation and supervision by the Federal Reserve Board. 5301) (e.g.

FDIC 78

FDIC Company Industry Regulation 78

CFPB Monitor

JANUARY 23, 2020

In addition, three “Financial Regulation Scholars” (consisting of the professors named below) argue that although the CFPB’s structure is constitutional, because there is no genuine controversy between a President and an appointee about a “for cause” removal provision, the Supreme Court should dismiss certiorari as improvidently granted.

Virginia 78

Virginia Montana DC Groups 78

PYMNTS

AUGUST 14, 2018

Payday and short-term lending is a contentious topic in the United States, particularly when it comes to its regulation. Almost everyone – state law makers, federal law makers, consumer groups, industry groups and even short-term lenders themselves – agree that the industry should be regulated. New Rules in Ohio.

Lending 100

Lending Ohio Regulation Industry 100

PYMNTS

JUNE 17, 2019

The Center for Public Integrity (CPI) reported that in one example where the president extolled law enforcement at a rally last October in Lebanon, Ohio — the campaign still owes more than $16,000 to city for police department coverage there. But I would hope and believe the Trump campaign would pay its bills.

El Paso 115

El Paso Payments Pennsylvania Ohio 115

PYMNTS

DECEMBER 4, 2018

Said Ohio Democrat Sherrod Brown, such relaxing of rules could be harmful. Community and regional banks play a crucial role alongside our biggest banks in monitoring transactions across the country.”. financial system.”.

Innovation 161

Innovation Regulation Compliance Idaho 161

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), Sen. From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. Moreover, ICBA and community bankers from Alabama and Ohio have established strong working relationships with the senators. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. regulators take a major step in addressing the emerging open banking landscape. Several groups have also called for comprehensive industry regulation. Four 2023 U.S.

Policies 52

Policies Company Regulation Risk Management 52