BankInovation

FEBRUARY 22, 2023

Digital wallet company Wedge is teaming with Visa to launch a debit card within Visa’s network in the U.S. using Wedge’s card technology. Austin, Texas-based Wedge’s card allows users to liquidate their assets — including stocks, ETFs and crypto — to pay for goods and services, according to the company. “We

Cards 52

Cards Austin Texas Payments 52

PYMNTS

JANUARY 28, 2020

Many accounts payable (AP) professionals turning to electronic payments to streamline their companies’ payment processes — specifically, how they pay invoices from suppliers — are putting virtual cards at the top of their lists, and for good reason. The cards can also be fully integrated into ScaleFactor’s accounting and finance platform.

Cards 143

Cards New Jersey Texas System 143

PYMNTS

JULY 3, 2019

Ahead of the Fourth of July holiday, Google Pay has rolled out mobile support for cards from 13 U.S. Services like Google Pay must come to an agreement with a credit union or bank before they can support a consumer’s debit or credit card, 9to5Google reported. In December, Google Pay added about 30 new U.S.

Google 109

Google Illinois Cards Cleveland 109

CFPB Monitor

SEPTEMBER 1, 2021

More than eight months after the close of briefing, the Texas federal district court has finally ruled in the challenge by two industry trade groups to the CFPB’s Payments Rule. The court’s “analysis” of the debit card argument was confined to a single sentence.

Texas 78

Texas Compliance Payments Cards 78

CFPB Monitor

MARCH 2, 2016

The CFPB has issued its February 2016 complaint report which highlights complaints about prepaid cards and complaints from consumers in Texas and the Houston metro area. The CFPB began taking complaints about prepaid cards in July 2014. percent of total complaints.

Houston 60

Houston Metro Texas North Carolina 60

American Banker

MARCH 15, 2024

A Texas judge has recused himself from a case that pits the largest credit card issuers against the Consumer Financial Protection Bureau and a rule that would eliminate $10 billion in late fees.

Cards 28

Cards Texas Policies Compliance 28

PYMNTS

AUGUST 23, 2018

Darden Restaurants announced Wednesday (August 23) that the data on 567,000 payment card numbers may have been exposed. The company said payment card information — including card numbers — from visitors who went to the restaurants from Nov. 3, 2017, through Jan. 2 2018 may have been affected.

Cards 112

Cards South Carolina North Carolina Nebraska 112

CFPB Monitor

AUGUST 31, 2020

The Bureau also acted arbitrarily and capriciously in extending the payments provisions to debit and prepaid card transactions, where failed payment-transfer attempts typically do not, if ever, result in fees. (We We have repeatedly expressed the view that this key aspect of the Rule is indefensible.).

Texas 148

Texas Groups Payments Compliance 148

Independent Banker

JULY 30, 2015

Veritex is a combination of the words “veritas,” which means truth in Latin, and “Texas.” The bank uses the slogan “Truth in Texas Banking.”). Every business card we have at this bank has a cellphone number on it, and it doesn’t have a 1-800 number.”. “In Kerry Curry is a financial writer in Texas.

Texas 70

Texas Fort Worth Dallas Community Bank 70

PYMNTS

FEBRUARY 23, 2018

First National Bank of Omaha announced that it is not renewing a contract with the National Rifle Association (NRA) to offer customers an NRA-branded Visa card. First National Bank of Omaha offered two NRA cards with a $40 bonus and promoted it as “enough to reimburse your one-year NRA membership!”

Omaha 118

Omaha National South Dakota Cards 118

PYMNTS

JULY 20, 2017

Holders of the new prepaid card from Netspend will rack up frequent flyer miles for every dollar they spend on qualifying purchases. The MileagePlus GO Visa Prepaid Card is the only prepaid card to let customers earn United Airlines’ United MileagePlus reward miles. The card is FDIC-insured through Republic Bank & Trust Co.

Cards 100

Cards Austin FDIC Texas 100

Payments Source

JULY 19, 2018

The Fort Worth, Texas, company will be competing in a segment of the U.S. card market that has grown more competitive in the last few years.

Fort Worth 63

Fort Worth Cards Texas Marketing 63

American Banker

MAY 27, 2020

The JPMorgan CEO says the recovery has to start first, and future buybacks won’t be as big as before; Texas Capital Bancshares and Independent Bank blame the coronanvirus market impact.

Texas 52

Texas Capital Marketing Cards 52

American Banker

MARCH 15, 2021

After digging deep into member data, Randolph-Brooks FCU in Texas developed a marketing campaign aimed at persuading JPMorgan Chase clients to switch to the credit union's own card. It's an effort its peers could imitate.

Texas 94

Texas Cards Data Marketing 94

PYMNTS

OCTOBER 25, 2016

Credit card companies have not been shy when it comes to lending to subprime customers , but according to new data from TransUnion, that strategy is starting to backfire for the credit card issuers. percent for credit cards issued in 2014 and 1.5 percent for credit cards issued in 2013.

Cards 100

Cards Company Wyoming Oklahoma 100

PYMNTS

JANUARY 28, 2019

Will the ban on the credit card surcharge automatically lead to significantly higher prices when consumers opt for the plastic (via card or digital wallets) at the pump, at the counter … or pretty much anywhere? In New York this month, credit card surcharges got the okay. Maybe, maybe not. As Webster recounted Monday (Jan.

Cards 125

Cards New York Oklahoma Connecticut 125

Payments Source

MAY 12, 2017

Every year, payments experts gather at SourceMedia's Card Forum to discuss the trends shaping our industry. Here are some of the major topics discussed at this year's event in Austin, Texas.

Cards 60

Cards Austin Texas Trends 60

PYMNTS

SEPTEMBER 26, 2016

The high fees charged by private firms that are hired by the courts to operate e-filing systems and that are often passed onto consumers who pay with a credit card have been capped by a bill approved by California Governor Jerry Brown on Sept. Convenience fees charged by Tyler range from 2.75 percent to 3.5

California 100

California Cards Sacramento Texas 100

South State Correspondent

JUNE 8, 2022

per barrel of West Texas Intermediate, indicating no respite from high gas prices and that will continue to pressure the headline inflation readings. Revolving credit (including credit cards) increased $17.8 Oil is making a new cycle high this morning at $120.45 billion from March which saw a $47.3 billion gain. billion in March.

Texas 195

Texas Marketing Cards Report 195

American Banker

MARCH 14, 2024

The Consumer Financial Protection Bureau claims trade groups have no jurisdiction to file a lawsuit in Texas to stop the bureau's $8 credit card late fee rule, saying the plaintiffs engaged in "forum-shopping" to seek the most favorable outcome.

Texas 36

Texas Groups Cards Policies 36

PYMNTS

SEPTEMBER 28, 2020

In other news, CoinFlip will now offer a bitcoin-enabled gift card marketplace, according to a report by Bitcoin Magazine. The marketplace came about through a partnership with eGifter and will allow for the sale of gift cards in exchange for bitcoin.

Bitcoin 215

Bitcoin cryptocurrency Cards Texas 215

PYMNTS

DECEMBER 17, 2019

Texas might be known for its BBQ, chicken-fried steak or chili, but food innovators in the Lone Star State are making their mark with meat-free products inspired by the local culinary landscape. The company uses the prickly pear because it is the Texas state plant.). It is powered by Shopify and accepts credit card payments.

Texas 139

Texas New York City Denver social media 139

PYMNTS

JULY 23, 2020

So, how are CUs changing their card innovation plans to match their current members’ demands and attract new potential members? This is just one of many questions PYMNTS, in collaboration with PSCU , set out to answer in the Credit Union Innovation Playbook: Card Trends Edition. percent between February and May.

Innovation 174

Innovation Report Cards California 174

Payments Source

SEPTEMBER 9, 2016

Alliance Data Systems in Plano, Texas, has reached an agreement to provide credit card programs for Williams-Sonoma, the high-end kitchenware retailer.

Cards 60

Cards Data Texas Retail 60

Independent Banker

DECEMBER 31, 2022

Chris Doyle, Texas First Bank. billion-asset Texas First Bank in Texas City, Texas. A QR code can be converted to an ACH, a card or FedNow [payment],” says Tina Giorgio, president and CEO of ICBA Bancard. “So, For Texas First Bank, that meant engaging outside expertise for a neutral assessment of its options.

Trends 140

Trends Payments Community Bank Texas 140

PYMNTS

SEPTEMBER 20, 2018

According to Reuters , the men — Kevin Merrill of Maryland, 53, Jay Ledford of Texas and Nevada, 54, and Cameron Jezierski of Texas, 28 — falsely claimed to be investment professionals and used a fake portfolio to defraud hundreds of investors. Federal prosecutors have charged three men who allegedly ran a $364 million Ponzi scheme.

Baltimore 167

Baltimore Maryland Texas Nevada 167

CFPB Monitor

DECEMBER 17, 2014

Mishkin A new lawsuit filed by the CFPB alleges that a Texas-based company, Union Workers Credit Services, deceived consumers into paying fees to sign up for a “platinum card” that purported to be a general-use credit card but, in actuality, could only be used to buy products from the company.

Cards 74

Cards Company Texas Regulation 74

PYMNTS

SEPTEMBER 29, 2019

billion despite buying startups and building call centers in Utah and Texas, The Wall Street Journal reported Saturday (Sept. Goldman’s entry into savings accounts and credit cards resulted in early loan losses, people familiar with the matter told the news outlet. The card is stored in the wallet app and doesn’t have any fees.

Utah 164

Utah Apple Texas Cards 164

PYMNTS

SEPTEMBER 22, 2020

Plus, Onyx CenterSource has launched a virtual card designed for hospitality and travel clients. TPG of Texas offers payment solutions to over 600 utility firms and governments. Onyx Rolls Out Virtual Card For Hospitality Clients. Onyx CenterSource has rolled out a virtual card meant for travel and hospitality customers.

Groups 156

Groups Payments Texas Community 156

PYMNTS

OCTOBER 28, 2016

Not to make them out to be a toast attraction, but the other kiosks can be checked out in New York, New Jersey, Pennsylvania, Texas, Louisiana and Nevada. What about gift cards? Research says millennials love gift cards , so that may be a way to create a budding bitcoin trend. The average rate of a new bitcoin ATM?

Bitcoin 100

Bitcoin ATM Cards Los Angeles 100

CFPB Monitor

JULY 28, 2020

To take one key example, the structure of compliance programs will be greatly impacted by the court’s decision whether the 2017 Rule’s treatment of card payments is arbitrary and capricious ( as seems clear to us ).

Texas 78

Texas Groups Compliance Payments 78

PYMNTS

JULY 16, 2020

The school is doing so by cutting fees for card service, student activities and use of the campus student center. I do want to return to school, but the likelihood of that is teetering right now,” one Texas A&M-College Station student told the The Texas Tribune. “I I can’t get that from a screen.”.

San Diego 141

San Diego North Carolina New Jersey New York City 141

PYMNTS

JUNE 9, 2020

A Texas operator of several payment processing centers has agreed to be permanently banned from the industry in order to settle charges by the Federal Trade Commission (FTC) and the state of Ohio that they unlawfully participated in scams, according to a press release. District Court for the Western District of Texas.

Ohio 130

Ohio Payments Texas Fraud 130

PYMNTS

APRIL 23, 2020

With Texas Governor Greg Abbott’s plan to open the state again, shops will start running on a retail-to-go basis Friday (April 24). Marks explained, “They hear me, I hear them, and we can take their credit card number so there is no physical contact.”

Retail 138

Retail Texas Georgia Cards 138

CFPB Monitor

OCTOBER 5, 2020

The Bureau’s denial of a petition for a rulemaking to amend the payments provisions to exclude debit-card transactions was arbitrary and capricious because such transactions typically do not, if ever, result in fees.

Groups 78

Groups Texas Analysis Policies 78

PYMNTS

APRIL 15, 2020

The FTC stated that no government entity would call to ask for money or personal information like credit card numbers or Social Security numbers, adding that any requests for payment through services like Western Union or MoneyGram are almost certainly scams. On its website, the FTC breaks down the numbers of fraud cases by state.

Fraud 217

Fraud Report Nevada Florida 217

Payments Source

AUGUST 16, 2018

Texas-based digital gift card platform company Swych has launched a gift card service for instant cross-border gifting to India following its recent acquisition of GiftCardsIndia.

Texas 63

Texas Cards Company Payments 63