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1Q 2024 Commercial Relationship Credit and Pricing Trends

South State Correspondent

Since our last update on pricing and credit HERE , commercial loan pricing trends for the first quarter of 2024 continue to be driven by the perceived increase in credit risk, tighter credit supply and banks’ need for wider margins. This quarter, banks credit trends include loan pricing that is closely correlated to risk pricing.

Trends 195
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Office Lending – Here is Why It is Not as Bad as The Market Thinks

South State Correspondent

Badge swipes have been on an upward trend that should continue. If you add these metrics, office attendance has stabilized nationally and started to trend higher in 2024. Lease Space Coming Due Part of this trend is due to the expiration of office leases executed before the pandemic. Current usage is pegged at 61.7%.

Lending 195
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3 capital markets trends to watch

CB Insights

Turbulent market conditions have rattled capital markets tech funding, which fell 84% YoY in Q3’22. . These technologies enable capital markets firms not only to adapt to market volatility, but also to pursue new growth opportunities. ESG reporting requirements. Trade analytics and execution.

Capital 66
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Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

This data is critical for pricing, capital allocation, and marketing. Credit Trend Summary In general, the average probability of default increased by 65% over last year. Below are the current delinquency trends and projections. Once again, it is time to play more defense. This quarter, it is 2.58%.

Trends 195
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Amidst a Global Crisis, Cloud Technology Trends for 2021 Emerge

Perficient

The COVID-19 pandemic has challenged the economic and labor markets, impacting all businesses regardless of their size. If your organization is looking to capitalize on cloud technology in 2021, here are a few trends to keep in mind. The Public Cloud Market Will Surge.

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Capital Market Assumptions

TrustBank

Emotions drive markets in the short term, so no matter how good your information is, trying to guess where the market will be in a year is just that – a guess. Over the longer-term, however, average returns, reversion to the mean for overpriced and underpriced assets, and long-term trends do have predictive power.

Capital 90
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Bitcoin Daily: Nigeria’s Crypto Market Surges; Alleged Crypto Capital Operator Charged With Fraud

PYMNTS

Binance , Nigeria’s cryptocurrency market, has seen sign-ups surge 50 percent so far in 2020. The market is scrambling to provide users with a stablecoin. Nigeria has latched on to the cryptocurrency trend, boasting 35 million unbanked adults who possess mobile phones, the vast majority being women.