The Financial Brand

JANUARY 4, 2024

This article Why New Market Conditions Require a Refreshed Approach to Banking Innovation appeared first on The Financial Brand. There's good news: Banks and credit unions may be uniquely positioned in 2024 to pursue radical reinvention.

Innovation 35

Innovation Marketing Branding Banking Trends 35

The Financial Brand

SEPTEMBER 24, 2023

This article Is the Spike in Banks’ Use of Brokered Deposits Cause for Alarm? Why brokered deposits are in the news and why deposit-hungry bankers should care where the debate is heading. This article Is the Spike in Banks’ Use of Brokered Deposits Cause for Alarm? appeared first on The Financial Brand.

Branding 37

Branding Banking Trends FDIC Trends 37

The Financial Brand

JANUARY 11, 2024

This article Trends 2024: Consumers Will Drive Open Banking, Not Regulators appeared first on The Financial Brand. toward open banking. Why that's good news. This article Trends 2024: Consumers Will Drive Open Banking, Not Regulators appeared first on The Financial Brand.

Trends 24

Trends Regulation Branding Banking Trends 24

PYMNTS

DECEMBER 27, 2019

That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits. There is a sense, however, that CUs themselves bear responsibility for falling behind the digital banking trends that first took hold with consumers.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

PYMNTS

FEBRUARY 4, 2019

AI Banking Trends. As well, according that WIPO study, “Some well-known companies that do not feature among the top overall players in AI patents are nonetheless prominent in certain areas; these include Facebook and Tencent in networks and social networks.”. PYMNTS has dug deep into the use of AI by U.S.-based

Innovation 194

Innovation Study Fraud Technology 194

PYMNTS

JUNE 24, 2019

Machine learning and artificial intelligence are among the emerging technologies capable of boosting banking operations, including customer service and preventing fraud, as recent PYMNTS research has demonstrated. Low Latency.

Mobile 116

Mobile Fintech Technology Analysis 116

PYMNTS

JANUARY 25, 2019

Data integration is key for any area of the enterprise, but data sharing between financial platforms is now one of the biggest focuses for enterprises and their financial service providers, particularly as open banking trends begin to simmer in the U.S.

Data 173

Data Survey Analysis Software 173

PYMNTS

SEPTEMBER 14, 2017

The problem persists, and evidence suggests it’s getting worse, with recent research from TD Bank revealing news that 91 percent of survey respondents expect B2B payments fraud and invoice scams like business email compromises to increase in the coming years.

Trends 104

Trends Survey Security Training 104

PYMNTS

FEBRUARY 21, 2019

The challenger bank movement is continuing to gain steam in Europe, attracting customers frustrated with traditional banks’ offerings and investors eager to fund a force to disrupt the financial services market. The challenger bank trend has recently been pushing beyond the EU and is now entering the Latin American market.

America 115

America System Digital Banking Banking Trends 115

PYMNTS

JULY 4, 2018

The emergence of high-tech and AI at the credit union level speaks volumes – and funnels right up into some larger digital banking trends. Not when it comes to financial services. FIs, Meet AI.

Payments 100

Payments Cards Survey Innovation 100

Insights on Business

APRIL 6, 2017

As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again.

Las Vegas 194

Las Vegas Fintech User Experience Trends 194

CB Insights

AUGUST 23, 2018

Finn is JPM’s mobile-only bank, and represents JPM’s attempt to jump on the mobile-only banking trend before it becomes the norm. Finn is run out of a separate office from the rest of JPM and Chase, and Finn Head Melissa Feldsher described the unit by saying, “we think of ourselves as a startup in the bank”. JPM Mobile.

Cards 76

Cards Mobile Strategy Branding 76

PYMNTS

SEPTEMBER 29, 2020

Regulators are also looking more closely at the authentication measures attached to online payments as they continue to jump in volume, meaning merchants must keep pace with new compliance requirements as well as shifting consumer perceptions. Online Payments Drive Privacy Concerns.

Payments 172

Payments Regulation Online Retail 172

PYMNTS

SEPTEMBER 7, 2018

In a recent report via Lloyd’s Bank, trends point toward growth in what is known as impersonation fraud, perhaps more commonly known as business email compromise. In the United Kingdom, it’s not just late payments bedeviling small and mid-sized firms. There also is the specter of payments fraud.

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Fraud Payments Survey Arizona 101

South State Correspondent

MAY 13, 2024

It is interesting to note that because of the popularity of instant payments and debit cards, checks and cash are rapidly declining, so much so that checks are expected to be phased out of the banking system by 2030 (below). According to Finextra, pay-by-bank is up 479% from the $57B in volume from last year.

Conference 195

Conference Payments Fraud Data 195

Javelin Strategy & Research

JANUARY 12, 2022

2022 Digital Banking Trends & Predictions Javelin Report Date: December 1, 2021 Authors: Mark Schwanhausser , Emmett Higdon , Dylan Lerner Research Topic(s): Digital Banking , Digital Strategy & Experience , Mobile & Online Banking The traditional definition of “financial relationship” has changed forever.

Trends 40

Trends Fraud cryptocurrency Austin 40

PYMNTS

NOVEMBER 14, 2017

The company announced this week that it is partnering with Envestnet | Yodlee to facilitate data aggregation for developers, while linking banks to those third parties in order to become PSD2 compliant and take advantage of the open banking trend.

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Fintech Regulation Regional Data 164