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Should banks be worried about skyrocketing fintech valuations?

American Banker

Speculation is part of the reason for the growing differential in market capitalization between legacy financial institutions and upstarts. But one venture capitalist says it's "a call to action" for traditional banks to match fintechs' all-digital, customer-friendly services.

Fintech 101
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New But Not Yet Normal: Can Agility Make the Difference?

Banking 2020

and corresponding liquidity pressures, which were aimed at making the banking system shock-proof are indicating an erosion of growth in many high potential markets. Corporations need support in working capital optimization and banks are at the cusp of seizing this opportunity by demonstrating the agility to change the trade landscape.

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High-Frequency Trading: Is It The New Normal?

Banking 2020

HFT initiatives use sophisticated technologies and algorithms to move in and out of market positions at blinding speed, potentially capturing only a fraction of a cent in a given trade. To be clear, it’s not as if the regulatory bodies have kept their hands completely off this market.

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How to strengthen your next board presentation

Banking 2020

For example, if you are communicating the latest results of a stress test, show not only the potential impact on earnings and capital levels but also show the parameters. By providing documentation, your key points can be substantiated now and whenever Board members refer back to the presentation materials. Big picture.

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Traditional Banks v. Alternative Lenders: How Goliath Can Beat David

Banking 2020

Kyle Enger, known for his thought leadership in the world of relationship banking on the West Coast said it best, “Traditional banks have to embrace digital lending in their hometowns to compete.”. Here are a few ways Kyle described how this concept might work: Marketing to the local community and actively becoming a part of it.

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Test Quickly, Fail Fast: Utilizing Data to Retain Customers

Banking 2020

Brenda Shimmons holds an MBA in Marketing and is a DI Innovation Catalyst. She has over 15 years of analytics leadership experience within financial services working with such industry leaders as GE Capital, Wachovia Bank (Wells Fargo), SunTrust, Scotiabank, and a portfolio of over 1,200 community banks and credit unions.

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PWC Takes Very Optimistic View Of Retail Banking

Tech and Finance

PWC Retail banking. In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead.

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