South State Correspondent
MAY 7, 2024
With the assistance of the FDIC, Fulton Financial acquired certain assets, debt and deposits of Republic Bank. A slew of articles have been published explaining the reason for this bank’s failure. Even more stark was the bank’s securities repricing. Every environment is uncertain – no period of time has been marked by certainty.
South State Correspondent
SEPTEMBER 11, 2023
On September 7, 2023, the FDIC released its banking profile. This quarterly publication provides a comprehensive financial results summary for all FDIC-insured institutions (4,645 commercial banks and savings institutions insured by the FDIC). While banks under $10B in assets comprise 97.8%
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South State Correspondent
MARCH 13, 2023
While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Equally important is the bank’s securities duration, as shown in the graph below.
South State Correspondent
APRIL 30, 2022
In this article, we analyze the industry’s cost of funding earning assets (COF) and track how community banks’ COF behaves relative to larger banks. In future articles, we will explain our modeling for community banks’ COF based on inflation, Fed Funds rates, consumer consumption and the Fed’s balance sheet runoff.
PYMNTS
NOVEMBER 1, 2018
Or, as a recent CNBC article put it, quoting a source, “a mass extinction event.”. Among the latest chronicles of that struggle came this week via a CNBC article , which includes this quote from a 2016 McKinsey & Co. So far, at least, global banks are holding up, based on their most recent reporting periods,” the article says.
Abrigo
SEPTEMBER 5, 2023
In this article, I'll cover what a credit exception is, recommendations for creating loan/credit exceptions, and tips for developing an exception policy for the financial institution. As the FDIC said recently: Exceptions to policy should be few in number and properly justified, approved, and tracked.
Abrigo
JULY 20, 2021
Want other articles like this on SBA loan origination in your inbox? Investors buy these loans because the interest rates are generally high compared to the risk, as the only risk the investor incurs is prepayment risk," the FDIC said in a " Supervisory Insights ” article. Looking to Increase SBA Loan Origination?
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