The Financial Brand

FEBRUARY 16, 2024

This article Banks Tighten Up as Card Delinquencies Jump appeared first on The Financial Brand. This article Banks Tighten Up as Card Delinquencies Jump appeared first on The Financial Brand.

Cards 35

Cards Branding Conference Trends 35

PYMNTS

AUGUST 4, 2019

Ahead of the launch of the Apple Card, backer Goldman Sachs said in the customer agreement it will not allow the purchase of cryptocurrencies, Reuters reported Friday (Aug. New iPhone sales have declined 12 percent and the new Apple credit card is part of a broader effort by the company to boost revenue from other services, the article said.

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cryptocurrency Apple Cards Branding 121

The Financial Brand

JANUARY 14, 2024

This article Business Credit Card Issuers Face Competition but Also Opportunities in BNPL appeared first on The Financial Brand. Small businesses lean on credit cards, but new options from Affirm and others will force card programs to compete with buy now, pay later.

Cards 34

Cards Branding Trends Lending 34

The Financial Brand

FEBRUARY 2, 2024

This article How U.S. Banks Must Navigate the Surge of Credit Card Fraud appeared first on The Financial Brand. This article How U.S. Banks Must Navigate the Surge of Credit Card Fraud appeared first on The Financial Brand.

Fraud 34

Fraud Cards Branding 34

The Financial Brand

MAY 14, 2024

This article Is It Finally Time to Reinvent Credit Card Fees? appeared first on The Financial Brand. This article Is It Finally Time to Reinvent Credit Card Fees? appeared first on The Financial Brand. Limits on late fees may force issues to consider new revenue models, including subscription pricing.

Cards 17

Cards Branding Trends Apple 17

The Financial Brand

OCTOBER 29, 2023

This article NerdWallet Launches into Banking with New NerdUp Secured Credit Card appeared first on The Financial Brand. This article NerdWallet Launches into Banking with New NerdUp Secured Credit Card appeared first on The Financial Brand. NerdUp is more than just a new entrant in the credit builder space.

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Security Cards Branding Marketing 35

The Financial Brand

MAY 31, 2023

This article TD Bank’s No-Interest Credit Card: Niche Product or Trendsetter? appeared first on The Financial Brand. Just as credit card rates hit a record high, here comes TD Clear, the first U.S. credit card that charges no interest and no late fees. appeared first on The Financial Brand.

Cards 39

Cards Branding Trends Marketing 39

The Financial Brand

SEPTEMBER 18, 2023

This article What Credit Card Issuers Can Do as Dissatisfaction with Rewards Rises appeared first on The Financial Brand. What’s the top credit card marketing challenge? What used to be great credit card rewards — like 2% cash back — are table stakes now.

Cards 35

Cards Branding Marketing Marketing Strategies 35

The Financial Brand

SEPTEMBER 4, 2023

This article Debit Cards Rule for Point-of-Sale Payments, So Market Them Better appeared first on The Financial Brand. Consumer spending is often done on debit cards, so why not do more to differentiate — and market — these cards as a way to attract deposits?

Cards 38

Cards Marketing Payments Branding 38

The Financial Brand

NOVEMBER 5, 2023

This article CFPB Report Is Everything You Wanted to Know About Credit Cards (But Were Afraid to Ask) appeared first on The Financial Brand. The CFPB examines the dynamics of the credit card market in its data-filled report. Red flags include 'persistent debt' for 10% of cardholders.

Cards 36

Cards Report Branding Data 36

The Financial Brand

JANUARY 25, 2023

This article Credit Cards Evolve Toward All-Purpose Financial Services Accounts appeared first on The Financial Brand. Personal loans & BNPL can increasingly be accessed via card accounts — among trends reshaping how consumers use this banking product.

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Cards Trends Branding America 41

The Financial Brand

MAY 11, 2023

This article A Bright Future for BNPL Is in the (Bank) Cards appeared first on The Financial Brand. This article A Bright Future for BNPL Is in the (Bank) Cards appeared first on The Financial Brand.

Cards 38

Cards Branding Fintech Online 38

The Financial Brand

AUGUST 30, 2023

This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand. This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand.

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Lending Security Cards Branding 33

The Financial Brand

DECEMBER 8, 2022

This article How Banks Can Help Customers Tame Credit Card Debt appeared first on The Financial Brand. Community banks and credit unions can unlock lending opportunities by helping customers get a grip on credit card debt.

Cards 39

Cards Community Bank Branding Lending 39

The Financial Brand

MAY 18, 2023

This article What Bankers Need to Know About Higher Credit Card Spending & Consumer Debt appeared first on The Financial Brand. This article What Bankers Need to Know About Higher Credit Card Spending & Consumer Debt appeared first on The Financial Brand.

Cards 37

Cards Branding Strategy America 37

The Financial Brand

MAY 14, 2023

This article How Credit Card Issuers Are Tackling Application Abandonment appeared first on The Financial Brand. Getting consumers interested in a credit card is only part of the battle. This article How Credit Card Issuers Are Tackling Application Abandonment appeared first on The Financial Brand.

Cards 32

Cards Branding Trends 32

The Financial Brand

AUGUST 27, 2023

This article Credit Card Debt Fuels Consolidation Loans, Then Same Spending Habits Persist appeared first on The Financial Brand. The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.

Cards 29

Cards Trends Branding America 29

The Financial Brand

MAY 22, 2023

This article Credit Card Revolvers vs. Transactors: Understanding Their Behavior to Optimize Marketing Strategies appeared first on The Financial Brand. Credit card transactors have different spending habits and lifestyles than credit revolvers. Here's how marketers can use these insights.

Marketing Strategies 32

Marketing Strategies Strategy Cards Marketing 32

The Financial Brand

AUGUST 9, 2023

This article Credit Card Lenders Should Look Past the Almighty Credit Score for Growth appeared first on The Financial Brand. Banks and credit unions can — and should — prudently grow lending regardless of the economic indicators, especially in the credit card business.

Cards 29

Cards Branding Lending Trends 29

The Financial Brand

AUGUST 24, 2023

This article How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More appeared first on The Financial Brand. This article How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More appeared first on The Financial Brand.

Capital 29

Capital Cards Regional Branding 29

The Financial Brand

FEBRUARY 4, 2024

This article Credit Card Watch: Balancing ‘Growth Math’ and Lending Risk appeared first on The Financial Brand. The meaning of 'normalization' and 'stabilization' in credit card lending depends on where you measure from.

Lending 18

Lending Cards Branding America 18

Perficient

JANUARY 16, 2023

I remember when my mother stopped shopping at one department store because they wouldn’t give her a charge card in her own name, but another store would on their private-label charge card. In future articles, we’ll look at embedded finance from a banking, payments, lending, and insurance offerings perspective. .

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blockchain Software Customer Experience Strategy 275

The Financial Brand

NOVEMBER 12, 2023

This article Credit Card Trends Have Bank Issuers on Alert appeared first on The Financial Brand. On the cusp of the holiday season, card banks must watch usage of their credit lines more closely. This article Credit Card Trends Have Bank Issuers on Alert appeared first on The Financial Brand.

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Trends Cards Branding Banking Trends 21

The Financial Brand

NOVEMBER 8, 2022

This article Behavior-Based App Helps Consumers Manage Rising Credit Card Debt appeared first on The Financial Brand. The app 'Debbie' is the Noom for credit cards. It uses behavioral psychology and habit-changing lessons to help consumers pay down card debt.

Cards 31

Cards Management Branding Trends 31

The Financial Brand

DECEMBER 2, 2023

This article What Makes for a ‘Sticky’ Credit Card Rewards Program? appeared first on The Financial Brand. The more compelling a rewards program is, the more likely consumers are to keep spending on that credit card. This article What Makes for a ‘Sticky’ Credit Card Rewards Program?

Cards 18

Cards Branding Customer Experience Trends 18

The Financial Brand

NOVEMBER 8, 2022

This article The Lines Between Credit Cards and Buy Now, Pay Later Are Blurring appeared first on The Financial Brand. This article The Lines Between Credit Cards and Buy Now, Pay Later Are Blurring appeared first on The Financial Brand.

Cards 35

Cards Branding 35

PYMNTS

OCTOBER 26, 2020

million in discounted bitcoin in exchange for gift cards — an amount that a report from Arcane Research says is half Paxful's trade volume, Cointelgraph reports. Trade of bitcoin for gift cards, the report says, comes out to 48 percent of Paxful's revenue. On P2P marketplace Paxful , traders are selling up to $16.2

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Bitcoin cryptocurrency blockchain Video 169

The Financial Brand

DECEMBER 3, 2023

This article Fintechs Powered the Growth of Unsecured Personal Loans. appeared first on The Financial Brand. Cheat Sheet: For expenses from credit card debt to medical bills, consumers are embracing unsecured loans. This article Fintechs Powered the Growth of Unsecured Personal Loans.

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Fintech Branding Cards New York 36

The Financial Brand

NOVEMBER 30, 2023

This article Affirm Goes Big: How It Intends to Go Beyond BNPL to Own Payments appeared first on The Financial Brand. Powered by cards and savings, Affirm founder Max Levchin is driving his company to become a major payments brand, challenging traditional consumer credit.

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Payments Branding Cards Company 37

The Financial Brand

AUGUST 7, 2023

This article Will FedNow and BNPL Dent Credit Card Use? appeared first on The Financial Brand. An analyst sizes up payments innovations threatening to erode consumer use of credit cards. This article Will FedNow and BNPL Dent Credit Card Use? appeared first on The Financial Brand.

Cards 15

Cards Branding Innovation Payments 15

The Financial Brand

AUGUST 13, 2023

This article Upgrade Expands Credit Card, Loan Lineup for Wider ‘Mainstream’ Appeal appeared first on The Financial Brand. Upgrade, a fintech offering cards & other loans, thrives by evaluating credit differently than the many banks & credit unions it works with.

Cards 15

Cards Branding Fintech 15

The Financial Brand

APRIL 10, 2024

This article Instant Payments: What FedNow Could Learn From Brazil’s Pix appeared first on The Financial Brand. This article Instant Payments: What FedNow Could Learn From Brazil’s Pix appeared first on The Financial Brand. Pix instant payments accelerated way beyond credit and debit in 2023.

Payments 40

Payments Branding Trends Cards 40

The Financial Brand

NOVEMBER 29, 2023

This article Why Offering BNPL Makes Sense for Banks and Credit Unions appeared first on The Financial Brand. Buy now, pay later can be a complement to credit card programs rather than a competitor. This article Why Offering BNPL Makes Sense for Banks and Credit Unions appeared first on The Financial Brand.

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Customer Experience Branding Cards Millennials 36

The Financial Brand

MAY 14, 2023

This article How Credit Card Issuers Are Tackling Application Abandonment appeared first on The Financial Brand. Getting consumers interested in a credit card is only part of the battle. This article How Credit Card Issuers Are Tackling Application Abandonment appeared first on The Financial Brand.

Cards 15

Cards Branding Trends 15

The Financial Brand

APRIL 26, 2024

This article Will Banks and Fintechs Become Retail Media Networks? appeared first on The Financial Brand. This article Will Banks and Fintechs Become Retail Media Networks? appeared first on The Financial Brand. appeared first on The Financial Brand.

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Retail Fintech Branding Data 34

The Financial Brand

SEPTEMBER 10, 2023

This article What Digital Wallets Need to Spark More Consumer Use appeared first on The Financial Brand. Even the 'experimenters' who use digital wallets more than other consumers find them clunkier than debit cards. This article What Digital Wallets Need to Spark More Consumer Use appeared first on The Financial Brand.

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Branding Cards Trends Payments 36

The Financial Brand

APRIL 30, 2023

This article Enthusiasm for Apple Savings Account High Among Millennials and Gen Z appeared first on The Financial Brand. Seven in 10 Apple Card holders and many who don’t yet have the card say they plan to open its high-yield savings account.

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Millennials Apple Branding Cards 36