Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. The Smarter Bank Data Award. Sam Bankman-Fried of FTX.

Community 216

Community Fintech Industry Innovation 216

Jeff For Banks

MARCH 3, 2018

Six years ago I asked in a blog post Will Plain Vanilla Kill Community Banking ? In the above blog post, I discussed Apple and Bank of New York Mellon. Sticking with the Apple theme, in 2007, they launched the iPhone. The iPhone represents 62% of Apple sales. Leader Bank - A $1.2

Apple 67

Apple Millennials Massachusetts FDIC 67

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Sounds like a cool strategy to build a smarter bank.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

JANUARY 17, 2020

Wells Fargo analyst Mike Mayo got a great deal of attention this year when he claimed that the coming decade will be “the biggest tech transformation in the history of banking.” For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. The delay has been too long.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

Independent Banker

JANUARY 26, 2016

Cheering on business startups is about as American as apple pie, and with good reason. Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. This is a mindset shift for communities. By Judith Sears.

Miami 70

Miami Community Bank Community Resources 70

NCR

JUNE 30, 2016

Headquartered in Miami, TotalBank is a leading, full-service community bank offering personal and business banking, lending, and wealth management services. The app is uniquely available on Apple Watch as well as all smartphones. First off, can you tell us a bit about TotalBank?

Miami 45

Miami Community Bank Mobile Community 45

Jeff For Banks

FEBRUARY 20, 2016

In terms of taking business from others, the primary, head nodding answer as to how to do it was apple pie. The community bank takes deposits from your community, and then lends into your community, with decision makers based here , where the financial institution's employees live, work, and volunteer.

Conference 60

Conference Community National Millennials 60

NCR

MARCH 7, 2018

Initially, a wave of fintech startups were viewed as posing the main threat, but more recently, it has been suggested that it is the bigger tech players – the likes of Google, Facebook and Apple – that may pose the biggest challenge. ” The post Could regulation changes make retailers the next big threat to banks?

Regulation 53

Regulation Retail Community Bank Community 53

Gonzobanker

DECEMBER 20, 2018

Despite some controversy about the deal bidding structure, the point is that MB got close to $5 billion for the franchise and locked in an exchange rate before the bank equity market softened. Bank Purchase of the Year. CVB Financial acquires Community Bank. Former Apple exec Guy Kawasaki at Financial Brand Forum.

Fintech 105

Fintech Conference Innovation Community 105

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

Gonzobanker

DECEMBER 22, 2014

Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. The Technology Company that Caused the Most Project Heartache in Bank I.T. Mergers and Acquisitions.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

MAY 31, 2017

And in terms of Apple Pay and other payment methods, the executive stated that they haven’t really taken off because they require new habits in order to be fully adopted by consumers — and that the merchants themselves have been slow to adopt mobile payments. And that’s creating a problem for smaller institutions.

ATM 100

ATM Millennials Cards Management 100

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Community bank marketing resources. Well Apple did it again with the Apple Watch. Popular Community Bank in Miami.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. Well done, sir!

Idaho 148

Idaho Conference Data Marketing 148

American Banker

MAY 10, 2016

If alternative small business lenders don't get engaged in the regulatory dialogue, they risk letting a few bad apples determine their fate.

Regulation 28

Regulation Online Apple Community Bank 28

William Mills

MAY 11, 2016

Demoing first with apple watch. Is this the first time we have seen an apple watch as apart of a demo today? Visualizing banking data and using wealth of data to put customer in control for better decisions. This is an extension of business services, powered by a local community bank. Virtual reality? I like that.

Video 40

Video Mobile social media Analytics 40

Gonzobanker

NOVEMBER 18, 2014

GonzoBankers Cynthia McAree and Jennifer Peart Hurst from Apple FCU check out the Expo. So, isn’t retail delivery about consumer lending? Maybe this was as it should have been. Where is the digital engagement energy? And, there was not a single vendor of any sort showing even the beginnings of an approach/solution for social media.

Chicago 98

Chicago Retail Branch Design Training 98

PYMNTS

JULY 3, 2017

The CHOICE Act rolls back regulations that Sullivan said can pin down a community bank and prevent it from serving its function. Community banks are spending more money and resources on hiring compliance people than they are on lending to their community,” he said.

Payments 113

Payments Bitcoin Compliance Community Bank 113

PYMNTS

NOVEMBER 13, 2019

The insurance sector sees demand for faster claim payouts, for example, while the small business lending market can similarly add value to borrowers by enabling them to draw funds from their line of credit, and actually access that money same day or in near real time. “That’s very different than other markets like the U.K.,

Payments 129

Payments Cards Marketing Fintech 129