PYMNTS

SEPTEMBER 12, 2019

FinTechs could face these same financial pains as regulators increasingly demand that they follow the compliance rules to which FIs must adhere. The People’s Bank of China announced in March that it plans to create rules for regulating and securing the FinTech sector, for example. . A report found that the U.S. million. .

Fraud 189

Fraud Fintech Compliance Regulation 189

PYMNTS

NOVEMBER 18, 2020

Collaboration and not competition, Visa’s Senior Vice President, Global Head of FinTech Terry Angelos told Karen Webster in a discussion on the recent advancements and updates to Visa’s Fast Track program , is quite evident — particularly when one observes that a number of Visa’s partners are many that, on paper, might appear to be competitors.

Fintech 184

Fintech Community Community Bank Meeting 184

PYMNTS

NOVEMBER 9, 2020

Recent analysis from the World Advertising Research Center forecasted corporate spend on advertising campaigns this year to drop by 8.1 Digital banking was a key driver for Bottomline Technologies during the quarter, too, CEO Rob Eberle said during the firm's earnings call , also on Thursday.

Innovation 255

Innovation Fintech Payments Mobile 255

CB Insights

JUNE 21, 2021

Future of Fintech 2021 (October 5-6, NYC) will provide updates on this activity and in-depth analysis on important trends driving financial services. Here are the key topics that you can expect to learn more about at Future of Fintech : Banking . Growth of challenger banks. New niche & community-focused banks.

Trends 74

Trends Fintech Lending Analysis 74

PYMNTS

APRIL 21, 2016

As the world goes increasingly digital, banks are struggling to decide how they should package their digital service offerings. Should they fold digital banking services into their existing traditional brick-and-mortar accounts, or spin them off into stand-alone, digital-only entities? Why spin out?

Digital Banking 100

Digital Banking User Experience Exercises Mobile 100

PYMNTS

APRIL 23, 2020

Below, PYMNTS rounds up the latest solutions that FinTechs and lenders are developing to ease the PPP lending process for SMBs and FIs alike, with many initiatives focused on enabling regional and community banks to maintain a competitive edge against the biggest banks. Citizens Bank Of Edmond. Funding Xchange, Experian.

Fresno 142

Fresno Regional Fintech Lending 142

PYMNTS

SEPTEMBER 4, 2019

The Asian Development Bank’ s striking statistic — a $1.5 trillion gap in global trade finance — continues to be used as a driver of FinTech innovation as technology startups look for ways to address friction in global trade financing. Standard Chartered And Traydstream. 3) a partnership with Traydstream. ADCB And dltledgers.

Fintech 143

Fintech blockchain Capital Innovation 143

PYMNTS

NOVEMBER 1, 2018

The ongoing struggle, supposedly existential in nature, that pits upstart, relatively young FinTech firms against arrogantly complacent banks for supremacy in this new and growing world of digital payments and commerce. Trust in Banks. Or, as a recent CNBC article put it, quoting a source, “a mass extinction event.”.

Fintech 191

Fintech UX Mobile FDIC 191

PYMNTS

SEPTEMBER 18, 2019

In Canada, the company is registered as a money service business (MSB) with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) to send and transfer funds. InstaReM currently holds regulatory licenses in eight markets across 40 countries, reaching 3.2 billion people in developed and developing countries. .

Fintech 164

Fintech United States Analysis Digital Banking 164

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. Visa Launches FinTech Collaboration Initiative In Europe. business customers, the FIs revealed.

Fintech 220

Fintech User Experience System Data 220

NCR

MARCH 12, 2018

Some of the most significant recent trends in financial services – such as the ongoing growth of the mobile channel and the expansion of the fintech market – have demonstrated that the evolution of the industry is being driven by technology. Image: chombosan via iStock.

Analytics 75

Analytics Digital Banking Analysis Branding 75

PYMNTS

MARCH 13, 2019

As the financial services space focuses on digitizing offerings for their small business customers, much of these efforts are targeting online banking portals accessed via desktop. Today, he explained, small businesses often do the bare minimum to manage finances, despite the rise in FinTech platforms and products available to them.

Mobile 169

Mobile Fintech Software Tools 169

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

PYMNTS

OCTOBER 18, 2018

In search of added convenience and simplicity, banking customers are migrating to online and mobile banking interfaces, leaving in-person visits to brick-and-mortar branches behind. Around The Digital Banking World. Westpac , one of Australia’s “Big Four” FIs, for one, is rolling out new omnichannel banking offerings.

Fraud 178

Fraud social media Data Trends 178

Let's Talk Payments

JUNE 4, 2019

Studying the properties and composition that make up the FinTech ecosystem Welcome to this week’s industry analysis with the FinTech Chemist. While I may not be literally mixing solutions and preparing reagents, I am studying and testing out the latest and greatest in FinTech.

Fintech 75

Fintech US Study Analysis 75

PYMNTS

JUNE 16, 2020

Monzo’s drop in value comes on the heels of layoffs earlier this month , with the five-year-old digital bank cutting as many as 120 jobs in the U.K. Just four months ago in February, the bank said it planned to hire an additional 500 employees. The pandemic has ramped up pressure on FinTechs, opening the door to “digital’s 3.0

Capital 236

Capital Analysis Digital Banking Report 236

PYMNTS

NOVEMBER 22, 2019

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. raised $10 million from SEB Bank and Seed Capital for its commercial card technology. Venture Capital Funding. Cardlay, based in the U.K.,

Strategy 109

Strategy Fintech Capital Lending 109

The Financial Brand

SEPTEMBER 13, 2021

The shift to an online landscape revolutionized banking. The post People Love Digital Banking, But Will They Surrender All Their Data? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The industry is evolving how it shares data but consumers aren't prepared.

Digital Banking 43

Digital Banking Data Banking Trends Analysis 43

The Financial Brand

JULY 21, 2021

The latest update of The Financial Brand's Neobank Tracker includes 50+ new digital-only banks from around the globe. The post 52 New Digital Banks Added to The Financial Brand’s Neobank Tracker appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Digital Banking 43

Digital Banking Banking Trends Analysis Branding 43

The Financial Brand

NOVEMBER 22, 2021

Skyrocketing adoption of fintech is not only changing the way consumers bank, it’s changing how they live, think, and interact with money. The post Millennials Now Trust Fintechs as Much as Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Millennials 43

Millennials Fintech Banking Trends Analysis 43

The Financial Brand

JANUARY 20, 2022

Some, like Banking-as-a-Service are widely known. The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others, like embedded finance and DeFi are emerging. Not all trends will have equal impact.

Trends 43

Trends Retail Fintech Banking Trends 43

The Financial Brand

JULY 11, 2021

Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Fintech Banking Trends Analysis 43

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Canadian fintech companies raised $251M through the end of H1’19, nearly double the $133M raised in H1’18. The 2019 Canadian fintech market map. Navigating the Canadian fintech market map.

Fintech 93

Fintech Marketing US Technology 93

Celent Banking

NOVEMBER 30, 2015

Fintech is booming. In 2013, according to a report by Accenture and CB Insights , total investment into Fintech was just less than $4 billion. Many are claiming the death of traditional banks, but I´m not sure these claims have merit. Banks will need to adapt to new behavioral patterns and trends in technology.

Fintech 100

Fintech Report Innovation Trends 100

The Financial Brand

NOVEMBER 15, 2021

Having achieved wide adoption, fintechs are now building a holistic ecosystem. Banks have much to gain in this process if they move quickly. The post Fintech 2.0: Is Your Bank Ready for the ‘Great Rebundling’? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 3, 2021

When a fintech buys a bank, what happens? The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 3, 2021

The torrent of fintech app downloads is radically altering the mobile banking landscape, pushing marketers to rethink strategies. The post What Traditional Banks Can Learn From Fintech Apps’ Explosive Growth appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

The Financial Brand

JUNE 13, 2021

New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason. The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 40

Fintech Payments Banking Trends Analysis 40

The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Regulation 42

Regulation Fintech Banking Trends Analysis 42

The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

PYMNTS

JANUARY 17, 2020

We have a deep dive into real-time payments and news on Visa ‘s FinTech play with Plaid and insight into buy now, pay later (BNPL). FinTech Play, Wrapped In Plaid. Goldman Sachs Group last week debuted its long-awaited app that will integrate with the financial giant’s digital bank Marcus.

Fintech 100

Fintech New York City New York Mobile 100

PYMNTS

MAY 16, 2018

In the May edition of the Digital Banking Tracker , PYMNTS explores the latest developments in the banking world – and the challenges these innovations pose. Around the Digital Banking World . To read the full story, download this month’s edition of the Digital Banking Tracker. contact-form-7]. .

Trends 118

Trends Digital Banking Mobile blockchain 118

The Financial Brand

JANUARY 12, 2022

to fully embrace open banking, even though consumers routinely link third-party apps to their bank accounts. The post New Data: People Don’t Trust Open Banking or Fintechs, But Use Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It may take years for the U.S.

Fintech 43

Fintech Data Banking Trends Analysis 43

The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis National 43

The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 23, 2021

The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

Fintech 43

Fintech Training Banking Trends Analysis 43