South State Correspondent

APRIL 30, 2024

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. We believe that community banks should choose a path that offers the most operational flexibility.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. We believe that community banks should choose a path that offers the most operational flexibility.

Community Bank 195

Community Bank FDIC Community National 195

FICO

JUNE 14, 2021

of North American e-commerce payments by 2024, up from 1.6% Other providers, such as credit card companies, operate differently; those offering BNPL typically charge a fixed monthly fee instead of interest. For banks with their own BNPL offering, a multi-layered approach to risk management and fraud protection is critical.

Fraud 52

Fraud Cards Millennials Utah 52

Abrigo

FEBRUARY 6, 2024

Yet despite warnings about the high prevalence and high costs of check fraud, many banks and credit unions operate without systematic fraud prevention programs or lack the technology to combat check fraud. According to fraud strategists , check fraud is projected to soar to $24 billion in 2024.

Fraud 221

Fraud Training Trends Regional 221

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Expect more deals to be announced in 2024.

Fintech 194

Fintech Community Regional Technology 194