FICO

JANUARY 15, 2021

The FICO Blog posts last year reflected that – we wrote about everything from the impact on collections, proactive lender communications with consumers, issues with fraud, and of course, how FICO® Scores were impacted. Here are the top five posts from 2020 related to the FICO Score: FICO Resilience Index Now Available For Lenders To Pilot.

Report 59

Report Payments Cards Data 59

PYMNTS

DECEMBER 14, 2020

Smart technologies have enormous potential to improve both human life and the health of the planet,” stated the World Economic Forum’s 2020 Wild Wide Web report. In the case of cybersecurity, the United Nations’ 2019 Digital Economy Report made an unequivocal call for collective action.

Google 192

Google Security Washington Risk Management 192

CFPB Monitor

NOVEMBER 22, 2022

This includes IDIs acting as lenders in bank/fintech partnerships. Continue to coordinate with the CFPB and other relevant federal agencies regarding principles and practices for identifying and mitigating violations of fair lending laws by IDIs and non-bank lenders that use alternative data in underwriting.

Fintech 78

Fintech Report Data Lending 78

PYMNTS

OCTOBER 10, 2016

203 billion to be spent on Big Data analytics solutions by 2020 , said IDC, highlighting banking and manufacturing as the industries that will fuel this spend. That’s due to the capabilities of risk management, fraud detection and prevention and compliance within data analytics solutions.

Big Data 100

Big Data Analytics Data Survey 100

FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? Speaking of emerging pressures, will 2019 be the year that the streak of 8+ consecutive years of increases in the average national FICO® Score comes to an end? Growth in Application Fraud Scoring Solutions.

Trends 63

Trends Fraud Data National 63

PYMNTS

MAY 2, 2016

billion will be generated by the cloud security industry by 2020, researchers from Allied Market Research concluded. percent compound annual growth rate between 2015 and 2020, with North America dominating the cloud security sector. 240 million is lost to invoice fraud a year by businesses in the U.K.,

Lending 100

Lending Security Fraud Regional 100

Gonzobanker

DECEMBER 20, 2019

If you think of teams that take early system adoption risk, manage it well and get an edge on the competition as a result, you probably don’t think first of a $1 billion credit union in Kalamazoo. Niche Payments Acquisition Award – Goes to City National Bank for its acquisition of FilmTrak. Might be time to. It’s game on.

Idaho 148

Idaho Conference Data Marketing 148

FICO

OCTOBER 7, 2022

Buy Now, Pay Later: BNPL Fraud and Regulatory Update. Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny. As payments professionals well know, change creates opportunities for fraud. Meanwhile … BNPL Fraud Is on the Rise.

Fraud 52

Fraud South Carolina San Francisco Regulation 52

Independent Banker

DECEMBER 31, 2021

If 2020 was the year no one expected, 2021 was a year of resetting expectations. Like most other community bankers, you spent many long nights processing Paycheck Protection Program (PPP) loans, planning how to do business in a pandemic and much more throughout 2020 and 2021. 30, 2020, to Sept. Illustration By blindSALIDA.

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

OCTOBER 1, 2022

It has implications for everything from regulatory compliance and risk management to a bank’s ability to engender trust in its customers. There’s also been significant changes to cyber insurance, including increases in premiums and deductibles,” says Anna Kooi, national financial services leader in the Chicago office of Wipfli LLP.

Data 91

Data How To Community Bank California 91

Gonzobanker

DECEMBER 17, 2021

It was a cray cray year for mergers and acquisitions (M&As) in 2021 coming out of COVID slowdown in 2020. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Congrats on a brave move and national recognition Jim! THE BANKER AWARDS.

Fintech 142

Fintech Strategy Leadership Lending 142

Gonzobanker

DECEMBER 22, 2015

We don’t know what Los Alamos National Bank’s marketing department was drinking when it designed the customized water bottle labels, but we’re giving them big points for creativity. Tie: Money 2020. Driving real results instead of theoretical internal PowerPoint presentations will be a priority for all these newly promoted leaders.

Community Bank 60

Community Bank Apple Community Technology 60

FICO

JULY 28, 2020

A 2019 Allianz survey of risk management experts across 86 countries ranked cyber incidents as the biggest single point of risk for an organization, thus highlighting the need for an effective insurance policy to transfer risk from potentially damaging effects of a cyber-attack.

Marketing 69

Marketing Cyber Security Policies Comparison 69