2011 Lending Management Risk Management 
Abrigo
AUGUST 1, 2022
Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . What are model risk management and model validation? It establishes three elements that comprise an appropriate model risk management framework: 1.
Abrigo
JUNE 17, 2015
Like other types of lending, banks must remain cautious to avoid too heavy of an agricultural concentration or too much lending within a certain ag segment. Without diversification, risks will be expounded. The challenge is that market conditions in this type of lending tend to be volatile.
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FICO
DECEMBER 8, 2022
Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management. Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk. by Jim Patterson.
PYMNTS
JUNE 29, 2016
” The bank said the charge relates to asset finance loans underwritten that did not meet Shawbrook’s lending criteria. In other words, the bank had been lending out what some reports described as “dodgy” loans. having launched in 2011 as the industry and regulators look to increase competition in the sector.
Abrigo
AUGUST 3, 2017
For perspective, a mere 4 banks have opened since 2011, and two of those were in 2017 alone: both International Bank of Commerce of Oklahoma City, OK, and Blue Gate Bank of Costa Mesa, CA, opened in January 2017. Learn more about how Sageworks can help banks and credit unions grow profitably and mitigate risk.
Abrigo
OCTOBER 30, 2015
Banks, according to Comptroller of the Currency Thomas Curry, are starting to reach for additional growth by lending to less creditworthy borrowers, a move that increases risk to the institution. One area of credit risk that is concerning to the OCC is auto lending, which has been steadily growing in recent years.
FICO
SEPTEMBER 29, 2022
Whether that’s making more efficient risk decisions at the point of sale, managing the customer base effectively, or even managing overheads to keep costs reigned in. FICO Platform also lends itself to joining informed, fully risk-aware acquisition decisions across the lifecycle and across multiple use cases.
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