Fintech Labs Insights

MAY 20, 2015

Payment processor, WePay has just added $40 million in new funding to its investment total , courtesy of a Series D investment led by FTV Capital. The Series D round takes WePay’s overall capital to more than $75 million. FTV Capital partner Chris Kinship will join WePay’s Board of Directors as part of the deal.

Capital 12

Capital San Jose Risk Management Google 12

Jeff For Banks

MAY 20, 2017

Construction concentration criteria : Loans for construction, land, and land development (CLD) represent 100% or more of a banking institution's total risk-based capital. But isn't fast growth by itself an indicator of increased risk of failure, regardless of the loans that fueled the growth? The below two charts tell a story.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. As a matter of fact, the formula has pointed to above 1% since 2009. China is paying the price for these actions. They used to hold reserves of $4 trillion in 2014. Is it another form of the Higgs Boson? Stay tuned!

Community Bank 60

Community Bank Atlanta Data Marketing 60

PYMNTS

JULY 13, 2016

However, selloffs over the years chipped away to where Minyard found itself this week, though Fiesta Mart CEO Michael Byars — a former Minyard employee himself from 2005 to 2009 — believes there’s still some valuable assets to work with. “Minyard has a rich heritage and good people working there,” Byars said.

California 100

California St. Louis Retail Branding 100

Jeff For Banks

JANUARY 18, 2014

To put that GDP growth into perspective, consider that, in the three years following the recovery which began in June, 2009, real GDP averaged +2.2%. and Janney Capital Markets at 2.1% Businesses are still cautious in capital spending. In the ten previous recessions, real GDP averaged +4.6% during a recovery.

Philadelphia 83

Philadelphia Policies US Marketing 83

Jeff For Banks

OCTOBER 21, 2010

Rates have fallen to incredible lows; Pimco, a large money manager, has referred to them as “Eisenhower” lows because they were prevalent in the 1950s. Rebuilding of depleted inventories and increased capital spending helped to get GDP growth back on track in the summer of 2009 and into 2010. What are the Markets Thinking?

Taxes 60

Taxes Marketing Capital Policies 60

Jeff For Banks

JULY 15, 2013

In the past decade, we have seen several Treasury routs that resulted in huge selling in the markets, most notably in 2003-2004, 2005-2006, and 2009. The selloff in 2009 was an adjustment following the extreme crisis in late 2008. The future direction of Fed policy will be determined by data that is not yet even created.

Marketing 83

Marketing Dallas Policies Groups 83

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. billion of assets under management. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

Jeff For Banks

OCTOBER 11, 2011

Liquidity is becoming a problem for these banks, and with their stocks battered daily, they have no ready sources of capital. Stocks have taken the brunt of investor frustration, selling off steeply in the third quarter for the worst quarterly loss since the height of the financial crisis in late 2008 and early 2009. Thank you, Steve!

DC 66

DC Security Washington Risk Management 66

CB Insights

DECEMBER 5, 2017

Assurant most recently made a $5M investment in professional rental management company Vacasa , while AIG made investments in 2015 in construction-site wearable safety firm Human Condition Safety and cyber defense services and compliance firm K2 Intelligence. Allianz Ventures. Number of investments: 6. American Family Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

JULY 16, 2017

AIG’s investment in workplace wearable safety startup HCS is a play in reducing the risk of commercial claims, while its investment in cyber investigation firm K2 is meant to develop products to reduce client cyber risks. Hiscox’s latest investment, Indio , provides a workflow management platform for commercial insurance brokers.

Strategy 28

Strategy Marketing Analytics Innovation 28

Jeff For Banks

JULY 27, 2014

Numerous regulations burdening all industries and higher capital requirements for the banking industry will weigh down growth. Since the recovery began in June, 2009, real GDP has averaged +2.2%. Investors’ Business Daily has estimated the annual cost of regulation at $1.86 It is still tame and at or below Fed targets.

Analysis 89

Analysis Report US Industry 89

CB Insights

OCTOBER 6, 2017

In financial markets, global risk and asset management firm BlackRock laid off around 40 employees earlier this year, including portfolio managers and stock managers. Khosla Ventures also backed Cafe X Technologies in Q1’17, alongside The Thiel Foundation, Felicis Ventures, and Social Capital.

Software 69

Software Industry Retail United States 69

Fintech Labs Insights

MAY 27, 2016

What’s most impressive is the fact that in 2009, there were only 90. Market capitalization of $3.8 Market capitalization of $33 million. Founded in 2009. ” The statistic that stood out to me was 430 : the number of fintech startups headquartered in Israel. Earnix – FinovateSpring 2016. Founded in 2001.

Innovation 14

Innovation Fintech System Risk Management 14

PYMNTS

APRIL 9, 2019

Carranza has a history at the SBA, serving as its deputy administrator between 2006 and 2009. ” He added that the hiked fees are likely to pass costs down to small business borrowers, and limit their ability to access capital. ” said Trump in a tweet announcing the nomination, according to Reuters. Last year, the U.S.

Lending 128

Lending Policies US Capital 128

Jeff For Banks

FEBRUARY 3, 2017

Since the recovery began in June, 2009, real GDP growth has averaged 2.3%. In the past ten years, the economy has not managed even one year of 3.0%+ growth. The two year Treasury yield reached 1.26%, its highest level since August, 2009 and the ten year Treasury yield reached 2.58%, its highest level since September, 2014.

Marketing 60

Marketing Taxes Regulation US 60