article thumbnail

BOJ Deputy Gov: Central Bank Must Explore Digital Money

PYMNTS

Depending on how things unfold in the world of settlement systems, public demand for CBDCs could soar in Japan,” Amamiya said in a seminar in Tokyo on Thursday (Jan. Amamiya said he doesn’t foresee CBDC changing how the current monetary policy affects areas like interest rates, asset prices and lending.

Policies 130
article thumbnail

Reimagining Credit Unions: The Federal Option, Lessons from Europe and Peer-to-Peer Lending

Filene

The credit union system seems to be at a crossroads, buffeted by pressures from all corners including regulators, lending markets, and disruptive payment systems. Examining the potential synergies between credit unions and new online lending platforms. Presented by Filene and Canadian Credit Union Association.

Lending 28
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

FTC sends ECOA report to CFPB

CFPB Monitor

With respect to fair lending research and policy development, the FTC’s efforts included hosting a public workshop on the use of “big data,” including how such data impacts the extension of credit to consumers, and a seminar on alternative scoring products. Fair Lending ECOA FTC'

Report 60
article thumbnail

Are Employers The Low-Dollar Lenders Of The Future?

PYMNTS

As the controversy around payday lending continues to swirl and questions about how and if low-dollar loans can be offered to low-income workers in a fair and low-cost manner are brought up more and more, a new potential source of such funds has started striding onto the field. and Zebit Inc. to help fund and service loans.

New York 100
article thumbnail

Education: By Popular Demand

Independent Banker

It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. Community Banker University offers educational opportunities through live, in-person seminars and webinars, publications, audio conferences, self-study programs and videos. 25–30 in Denver.

article thumbnail

Rebeca Romero Rainey: The future is bright

Independent Banker

reaches out to its diverse customer base with free seminars that have covered topics such as economic conditions, cybersecurity and residential construction trends. came up with an innovative lending solution to help its customers rebuild their homes after wildfires devastated their community. Quantum National Bank in Suwanee, Ga.,

article thumbnail

Lender Life

Independent Banker

Robust online mortgage websites embrace today’s lending challenges as well as consumer needs. I still do a lot of lending myself,” Michelotti says. Now such mortgage lending preliminaries are handled online. Ron Haynie, ICBA’s mortgage lending expert. Your Lending Resources. Featured Lender Life Lending Mortgage'