Abrigo

MARCH 9, 2017

CDFIs are attractive partners to banks in part because of their long, 30-plus-year track record of managing capital, with few examples of investor losses. CDFIs use grant dollars to leverage additional debt and expand their lending activity. A bank will typically provide debt to a CDFI that is active in the bank’s CRA Assessment Area.

Community 246

Community San Francisco Capital Philadelphia 246

CFPB Monitor

FEBRUARY 25, 2016

The 21 st Annual Consumer Financial Services Institute, sponsored by the Practicing Law Institute, will take place on April 4-5, 2016 in New York City (and by live webcast and groupcast in Cincinnati, Cleveland, Philadelphia, Pittsburgh, Mechanicsburg, PA) and on May 12-13, 2016 in Chicago. Thompson, Managing Counsel, Office of Regulations.

New York City 60

New York City Cleveland Philadelphia New York 60

CFPB Monitor

APRIL 11, 2016

The New York City session was held on April 4-5, 2016 (with live webcasts and groupcasts in Cincinnati, Cleveland, Philadelphia, Pittsburgh, Mechanicsburg, PA).). The CFPB panelists in Chicago will be: Jeffrey Langer, Assistant Director for Installment Lending and Collections Markets. Twohig, Assistant Director for Supervision Policy.

Chicago 60

Chicago New York City Cleveland New York 60

CFPB Monitor

FEBRUARY 17, 2015

The 20 th Annual Consumer Financial Services Institute, sponsored by the Practising Law Institute, will take place on April 6-7, 2015 in New York City (and by live webcast and groupcast in Cleveland, Philadelphia, Pittsburgh, Mechanicsburg, PA and New Brunswick, NJ) and on April 27-28, 2015 in Chicago.

NJ 60

NJ New York City Cleveland Philadelphia 60

Abrigo

JANUARY 29, 2016

Officials with the banking regulatory agencies recently outlined best practices they encourage as they relate to evaluating an institution’s fair lending risk, and one of those best practices was to document pricing and other underwriting criteria, including exceptions. According to James L.

Capital 150

Capital Philadelphia Policies Strategy 150

CFPB Monitor

JANUARY 23, 2017

The 22nd Annual Consumer Financial Services Institute, sponsored by the Practising Law Institute, will take place on March 27-28, 2017 in New York City (and by live webcast and groupcast in Atlanta; Philadelphia, Pittsburgh, and Mechanicsburg PA) and on May 4-5, 2017 in Chicago. Thompson, Managing Counsel, Office of Regulations or Kelly T.

New York City 60

New York City Chicago New York Philadelphia 60

CFPB Monitor

SEPTEMBER 25, 2015

The joint complaint filed by the CFPB and DOJ in federal district court in New Jersey states that the action resulted from a joint investigation by the agencies of the bank’s lending practices following the CFPB’s referral of the bank to the DOJ pursuant to the ECOA. The proposed consent order requires the bank to pay a $5.5

NJ 60

NJ New Jersey New York Philadelphia 60

Jeff For Banks

MAY 4, 2020

Even churches are closed and the new reality had me watching Easter church services from the Cathedral Basilica in Philadelphia on a website. For most of us here around Philadelphia, the stay at home restrictions began on March 13th, which was Montgomery County‘s date. Restaurants are closed. Theaters are closed. Congress passed $2.3

Marketing 78

Marketing Philadelphia Community Bank US 78

PYMNTS

NOVEMBER 14, 2017

Online consumer lending – in a variety of forms – has grown explosively over the last decade. The recent release of a study by the Cleveland Federal Reserve has managed to increase the decibel level of that debate. So how did one branch of the Fed end up on such a different page from their counterparts? Cleveland’s Dark Outlook.

Study 101

Study Lending Cleveland Online 101

Independent Banker

JANUARY 26, 2016

Cady, managing partner of CS Consulting Group LLC in San Diego, will help lead a Community Banking LIVE workshop on forces shaping the future of the community banking industry, titled “Future Forces: How to Thrive in a World of Digital Disruption.” Develop senior management incentive programs that are performance driven.

Community Bank 70

Community Bank Community San Diego Strategy 70

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. By Ed Avis.

Community Bank 172

Community Bank Community National Philadelphia 172

CB Insights

APRIL 17, 2018

Operating Location: Philadelphia, PA. After 4 years with the company, Brian joined Google as a Software Engineer and inevitably rose to become an Engineering Manager. Jeff began his post-graduate career as a Management Consultant with The Boston Consulting Group. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

Fintech Labs Insights

JANUARY 7, 2016

HQ: Philadelphia, Pennsylvania. Social media management & compliance for financial institutions . Credit risk management. HQ: Trieste, Tags: SMB, credit, lending, trade financing, underwriting, commerce. Tags: Consumer, credit, lending, loans, underwriting, investing, P2P. Person-to-person lender . ModeFinance.

St. Louis 12

St. Louis social media Company Fintech 12

Fintech Labs Insights

AUGUST 20, 2015

Alt-consumer lending. Peer-to-peer lending marketplace for small businesses. Mobile investment research & management tool. Microfinance management for the institution. Tags: Credit, P2P, lending, underwriting, investing, SMB. Total raised: $1.75 billion (at least $400 million is debt). HQ: Chicago, Illinois.

San Francisco 12

San Francisco Company Fintech California 12

Jeff For Banks

FEBRUARY 1, 2019

Indeed, banks generally pull back on lending if longer-term loan rates are less than their cost of funds, which are generally based on shorter-term rates. Since 1960, all six recessions have been preceded by inverted yield curves. Investors are fearful because they see this type of curve hurting economic activity. Thanks for reading!

Marketing 60

Marketing Community Bank Community Risk Management 60

Independent Banker

APRIL 30, 2022

The Philadelphia Trust Company. Philadelphia. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. —Molly Bennett, executive editor, Independent Banker. Less than $300 million. By William Atkinson. Tuscaloosa.

Community Bank 172

Community Bank Community Montana Taxes 172

Gonzobanker

DECEMBER 20, 2019

billion of assets under management. Hats off the Schools Financial’s board and management for acknowledging that even multi-billion dollar credit unions can drive value via merging with someone bigger. Brown gives his employees $100 to go open accounts across the Philadelphia area and then shares the results: good, bad and humorous.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

MAY 23, 2019

LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. Select Investors: MasterCard, Wellington Management. LendingClub founder violates own company’s business practices. Total Funding: $263M. Total Funding: $314M.

Fraud 78

Fraud Las Vegas Company Video 78

Jeff For Banks

FEBRUARY 26, 2011

I recently spoke at a Financial Managers Society meeting packed with FI CFOs and controllers and asked the crowd what they thought "evaluate strategic alternatives" meant. Strategy execution typically lends itself to a long-term view. In unison, they responded "sell". using a 13x earnings multiple and a 9% discount rate.

Analysis 73

Analysis Strategy Exercises Philadelphia 73

Jeff For Banks

FEBRUARY 3, 2017

In the past ten years, the economy has not managed even one year of 3.0%+ growth. Bank lending has not been the catalyst it used to be for improved growth in this recovery compared to prior ones; maybe we can point at regulation after regulation being forced onto banks and higher, more restrictive capital requirements.

Marketing 60

Marketing Taxes Regulation US 60