CFPB Monitor

DECEMBER 6, 2021

Prior to the issuance of the two new reports, the Bureau’s most recent report on overdrafts was issued in August 2017 under the leadership of former Director Cordray. Two earlier reports were issued in June 2013 and July 2014 , also under former Director Cordray. And, in any event, high fees alone are not unlawful.

Regulation 78

Regulation Policies FDIC Leadership 78

PYMNTS

FEBRUARY 19, 2019

banking industry is in flux, largely thanks to federal policy that has made it easier (and faster) for institutions to merge. It also meant the loss of financial advice, local civic leadership and an institution that brought needed customers to nearby businesses,” Powell said last week , according to reports.

Marketing 108

Marketing Community Community Bank Industry 108

CFPB Monitor

APRIL 18, 2016

The Dodd-Frank Act required the CFPB and various other federal agencies, including the Fed, OCC, FDIC, NCUA, and SEC, to establish an OMWI, and also required each OMWI to submit an annual report to Congress. The Final Standards became effective on June 10, 2015.

Report 60

Report Policies FDIC Regulation 60

American Banker

JANUARY 5, 2022

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Leadership 83

Leadership FDIC Policies 83

Independent Banker

DECEMBER 13, 2015

The bank’s assistant vice president for cybersecurity and data security policy, he says the tool “gives you another window to look at what you have, to qualify and quantify your risk.”. These agencies had input: the Federal Reserve, the Office of the Comptroller of the Currency, FDIC and the National Credit Union Administration.

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

The bank’s assistant vice president for cybersecurity and data security policy, he says the tool “gives you another window to look at what you have, to qualify and quantify your risk.”. These agencies had input: the Federal Reserve, the Office of the Comptroller of the Currency, FDIC and the National Credit Union Administration.

Tools 70

Tools Community Community Bank Security 70

CFPB Monitor

MARCH 10, 2022

leadership in the global financial system and in technological and economic competitiveness; promotion of equitable access to safe and affordable financial services; and promotion of responsible development and use of digital assets. Such other agencies include the CFPB, FTC, Federal Reserve Board, FDIC, and OCC.

FDIC 148

FDIC National cryptocurrency Leadership 148

Independent Banker

MARCH 15, 2015

Yet his steady leadership is paired with a willingness to challenge the status quo cautiously to keep up with an evolving marketplace—a quality that appealed to the bank’s board when it promoted him from loan officer to bank president 25 years ago. Policy Development. Housing Policy Task Force, member. Thoughtful action.

Ohio 70

Ohio Community Bank Community Lending 70

CFPB Monitor

DECEMBER 15, 2020

It represents the CFPB’s fourth rulemaking agenda under Director Kraninger’s leadership. In December 2018, the CFPB announced final policy guidance regarding the application-level HMDA data that will be made available to the public. The agenda estimates issuance of a Notice of Proposed Rulemaking in February 2021.

Policies 78

Policies Regulation Data Lending 78

Abrigo

SEPTEMBER 14, 2022

You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." The C-suite needs to take an active leadership role in supporting and influencing the organizational changes that will allow them to succeed in the commercial lending space when Section 1071’s final rule is implemented. . Learn More.

Lending 195

Lending Data Regulation Community 195

CFPB Monitor

DECEMBER 3, 2018

On November 15, 2018, in response to a November 7, 2018 letter from Republican Senators , FDIC Chairman Jelena McWilliams announced that the FDIC has engaged outside counsel to investigate the Obama-era Operation Choke Point, under which the FDIC and other government agencies pressured banks not to do business with payday lenders.

FDIC 68

FDIC Operations Exercises Policies 68

CFPB Monitor

DECEMBER 16, 2020

Chairman Waters and members of her staff are expected to have a strong voice in shaping the Biden Administration’s approach to financial services regulatory policy. The CFPB, under new leadership, should be directed “to aggressively protect consumers by enforcing the law.”.

Policies 78

Policies Regulation Lending FDIC 78

CFPB Monitor

JULY 6, 2020

It represents the CFPB’s third rulemaking agenda under Director Kraninger’s leadership. These actions could include, but are not limited to, updated compliance aids, policy statements, or other guidance.”. In January 2020, the CFPB issued a policy statement to clarify the Dodd-Frank Act’s abusiveness standard.

Regulation 78

Regulation Policies FDIC Lending 78

CFPB Monitor

APRIL 18, 2019

The leadership of the CFPB, OCC, FDIC and FTC is now firmly under Republican control. The second panel will include discussion among OCC and FDIC representatives. Leonard Chanin, FDIC, Deputy to the Chairman. I am again co-chairing the event, as I have for the past 23 years. Ian Campbell, OCC, Counsel.

Chicago 68

Chicago FDIC Regulation Leadership 68

American Banker

DECEMBER 7, 2023

Chairman Martin Gruenberg's leadership ability. Led by Senate Banking Committee ranking member Tim Scott, R-S.C., GOP members of the Senate Banking Committee say they have concerns about Federal Deposit Insurance Corp.

FDIC 41

FDIC Leadership Policies Compliance 41

Jeff For Banks

APRIL 14, 2022

21st Century Monetary Policy: The Federal Reserve from the Great Inflation to COVID-19 2022 Ben S. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. Bernanke Bernanke, Ben S. Essays on the Great Depression 2004 Ben S. Bernanke Bernanke, Ben S. Bernanke Bernanke, Ben S. Bove Bove, Richard X.

America 78

America National Denver United States 78

CFPB Monitor

JANUARY 9, 2017

We previously reported that Paul Atkins would be on the landing team for the CFPB as well as the landing teams for the FDIC and OCC. Jordan is currently President and CEO of a government relations firm that specializes in strategic business development and President of the National Black Republican Leadership Council. ”).

Leadership 60

Leadership FDIC Policies Compliance 60

CFPB Monitor

OCTOBER 19, 2020

For our webinar last week, “What a Blue Wave in the November 2020 Elections Could Mean for the Consumer Financial Services Industry,” we were joined by special guest Isaac Boltansky, Director of Policy Research at Compass Point Research & Trading. In Chris’s view, such criticism is unfounded.)

Leadership 78

Leadership FDIC Exercises Lending 78

FICO

JULY 17, 2017

As a result of several recent policy developments, talk of achieving meaningful US financial regulatory reform is getting louder. The election of a new president has presented President Trump with the opportunity to make sweeping changes within the leadership structure of all the federal agencies, including the independent banking agencies.

US 40

US Leadership Regulation Policies 40

FICO

JANUARY 9, 2017

The FDIC, Fed and OCC recently initiated the process for drafting new cybersecurity regulations for banks with assets exceeding $50 billion. New FCC leadership will provide much-needed TCPA relief. We’ve already seen several early indications of this. fraud alerts) in accordance with the 1991 Telephone Consumer Protection Act (TCPA).

Regulation 40

Regulation Lending New York Leadership 40