PYMNTS
SEPTEMBER 27, 2019
As has been seen in previous quarters, “tailored experiences” aided by algorithms are strengthening company/consumer bonds, as major regions such as North America and China were up double-digit percentage points year over year. Digital, of course, also can help goose margins, as gross margins grew to 45.7
Abrigo
JULY 14, 2023
How has the commercial real estate market performed, and how it is performing today by collateral type in your region/market? This exercise may reveal the need for bigger-picture data analysis. For example, your top goal for next year might be to expand your lending geographic footprint. Industry borrower data.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
South State Correspondent
AUGUST 21, 2022
Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. Lending Discipline: Hedging programs make loan pricing more transparent and force bankers to exercise sensible pricing methodologies.
South State Correspondent
APRIL 27, 2022
Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. Journey mapping with meaning – Journey mapping is not a one-time exercise or some bank marketing consultant’s final deliverables.
FICO
DECEMBER 20, 2018
The annual exercise of staring into our crystal balls and making predictions for the coming year has begun. In our current rising rate environment, any bank that can’t grow (or at least sustain) its deposits base will face shrinking net interest margins and a competitive disadvantage in their consumer lending businesses.
CFPB Monitor
DECEMBER 3, 2018
Under my leadership, the FDIC’s oversight responsibilities will be exercised based on our laws and our regulations, not personal or political beliefs,” she concluded. That internal policy is in furtherance of her deep investment in “transparency and accountability at the FDIC.”. “To
Abrigo
OCTOBER 9, 2019
The scenarios can include increases in interest rates, changes in cap rates by regions (this helps when evaluating collateral components), changes in rents, vacancies, or expenses, and CRE collateral stress. Regulatory communities and auditors want to see that CECL and stress testing remain as consistent as possible across the organization.
Expert insights. Personalized for you.
116 
Let's personalize your content