Abrigo

JULY 14, 2023

How has the commercial real estate market performed, and how it is performing today by collateral type in your region/market? This exercise may reveal the need for bigger-picture data analysis. For example, your top goal for next year might be to expand your lending geographic footprint. Industry borrower data.

Strategy 195

Strategy Data Analytics Analysis 195

South State Correspondent

APRIL 27, 2022

Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. Journey mapping with meaning – Journey mapping is not a one-time exercise or some bank marketing consultant’s final deliverables. Build from there.

Customer Experience 195

Customer Experience eBook User Experience Policies 195

FICO

DECEMBER 20, 2018

The annual exercise of staring into our crystal balls and making predictions for the coming year has begun. In our current rising rate environment, any bank that can’t grow (or at least sustain) its deposits base will face shrinking net interest margins and a competitive disadvantage in their consumer lending businesses.

Trends 73

Trends Lending Fraud Exercises 73

Independent Banker

JULY 31, 2022

Assessing the value of bank branches is an exercise that began long before the pandemic, but vaccine and mask mandates added new considerations to the debate. Rethinking branches isn’t a one-size-fits-all exercise. Recruiting is easier in some regions than others. Consider your branch strategy.

Strategy 135

Strategy Community Bank Louisville Community 135