Payments Dive

NOVEMBER 15, 2023

The buy now, pay later provider’s account will offer savings-level interest, ATM access and direct deposit, Affirm executives said.

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ATM Cards 221

CFPB Monitor

NOVEMBER 15, 2023

Florida SB 146, a bill that would add a “Predatory loan prevention” section to the Florida Consumer Finance Act has been introduced in the Florida Senate, seeking to curb bank-model lending programs and codify a “true lender” analysis with language similar to legislation enacted in Minnesota and other states within the past three years.

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Florida Analysis Minnesota Lending 78

Payments Dive

NOVEMBER 15, 2023

The two companies have collaborated to integrate Convera’s payments services into ADP’s payroll software.

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Payments Software Company 221

American Banker

NOVEMBER 15, 2023

With employees regularly fleeing to bomb shelters — and some being called away to military service — these technologists must still serve a global clientele while confronting fear and destruction at home.

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Fintech Payments 92

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

How do you know if your accounting team is ready to automate the month-end close? Join us in this informative webinar, where we share the top 8 signs that indicate that a team has outgrown all existing tools and may be ready to embark upon month-end close automation. We will examine the process clues that help determine whether your team would be a good candidate for automation.

Course

Dataconomy

NOVEMBER 15, 2023

OpenAI has just unleashed a surprise: GPT-5 is officially in the works. Fresh off the success of GPT-4, this revelation signals a departure from earlier hesitations, propelling us into an era where machines not only understand human language but predict its nuances with uncanny accuracy. CEO Sam Altman’s initial reluctance, a strategic move to trademark GPT-5, and the deployment of GPTBot for a robust dataset.

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Training Community Industry Online 77

Dataconomy

NOVEMBER 15, 2023

With technology developing day by day, the way we do business is also changing, and autonomous mobile robots will perhaps be one of the most important business adaptations that the future will offer us. The accelerated development in artificial intelligence technology, which started at the beginning of last year, has deeply affected many sectors. Many of us now have intelligent assistants whose support we can ask for while doing our work.

Mobile 72

Mobile Industry Technology Retail 72

American Banker

NOVEMBER 15, 2023

At the American Fintech Council's 2024 policy summit, banking-as-a-service was the talk of the town as experts shared how to avoid missteps in the business.

Fintech 89

Fintech Policies How To Regulation 89

BankInovation

NOVEMBER 15, 2023

It’s that time of year again: The leaves are changing color, the days are getting shorter, the smell of pumpkin spice is in the air… and you just might happen to spot Christmas trees and reindeer lining store shelves.

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American Banker

NOVEMBER 15, 2023

As CEO, Gary Fukuroku has helped turn the Hawaiian-based institution into one of the largest in the state and has raised significant funds to help those affected by this year's wildfires.

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Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. It's time to end that worry and embrace what could make a major difference for your bank. Understanding how they work and how to best utilize them for your banks is key toward success. In this article, Biz2X breaks down all things digital platforms, including the many advantages of embracing them.

Lending

BankInovation

NOVEMBER 15, 2023

Jude Schramm, executive vice president and chief information officer at Fifth Third Bank, will speak on the panel “The AI revolution in banking: A road map for the future” at Bank Automation Summit U.S. 2024 on Monday, March 18, at 1:15 p.m. CT.

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Nashville 62

American Banker

NOVEMBER 15, 2023

The regional bank announced a near-doubling of the size of its most-senior leadership team, plus expanded roles for two former SunTrust executives and the hiring of a wholesale banking chief from Wells Fargo. Truist is under pressure to improve both its efficiency and its financial performance.

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Leadership Regional 81

BankInovation

NOVEMBER 15, 2023

EverBank, formerly TIAA Bank, is converting its consumer digital banking operations to FIS’ Digital One to kick off 2024. TIAA completed the sale of its subsidiary TIAA Bank to private investors in August and the bank has now rebranded as EverBank, according to an EverBank release. As the $34.6 billion, Jacksonville, Fla.

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Jacksonville Digital Banking Operations Retail 62

American Banker

NOVEMBER 15, 2023

OFG Bancorp's CEO José Rafael Fernández has weathered tough times during Puerto Rico's economic downturn. Now he is hopeful that his bank can seize on the better times ahead.

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Puerto Rico Community Community Bank 81

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In the ever-evolving commercial lending landscape, adaptability is key to survival and growth. As lenders navigate the challenges and opportunities presented by the state of the market, alternative lending strategies have emerged as powerful tools for success. We will explore six strategies with the potential to transform lenders’ business. Understanding alternative lending strategies is crucial.

Lending

BankInovation

NOVEMBER 15, 2023

Deutsche Bank made a seed investment in AI-driven information and documentation processing company Kodex AI last month. The Berlin-based startup raised 1.6 million euros ($1.

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Fintech Company 59

American Banker

NOVEMBER 15, 2023

Share prices climbed sharply amid increased optimism about the outlook for interest rates. Regional banks that got hammered earlier this year were among the biggest winners.

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Regional Industry 81

Dataconomy

NOVEMBER 15, 2023

The sudden emergence of the new ChatGPT design has injected a breath of fresh air into the realm of OpenAI’s AI chatbot. Users engaging with ChatGPT are now greeted by a visually striking transformation that seamlessly fuses functionality with a futuristic touch. After the ChatGPT design change, the interface welcomes users with a clean and minimalist look.

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User Experience Comparison Innovation Branding 45

American Banker

NOVEMBER 15, 2023

The $7.7 billion-asset federal credit union in East Lansing announced its third deal in as many months — the planned purchase of in-market peer Gabriels Community Credit Union. And it has two bank acquisitions pending.

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Michigan Community Marketing Community Bank 78

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Creating a winning digital lending experience requires plenty of focus on the needs of customers and more. Biz2X Chief Product Officer Aaron Traub covers everything from how to create such an experience, areas to hone in on, pitfalls to avoid, and plenty more in this insightful article. Discover how to utilize new technology without alienating existing customers, what to emphasize when working on your platform, and how to utilize the data at your disposal while not becoming overly reliant on it.

Lending

Dataconomy

NOVEMBER 15, 2023

Google DeepMind’s latest innovation, GraphCast weather forecast AI, marks a significant advancement in weather prediction technology. The impact of weather is ubiquitous, influencing everything from daily wardrobe choices to energy production, and in extreme cases, creating storms that have profound effects on communities. As global weather patterns become increasingly volatile, the demand for swift and reliable weather forecasts has escalated.

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Google Innovation System Training 45

American Banker

NOVEMBER 15, 2023

A key gauge of activity that tracks startups most likely to create jobs declined in October, potentially signaling the start of a slowdown amid the fallout of high interest rates. It presents a red flag for community banks and credit unions that are major lenders to small businesses.

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Community Bank Data Community Lending 77

Dataconomy

NOVEMBER 15, 2023

As expected, almost all of the Microsoft Ignite 2023 announcements are “in-a-way” related to AI, while some are directly about today’s hottest trend, artificial intelligence. We gathered some of the most important announcements made by Microsoft at the event. This year’s Microsoft Ignite conference has gone full-throttle into artificial intelligence, with nearly 600 sessions dedicated to its various facets.

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Knowledge Base Meeting Trends User Experience 41

American Banker

NOVEMBER 15, 2023

Analysts have been debating the impact on household finances and the economy as Americans resume student loan payments. There's already a squeeze from higher interest rates, which are expected to slow consumer spending and economic growth.

Payments 69

Payments Industry 69

Advertiser: Data Robot

The buzz around generative AI shows no sign of abating in the foreseeable future. Enterprise interest in the technology is high, and the market is expected to gain momentum as organizations move from prototypes to actual project deployments. Ultimately, the market will demand an extensive ecosystem, and tools will need to streamline data and model utilization and management across multiple environments.

Marketing

Dataconomy

NOVEMBER 15, 2023

In the ever-expanding landscape of global e-commerce, ordering parcels from China has become a common practice. With the surge in online shopping, the pressing question on every shopper’s mind is, “When will my parcel be delivered?” This article unravels the complexities of international deliveries and explores how the ems tracking tool, backed by Artificial Intelligence, can provide insights into delivery timelines.

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blockchain Online Tools Innovation 41

American Banker

NOVEMBER 15, 2023

Relationships with brokers will be terminated on Dec. 6, but company officials stressed there would be no impact to its loan servicing or other mortgage channels.

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Company Industry 68

Image Works Direct

NOVEMBER 15, 2023

With full hearts and full bellies, we see the holidays as a time of gratitude and thankfulness. Whether you show this gratitude with cobblers and casseroles or kind words from the heart, it’s the little things that show you care. This Thanksgiving, we hope someone tells you how appreciated you are – and if no one else does, we will!

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American Banker

NOVEMBER 15, 2023

Executives at Capital One, U.S. Bank, BMO and Atlantic Union Bank are striving for seamless onboarding and more efficient branch bankers, among other projects on their technology drawing boards.

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Capital Technology Digital Banking 65

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Unlock the secrets to optimizing returns while navigating complex state regulations. With this webinar, gain exceptional insights from industry leaders, each with vast experience and expertise in commercial lending. They will delve into critical aspects of managing default rates in today’s dynamic lending landscape, including the formidable task of managing default rates across diverse states, each with its own legal intricacies and restrictions.

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