PYMNTS

JUNE 1, 2020

That is why it is critical for FIs to build out networks that can handle an increased amount of transactions or swiftly analyze large reams of data, according to Ali Niknam , CEO and founder of European digital bank Bunq. This is similar to the card aggregation solutions that fellow FinTech Curve offers.

Innovation 132

Innovation Strategy Innovation Strategies Security 132

BankInovation

AUGUST 4, 2020

An evolving competitive landscape of banking and fintech has prompted TD Bank to create a new role dedicated to commercial products and innovation, tapping a digital banking industry veteran to join the bank’s ranks.

Innovation 59

Innovation Digital Banking Fintech Industry 59

PYMNTS

MAY 29, 2020

In the May edition of the Digital Banks And The Power Of The Cloud Tracker , PYMNTS examines how both legacy and challenger FIs are using cloud technologies to enhance their online offerings. Why Cloud Computing Is Critical To Banking Innovation. Examining The Legacy Infrastructure Challenges Hampering Cloud Innovation.

Digital Banking 230

Digital Banking Innovation Online Technology 230

BankInovation

JULY 10, 2020

The COVID-19 pandemic has accelerated the move toward digital banking platforms, but this has come with an increased risk for fraud. The lockdown has forced people to use digital banking channels for […].

Fraud 75

Fraud Innovation Fintech Study 75

The Financial Brand

OCTOBER 18, 2020

Jim Marous distills the innovation wisdom of 9 experts interviewed on the Banking Transformed podcast. The post Insights from 9 Global Banking and Fintech Innovation Leaders appeared first on The Financial Brand.

Innovation 43

Innovation Fintech Branding Innovation Strategies 43

The Financial Brand

NOVEMBER 7, 2016

Banking providers are investing in innovation, changing business models and partnering with fintech firms to respond to digital consumer expectations.

Innovation Strategies 33

Innovation Strategies Innovation Strategy Fintech 33

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

Innovation 36

Innovation Fintech Banking Trends Analysis 36

PYMNTS

AUGUST 22, 2019

Jamie Warder, head of digital banking for KeyBank , noted that challenger banks’ newfound popularity may be forcing legacy institutions to innovate, granting them more opportunities to better engage and serve customers. “At Legacy Banks and the Innovation Game. Legacy Banks and the Digital Banking Shift.

Innovation 109

Innovation Digital Banking Fintech US 109

The Financial Brand

OCTOBER 30, 2018

Innovation in Retail Banking report shows growing commitment to innovation, but insufficient investment in advanced data analytics. The post Fintech, Big Tech Rivals Drive Growing Dedication To Innovation appeared first on The Financial Brand.

Innovation 31

Innovation Fintech Analytics Branding 31

PYMNTS

AUGUST 17, 2017

But, while closing physical bank branches might appear to be a wise cost-saving measure, the move comes with risks that could hurt banks’ relations with new millennial customers. Armistead also spoke to the lesson the bank is learning from smartphone apps to better serve its customers online and in brick-and-mortar locations.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

The Financial Brand

JANUARY 6, 2021

The post Sustaining Digital Banking Channels’ Explosive Growth in 2021 appeared first on The Financial Brand. Financial institutions that want to stay in the game need to offer solid basic services before they get fancy.

Digital Banking 43

Digital Banking Branding Innovation Strategies ATM 43

The Financial Brand

JULY 22, 2020

So your financial institution has undergone a digital transformation — now what? You must drive innovation through digital optimization. The post Digital Optimization is Banking’s Next Big Battle in Fintech War appeared first on The Financial Brand.

Fintech 38

Fintech Innovation Branding Innovation Strategies 38

The Financial Brand

DECEMBER 29, 2019

6 ways banks and credit unions must double-down on fintech relationships to achieve the revenue and profit potential of digital innovations. The post Making Fintech Partnerships Work: Tips for Banking Providers appeared first on The Financial Brand.

Fintech 34

Fintech Innovation Branding Innovation Strategies 34

The Financial Brand

MARCH 8, 2020

Financial institutions must use new technologies like AI and APIs, not in the old methodical way, but like a fintech, constantly fine tuning. The post What Banks Can Learn from Mastercard’s Innovation Lab Chief appeared first on The Financial Brand.

Innovation 30

Innovation Branding Fintech Technology 30

The Financial Brand

JULY 11, 2021

Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Fintech Banking Trends Analysis 43

The Financial Brand

FEBRUARY 10, 2020

Fintech's patience paying off as it nears final hurdles, setting stage for major new digital banking competitor. The post FDIC Greenlights Mobile-First Fintech Varo Money for Deposit Insurance appeared first on The Financial Brand.

FDIC 33

FDIC Mobile Fintech Digital Banking 33

The Financial Brand

JANUARY 20, 2022

Some, like Banking-as-a-Service are widely known. The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others, like embedded finance and DeFi are emerging. Not all trends will have equal impact.

Trends 43

Trends Retail Fintech Banking Trends 43

The Financial Brand

JANUARY 6, 2021

The post Sustaining Digital Banking Channels’ Explosive Growth in 2021 appeared first on The Financial Brand. Financial institutions that want to stay in the game need to offer solid basic services before they get fancy.

Digital Banking 29

Digital Banking Branding Innovation Strategies ATM 29

The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

MAY 18, 2021

Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. The post Fintech-Bank Hybrids Are the Future of Banking appeared first on The Financial Brand. Partnering in some form will be required.

Fintech 37

Fintech Branding Innovation Strategies Digital Banking 37

The Financial Brand

FEBRUARY 2, 2021

The post Why Bank + Fintech Partnerships Are Going Nowhere appeared first on The Financial Brand. Myopia reigns as financial institutions fail to focus on revenue opportunities and don't home in on services consumers clamor for.

Fintech 43

Fintech Branding Innovation Strategies Google 43

The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

PYMNTS

NOVEMBER 20, 2019

Scotiabank’s Three-Pronged Innovation Strategy. Banks keeping pace with fraudsters developing new data access techniques cannot approach AI development in a simple, regular way, so Scotiabank is moving its technology and implementation strategies outside of its own innovation lab.

Fraud 117

Fraud Data Management Analytics 117

The Financial Brand

MARCH 8, 2020

As the coronavirus outbreak impacts how consumers bank and which fintech firms survive, it's time evaluate existing banking models and strategic priorities. The post How Will Coronavirus Outbreak Impact The Fintech Ecosystem? appeared first on The Financial Brand.

Fintech 43

Fintech Branding Innovation Strategies Digital Banking 43

The Financial Brand

MAY 19, 2021

The rise of digital challengers drives a rethinking of outdated business models and a new perspective on how to make a bank future-ready. The post Can Traditional Banks Keep Pace With Fintech Challengers? appeared first on The Financial Brand.

Fintech 40

Fintech Branding How To Customer Experience 40

The Financial Brand

DECEMBER 5, 2021

Hands down, speed is the biggest competitive advantage a bank or credit union can have. The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here's why, and what it takes to dial it up.

Fintech 39

Fintech Banking Trends Analysis Trends 39

The Financial Brand

AUGUST 23, 2021

Banking as a service is hot and getting hotter. The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

Fintech 43

Fintech Training Banking Trends Analysis 43

The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

APRIL 1, 2021

The post Fintech Lenders Will Come Roaring Back As Economy Re-Opens appeared first on The Financial Brand. While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again.

Fintech 43

Fintech Branding Innovation Strategies Strategy 43

The Financial Brand

JULY 19, 2020

New life for the specialized charter plus a payments version rank high for Acting Comptroller Brian Brooks, former fintech and bank exec. The post Fintech Charter will be Part of Tectonic Realignment of Banking appeared first on The Financial Brand.

Fintech 42

Fintech Branding Payments Innovation Strategies 42

The Financial Brand

OCTOBER 13, 2021

The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions. The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

social media 43

social media Banking Trends Analysis Digital Banking 43

The Financial Brand

NOVEMBER 7, 2016

Banking is investing in innovation, changing business models and partnering with fintech firms to respond to digital consumer expectations.

Innovation 29

Innovation Fintech Big Data Innovation Strategies 29

The Financial Brand

AUGUST 18, 2020

Ecommerce fintechs introduce small business bank accounts that compete with traditional financial institutions. The post How Banks Can Beat Aggressive Fintechs for Business Deposits appeared first on The Financial Brand. But they can fight back.

Fintech 40

Fintech Branding Innovation Strategies Strategy 40

The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 40

Lending Fintech Banking Trends Analysis 40

The Financial Brand

SEPTEMBER 9, 2020

New twist on what a bank is blends concepts of deposits with spendable Treasury bills and Netflix-style pricing. The post Fintech Buys Bank in Pursuit of Radical New Business Model appeared first on The Financial Brand. It's just square 1 for Jiko.

Fintech 40

Fintech Branding Innovation Strategies Strategy 40

The Financial Brand

DECEMBER 18, 2019

The impact of fintechs on retail banking is real but overplayed, says KBW's Fred Cannon. The post Analyst: ‘Innovation’s Great, But We Haven’t Seen Fintech Act 2 Yet’ appeared first on The Financial Brand. And startups are untested by a major slump.

Fintech 23

Fintech Innovation Branding Retail 23

The Financial Brand

FEBRUARY 1, 2021

Dismissing challengers in any form is a luxury no bank or credit union can afford any longer. But sound strategy beats sleepless nights. The post Do Fintechs Scare You As Much As They Do These CEOs? appeared first on The Financial Brand.

Fintech 35

Fintech Strategy Branding Innovation Strategies 35